FinCell - 2026 Pricing, Features, Reviews & Alternatives

FinCell is a OpenBanking based white-label mobile app that your customers will love. FinCell helps both newly established financial institutions that only start their business and look for a mobile-first or mobile-only approach as well as already established companies that want to come closer to their customers and offer them additional value through app.

FinCell out-of-box features:

Authentification

• Strong customer authentication (SCA);

• One-time password (OTP);

• Passcode setup;

• App as authenticator;

• Biometrics.

Accounts & payments

• Account list / dashboard;

• Mandates;

• Different permissions / roles;

• SWIFT, SEPA, instant, Target2, ACH, etc. payments;

• Repeat and reply payments;

• Approve pending payments.

• Statements;

• Transaction search;

• Multi currency accounts.

Cards

• Cards overview;

• Security settings and limits;

• Mobile wallet;

• Cards (un)blocking;

• Freeze /terminate card;

• Manage PIN and CVV;

• Card labelling;

• Virtual cards;

• Upgrade/order a new card;

Communications

• Push notifications;

• Chat & messaging.

Smart watch

Bank products

• Bank offers;

• Manage deposits;

• Applications for credit, leasing, factoring, overdraft;

• Credit, leasing, factoring, overdraft agreements overview;

• Payment schedule;

• New card application.

Other

• Language change;

• Security validations (e.g., KYC);

• Financial institution details;

• User statistics;

• Manage terms and conditions.