Zoho Billing vs Stripe Billing

PayPal

QuickBooks Online

Stripe

Amazon Pay

Chargebee

MoonClerk

Compare Zoho Billing and Stripe Billing based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

MoonClerk is a cloud-based billing and online payment solution which enables users to create online payment forms for and receive one-off and recurring payments

Chargebee is a subscription management and billing platform that automates revenue operations and streamlines the subscription lifecycle. The platform offers no-code capabilities for product and pricing plan implementation. It includes self-service tools to manage churn and simplify payment recovery.

Zoho Billing is an end-to-end billing solution that helps businesses streamline their billing operations, manage customer lifecycle, and accelerate growth.

Accounting

Accounting Integration

ACH Payment Processing

Activity Dashboard

Activity Tracking

Alerts/Notifications

Approval Workflow

Billable & Non-Billable Hours

Billing & Invoicing

Billing Portal

Cancellation Management

Client Portal

Contact Database

Credit Card Processing

Credit Note

Customer Database

Customizable Branding

Customizable Fields

Customizable Invoices

Customizable Reports

Customizable Templates

Data Import/Export

Data Security

Data Visualization

Debit/Credit Card Processing

Deferred Billing

Discount Management

Dunning Management

Electronic Payments

Electronic Signature

Email Management

Enrollments/Onboarding

Expense Tracking

Financial Management

For Small Businesses

Hourly Billing

In-Person Payments

Invoice Creation

Invoice History

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile App

Mobile Payments

Multi-Currency

Multi-Language

Multi-Period Recurring Billing

Multiple Payment Options

Online Invoicing

Online Payments

Partial Payments

Payment Gateway Integration

Payment Processing

PCI Compliance

Product Catalog

Project Billing

Project Time Tracking

Project Tracking

Quotes/Estimates

Real-Time Analytics

Real-Time Data

Real-Time Notifications

Real-Time Reporting

Receipt Management

Recurring Invoicing

Recurring/Subscription Billing

Refund Management

Reminders

Reporting & Statistics

Reporting/Analytics

Sales Tax Management

Search/Filter

Self Service Portal

Status Tracking

Subscription Management

Subscription Plan Management

Summary Reports

Tax Calculation

Tax Compliance

Tax Management

Third-Party Integrations

Time & Expense Tracking

Time Tracking

Timer

Timesheet Management

Transaction History

Transaction Monitoring

Usage Tracking/Analytics

Workflow Management

Zoho Billing

Android

Web-based

Windows

iPad

iPhone

Media and Content Developer

Loved the tool for building subscription checkout options, as well as the templates and options to customize with code. There was a great deal of freedom presented, and it served us very well.

Owner

They charged me for two consecutive years after I had cancelled and I had to despite it with my CCrd company.

I love how Zoho Subscriptions can connect to several payment processors. Its also wonderful how it auto syncs with Zoho CRM without having to build an API.

Director

Easy navigation, support documents, and support team is very helpful. As usual a product from Zoho family is awesome.

Support team is responsive, and goes the extra mile to help you. Pricing model is great for the startup and beyond.

Because our service model is subscription based, Zoho's tool that interacts with its CRM and other tools (like creator) is invaluable, and we are very pleased with it, and plan to use it indefinitely.

Overall i am happy with the secure environment which Zoho subscription has provided, we have tried to make this application but then decided to go with Zoho.

President

We are using Zoho for managing subscription payments for a SaaS product and it is working great. FOr the most part the system just works which is the most important thing to us.

administrator

Very useful, easy to integrate and over all very satisfied.

We needed to have one recurring invoice for partners that have multiple clients and subscriptions. And ZohoSubs was a great solution.

This has saved us hours of manual labor. I love how we can keep track of our clients and quickly issue refunds if needed.

Hosting pages features,  multiple products, and multiple plans, ease of use, clean interface. Subscription management is also very easy.

graphic designer

Good clean and simple to use and draw up and send invoices.

Payroll Specialist

My overall experience with Zoho billing was interesting, the interface was also user friendly for new hires to navigate.

This is truly odd to me, and many people in the forums are also confused why there has not been any ability to create different payment pages for different products.

Owner 

I see no reason to ever stop using this software.

Creative Director

The non-API deployment is a bit limited in terms of collecting any customer information that's not part of the default data.

When we first switched over Zoho subscriptions were the only tool that could email multiple reminders to the clients prior to the billing renewal which I feel is great for subscription services.

Zoho Billing screenshot: Zoho Billing dashboard


Zoho Billing screenshot: Zoho Billing projects


Zoho Billing screenshot: Zoho Billing subscriptions

Zoho Billing screenshot: Zoho Billing items


Zoho Billing screenshot: Zoho Billing dunning management

Zoho Billing screenshot: Zoho Billing performance overview

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Amazon Pay is a frictionless checkout experience that lets Amazon customers make a purchase with fewer clicks. By implementing a fast, secure payment method, you can transform your user journey and increase conversions. Sign Up for Amazon Pay. 


QuickBooks Online is an all-in-one online business software designed to help manage business finances. The platform is built to scale businesses, unlocking insights and providing the functionality of a larger team, all on one integrated platform.

Stripe Billing is an end-to-end billing automation solution that helps businesses manage subscriptions and invoices with flexible billing components and billing logic. Stripe Billing helps businesses support new billing models, capture more revenue, and accept more payments globally.

Access Controls/Permissions

Bank Reconciliation

Billing Rate Management

Contingency Billing

Customer Accounts

Customer Profiles

Email Reminders

Revenue Management

Revenue Recognition

Stripe Billing

Team Leader

I've been using Stripe Billing for over a year now and it has been great. I love how easy it is to set up and use, as well as the customer service.

Heartbreak Whisperer

There are fees that are not too transparent or still confusing as I have customers all over the world and have to pay differing charges.

Auto Detailer

It is super easy to get running and use. It has tutorials and forums to help you understand and a great layout which makes everything super accessible.

owner

It has been an excellent experience and I would recommend it to other small business owners like myself.

Operational Assistant

However I find that this software has been the most user friendly meaning I have taken a massive liking to it. I use this software daily, I am obsessed.

Freelance Photographer 

Stripe within my business its a winner. From its ease of use to it integrations.

Product Manager

Stripe Billing was easy to use overall, simple enough to deploy, and has a wonderful support portal and team to solve any other issues you have.

The only bit about this software that is frustrating is that it takes a while for the money to arrive in your bank.

Operations

Allows me to issue and track invoices with ease, save customers and to invoice in more than 1 currency if required.

On the whole, I'd highly recommend - it integrates beautifully and hides in the background, taking payments for you.

They also have a great customer service where you can actually talk to someone about your account (yes, a real person!).

The payouts are consistent, and I find them to be the best alternative in the market after trying different providers.

I personally like them much better then Paypal.

Director Sunshine Coast Neuro Rehab

I don't use it for a lot of clients, so wanted something that could be used occasionally but not have to pay a monthly subscription or exorbitant fees. I have been very happy with this solution.

The best and simple invoicing and subscription management tool.

Stipe Has Limitations and Difficult to Work With.

At first it's difficult to get familiar with all the concepts they use for their different parts of the process, I wasn't able to find a simple tutorial on their site (found some in external sites).

founder, coach

Looks very sleek for the customer and is easy to adapt to your brand style and colours.

Zoho Billing vs Stripe Billing Comparison (2026)

Zoho Billing

Stripe Billing

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives