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EBANQ vs Chime Comparison (2026)

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Chime

Overview

The most user-friendly online banking software platform in the world. Online in 24 hrs with your own branding.

Chime is a mobile banking software designed to help teams and individuals streamline tax returns, unemployment benefits, paycheck deposits, and government stimulus payouts. It lets users track account balances and daily transactions, receive balance notifications and transaction alerts, and send money to friends and family.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

No videos yet

Pricing

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.7

16

5

4

3

2

1

11

5

0

0

0

  • Value for money
  • Ease of use
  • Features
  • Customer support
100%
would recommend this app

4.6

104

5

4

3

2

1

79

14

6

1

4

  • Value for money
  • Ease of use
  • Features
  • Customer support
87%
would recommend this app

Pros

Not enoughreviews yet

Pros

“My favorite things about Chime are the user interface & the ability to move money from account to account with total ease.”
DC

Destiny C.

Owner

“Many banks offer free accounts, but you have to do something to kre it free, usually either direct deposit, or deposit every month.”
OP

Oleg P.

financial analyst

“Chimes great, they link to most my other accounts with no problems or hassle if I want , the spot me feature gives a sizable payday advance.”
NB

Nicholas B.

Milwright

Cons

Not enoughreviews yet

Cons

“They have little to no free atms.”
Verified reviewer profile picture

Josh L.

Self employed

“Also, depositing cash can be inconvenient, since you have to go to a third-party store that may charge a fee.”
RG

Renee G.

Owner

“I do not believe there are joint accounts, and definitely no custodian account.”
OP

Oleg P.

financial analyst

  • Vendor responds to reviews
  • Last review6 years ago
  • Vendor responds to reviews
  • Last review4 months ago

Key features

  • Total features50
  • ACH Payment Processing
  • API
  • Activity Dashboard
  • Alerts/Escalation
  • Authentication
  • Bill Payment
  • Biometrics
  • Cash Management
  • Chat/Messaging
  • Cloud
  • Compliance Management
  • Compliance Tracking
  • Contact Database
  • Core Banking
  • Corporate Banking
  • Credit Card Management
  • Credit Card Processing
  • Credit Union
  • Customer Accounts
  • Customizable Branding
  • Customizable Reports
  • Digital Wallet
  • Document Management
  • Document Storage
  • Electronic Funds Transfer
  • Electronic Payments
  • Electronic Statements
  • Investment Banking
  • Lending Management
  • Loan Management
  • Mobile Access
  • Mobile Alerts
  • Multi-Branch
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Offshore Management
  • Online Banking
  • P2P Payments
  • Private Banking
  • Real-Time Data
  • Real-Time Monitoring
  • Remote Deposit
  • Reporting & Statistics
  • Retail Banking
  • Role-Based Permissions
  • SMS Messaging
  • SSL Security
  • Secure Data Storage
  • Secure Login
  • Third-Party Integrations
  • Transaction History
  • Transaction Monitoring
  • Two-Factor Authentication
  • User Management
  • Workflow Management
  • Total features27
  • ACH Payment Processing
  • API
  • Activity Dashboard
  • Alerts/Escalation
  • Authentication
  • Bill Payment
  • Biometrics
  • Cash Management
  • Chat/Messaging
  • Cloud
  • Compliance Management
  • Compliance Tracking
  • Contact Database
  • Core Banking
  • Corporate Banking
  • Credit Card Management
  • Credit Card Processing
  • Credit Union
  • Customer Accounts
  • Customizable Branding
  • Customizable Reports
  • Digital Wallet
  • Document Management
  • Document Storage
  • Electronic Funds Transfer
  • Electronic Payments
  • Electronic Statements
  • Investment Banking
  • Lending Management
  • Loan Management
  • Mobile Access
  • Mobile Alerts
  • Multi-Branch
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Offshore Management
  • Online Banking
  • P2P Payments
  • Private Banking
  • Real-Time Data
  • Real-Time Monitoring
  • Remote Deposit
  • Reporting & Statistics
  • Retail Banking
  • Role-Based Permissions
  • SMS Messaging
  • SSL Security
  • Secure Data Storage
  • Secure Login
  • Third-Party Integrations
  • Transaction History
  • Transaction Monitoring
  • Two-Factor Authentication
  • User Management
  • Workflow Management

Integrations

  • Total integrations5
  • Google Authenticator
  • Microsoft Authenticator
  • Plivo
  • Sumsub
  • Twilio
  • Total integrationsN/A
  • Google Authenticator
  • Microsoft Authenticator
  • Plivo
  • Sumsub
  • Twilio

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