Chime vs Google Pay Comparison

PayPal

Square Payments

Samsung Pay

Fraud.net

Interact

Alkami Platform

Everyone Without a Bank Needs to Use Chime

I use this for my managed payments from ebay and it is easier for customers to pay. 

Great for sellers

Best bank I’ve ever used!

Banking Made Even Easier

Chime Banking

My overall experience with Chime has been very pleasant.

I Love Chime

Overall I highly recommend chime for the No fees and extra perks that come with your account. 

Free checking plus perks. 

EXCELLENT PRODUCT

Overall it has been nice. The card came shortly after I set up the account, I get notifications every time my deposits come through as well as balance alerts both in my email and the actual application itself. And you can link your accounts to it to be more financially efficient. And there is an option called SpotMe where they will cover your overdraft which I think is a sweet option to have.

Great Tool for Credit Building And Savings

I've always had a positive overall experience with chime never any problems and it's super easy to use on top of that

Love this bank

Overall, my experience with Chime has always been satisfactory!

Time for Chime!

My New Favorite Banking App!!

Compare Chime and Google Pay based on features, pricing, verified reviews, integrations & more. Find out which software is best for your business today.

The Alkami Platform provides financial institutions a complete digital banking solution to securely onboard, engage, & grow retail & business users for banks & credit unions. Clients set the pace of innovation with customized user experiences via our platform & extensive fintech partner ecosystem.


The leading enterprise Fraud Detection solution for Banks, Payments, and Commerce companies.  Cut Risk. Lower Costs. Stay Compliant.

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Chime is a mobile banking software designed to help teams and individuals streamline tax returns, unemployment benefits, paycheck deposits, and government stimulus payouts. It lets users track account balances and daily transactions, receive balance notifications and transaction alerts, and send money to friends and family.

ACH Payment Processing

Alerts/Escalation

Authentication

Bill Payment

Cash Management

Chat/Messaging

Compliance Management

Credit Card Management

Credit Card Processing

Digital Wallet

Electronic Funds Transfer

Electronic Payments

Electronic Statements

Mobile Access

Mobile Alerts

Multi-Currency

Online Banking

Real-Time Monitoring

Remote Deposit

Retail Banking

Secure Data Storage

Secure Login

Third-Party Integrations

Transaction History

Transaction Monitoring

Two-Factor Authentication

Chime

Web-based

Call center

I love the app overall, it’s a great way to manage your checking & savings while also building your credit, it’s a great & affordable way to control & oversee finances into great credit health.

Owner operator

I love the ease of use and access. The ability to look into all aspects concerning my banking transactions just by picking up my phone and opening my chime app.

Customer Support

It has saved me a few times. I believe they have options to help build or improve your credit as well.

Associate

It's pretty easy to use & everyone is approved for an account (within the accepted age range). It's credit builder is free & simplistic as are all it's features.

Housekeeper

I like the authentication of the app I can easily use my fingerprint to login instead of the password. Overall I love how it lets me know through notifications that my money is on the way.

You can get paid up to 2 days early with chime and they have cool bonuses if you get a friend to sign up. Chime support is also very good and understanding when you go to them if you have any issues.

Student

I like that I could still have a checking and savings account with Chime. It was just like a regular bank account, but online.

Welder

The ease and integration of the credit builder checking and saving and external accounts also spot me feature is extremely easy and seemless and extremely useful.

Cleaner

My overall experience was amazing and I'm still having chime to this day and I will continue to be use it.

Own boss

This is one of the best mobile banking great bonuses.

I love that I can always access my money anytime if needed and always a customer service agent willing to help with issues.

Owner

Overall poor experience. It was the opposite of user-friendly.

I love everything except the overdraft part but other than that I love the authenticity of it and how my money is supposed to be ran.

Professional Liability Claims Representative at Sedgwick

No actual physical locations to use. Everything has to be online.

Really no one to call for minor issues. It’s all done through chat.

OWNER

I LIKE THAT WHEN EVER A PROBLEM ARISES HOW QUICKLY CUSTOMER SERVICE IS TO STRAIGHTEN IT OUT. I LIKE THAT YOU CAN GET YOUR PAY TWO DAYS AHEAD.

Tester

I like the least about chime, that no matter what i did or how long i kept the account i lost money but nobody could tell me where it was going.

small business owner (Etsy)

It allows the user to get paid early, helps to control credit, and integrates a checking type account with a credit type account in a mobile app.

Chime screenshot: Chime build credit

Chime screenshot: Chime ATM map

Chime screenshot: Chime credit card settings

Chime screenshot: Chime pay or request

Freelancers

Small Business

PayPal Commerce Platform is a comprehensive solution designed to serve your business needs and your customers, whether you’re just getting started or already a thriving enterprise or marketplace.

Samsung Pay is a mobile banking software that helps businesses of all sizes add Visa, Mastercard, and American Express cards to process payments. The platform enables administrators to offer cards, coupons, and certificates with barcodes and update loyalty programs.

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

Google Pay is a mobile payment platform that allows users to make online payments, in-app purchases, and send money to others. It is available on Android devices, iPhones, and other mobile devices such as Chromebooks and tablets.

Customer Accounts

Data Security

Data Synchronization

Reporting/Analytics

Google Pay

Deciding feature is nice and the fact that you can keep your card safe with another ID is nice.

Managing Director 

Customer service is amazing, it took less time to resolve the issue.5. Easy to use for both customer and business individuals.6.

Freelance Writer

Another is the promotional offers and deals that allow you to make or save a few bucks on the side. It's also safe and secure, requiring PIN or other confirmation for payment.

Illustrator

It's great to be able to have all cards/gift cards and loyalty cards in one place.

application developer

I will use this for tap and pay, and to pay people who do not use venmo or paypal. Other than that, my usage is limited because of how clunky it can be to use.

Direct Support Professional

I love the ease of use and cash back. Makes it all more worth it.

Sales

I love the customer service and I love that I can trust them.

Teacher

It can be quite confusing and is not intuitive. You need to find your way around the app and so it may be difficult to use for those who arent tech savvy.

Manager

Clients can easily make payments to the shop with this software, more payment options the better for the buiseness. I would definitely recommend this software.

Application Engineer

Ease of use, Account linking more easy and feasible, QR code capabilities help users make payment faster.

Positive, it is one of my favourite apps for payment and receiving payment.

License Manager

Google Pay doesn't work without unlocking phone. After run I have wet hands and have problems with unlocking the phone.

Physiotherapist

One of the most effective software to manage payments. Feel really secure while using it.

Physician

Great, integrated well with its own mediums and other applications.

Inside Sales

My overall experience has been a good one  and I am able to track my business spending using an inexpensive piece of software.

Programmer Analyst

Due to weak server connectivity from their side, we sometimes suffer due to hindrances in important transactions.

Supervisor 

Using the software is absolutely easy and convenient ,nowadays people don’t wanna carry cash like myself so google pays a great way to do your every day things without worrying about money on hand.

Chime vs Google Pay Comparison

Chime

Google Pay

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