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Rain Logo

Earned Wage Access Made Simple

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Rain - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Rain overview

What is Rain?

Rain is a 100% voluntary benefit offered by employers to their employees, enabling them to access a portion of their earnings as soon as they've earned them, instead of waiting for their company's scheduled payday.

Our 2M+ users take out fewer payday loans, face fewer overdraft and late fees, making them less financially stressed.

Our 800+ employer-partners see a reduction in turnover and absenteeism, and receive more job applications.

Key benefits of using Rain

Increase Employee Retention
Rain users have +22 days longer tenure on average and a 49% increase in retention after 6 months.

Improve Employee Attendance
Rain users work +17 hours per month on average vs. non-users.

Boost Hiring Results
Employers using Rain get up to 2x more job applications.

Improve Employee Financial Wellness
Employees will have access to a voluntary, comprehensive range of free in-app financial wellness tools to help them reach their goals.

Fully Compliant
Rain's EWA solution is built for compliance and meets the standards for EWA Programs set by the Consumer Financial Protection Bureau (CFPB) in 2020.

Top-Notch Customer Support
Rain's U.S. based user care team is available 24/7 via in-app chat, email, text or phone in English and Spanish with an average response time under 1 minute in all channels.

Starting price


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Rain’s user interface

Ease of use rating:

Rain pros, cons and reviews insights

To determine these pros and cons insights, we analyzed responses from 

Overall rating

Reviews sentiment

 
 
3-4(12)
5(60)

What do users say about Rain?

Reviewers appreciate Rain for making earned wages easily accessible before payday, helping them handle unexpected expenses and avoid loans. They say it offers fast transfers, direct deposits, and financial tips, which they find useful for managing their finances and reducing stress between paychecks.

Users report that Rain is simple to use and convenient for emergencies, though some feel the $3.99 fee to access funds is high and wish updates to available balances were faster. They note that having early access to their money provides flexibility, but some want higher withdrawal limits and clearer fee structures.

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Who uses Rain?

Based on 72 verified user reviews.

Company size

Small Businesses

Enterprises

Midsize Businesses

Top industries

Food & Beverages
Hospital & Health Care
Retail
Security and Investigations
Others

Use cases

- Not enough reviews
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Rain's features

Features rating:

Payroll management
Payroll reporting
Tax compliance

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Rain pricing

Value for money rating:

Starting from

Empty state illustration for "No pricing info"

No pricing info

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about Rain price and value

Value for money rating:

To see what individual users think of Rain's price and value, check out the review snippets below.

“Love Rain easy to use and a great help when you have bills due before your next payday or just need gas for a few days.”
SK

Sherri K.

Security officer

“I love knowing how much I’ve earned at any given time, and the financial tips and other notifications are so helpful. Rain truly cares about the end user’s experience.”
HB

Haley B.

Content Writer

Rain integrations (2)

Rain support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
Phone Support
Chat

Rain FAQs

Q. What type of pricing plans does Rain offer?

Rain has the following pricing plans:
Pricing model: One Time License

These products have better value for money


Q. Who are the typical users of Rain?

Rain has the following typical customers:
Freelancers, Large Enterprises, Mid Size Business, Public Administrations, Small Business


Q. What languages does Rain support?

Rain supports the following languages:
English


Q. Does Rain support mobile devices?

Rain supports the following devices:
Android, iPad, iPhone


Q. Does Rain offer an API?

No, Rain does not have an API available.


Q. What level of support does Rain offer?

Rain offers the following support options:
Email/Help Desk, Phone Support, Chat

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