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Free Commercial Loan Software

Last updated: February 2026

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10 software options

Loandisk logo

Loan origination and servicing for micro finance businesses

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Free
Our pricing is based on the number of staff you need to access the software. Payment can be made via Paypal, Stripe, Credit/Debit Card or bank transfer. It is a monthly subscription but payment can be made more many months at a time including 12 months at a time also.

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Lendio logo

Sunrise, formerly Billy, is a cloud-based accounting system

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Free
Sunrise is free to get started. You can also upgrade to Sunrise Plus to unlock additional discounts on merchant processing fees for invoicing, and machine learning to auto-categorize your business expenses, https://sunriseapp.com/pricing/.

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Plaid logo

Platform that enables apps to connect with bank accounts

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Free
Contact Plaid for pricing information.

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Shape logo

Cloud-based CRM, sales & marketing automation software

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Free
$119/user/month billed monthly

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CreditOnline logo

Loan management software for lending businesses of all sizes

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Free
We have two licences: CreditOnline - Startup - 12,000 EUR with frontend template. CreditOnline - Core - starting from 25,000 EUR

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TreasuryView logo

Financial uncertainty, meet risk management!

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Free
TreasuryView offers 30 day free trial, no credit card needed. Tiered pricing starting from €250/month (time-limited special offer), monthly plan. Typical treasury team set-up for debt and IR hedges management starts from €250/month, including up to 5 users, add-on's: extended functionality and intraday market data +API portal access. Base currency EUR (other base currencies or multicurrency add-on upon request). No IT integration project, spot start.

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Mollie logo

Cloud-based payment processing software

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Free
Mollie provides two pricing plans: Pay as you go (€0/month) and Pro (€20/month). The Pay as you go plan is free to start, with no contract, and charges transaction fees per payment method. The Pro plan includes lower transaction rates, fixed monthly fees, and a hardware terminal license. Payments are accepted in multiple currencies, and transaction fees vary by payment method. There is no explicit mention of a free trial.

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DecisionRules.io logo

Agile Business Rule Engine for Every Industry

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Free
Starter Plans: Starter (€0/month): 1 user, 1 rule/node, 20 Solver API calls, 95% availability. No workflow, organizations, AI assistant, or rule comparison. Starter+ (€1.99/month): 1 user, 5 rules/nodes, 300 Solver API calls, 98% availability. Same feature limitations as Starter. Entrepreneur (€49/month annually or €59/month monthly): 1 user, 10 rules/nodes, 2,000 Solver API calls, 99% availability. No workflow, organizations, AI assistant, or rule comparison. Business Plans: Small Business (€199/month annually or €239/month monthly): 3 users, 30 rules/nodes, 500,000 Solver API calls, 1 organization, 99% availability. No workflow, AI assistant, or rule comparison. Business (€449/month annually or €539/month monthly): 5 users, 50 rules/nodes, 3 million Solver API calls, 2 organizations, 99% availability. Includes AI assistant and rule comparison but no workflow. Business+ (€799/month annually or €959/month monthly): 10 users, 100 rules/nodes, 7.5 million Solver API calls, 3 organizations, 99% availability. Includes workflow, AI assistant, and rule comparison. Prices exclude VAT.

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Lendisoft LMS logo

Cloud-based loan management system

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Intelligrow logo

Mobile and web application-based lending solution

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