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NowCerts vs ePayPolicy Comparison (2026)

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NowCerts

ePayPolicy

Overview

NowCerts is an insurance agency management system (AMS) designed to optimize workflows and improve business results. The AMS software is used by independent insurance agents, independent P&C agents, captive agents, and CSRs.

ePayPolicy is a payment processing solution designed to help businesses in the insurance sector collect credit card and ACH payments from policyholders. The centralized dashboard enables administrators to track transactions, access electronic receipts, and control user permissions.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.8

150

117

Value for money

Ease of use

Features

Customer support

92%

would recommend this app

4.9

258

232

Value for money

Ease of use

Features

Customer support

95%

would recommend this app

Pros

“It can run slow if you do not log out. But that is probably the only real issue I have since I am pretty experienced with it.”

Stacey C.

Accountant

“Clean design, a lot of features and integration possibilities.”

Chad W.

Agent

“I might be biased since this is my first experience with a management system.”

Stacey C.

Accountant

Pros

“It allows proper tracking of invoices whether leading up to due to date or overdue and can automatically notify insureds of overdue payments”

Daniel M.

Principle

“ePay has been a solid solution to managing payments from insureds to our office; with the challenges in the CA insurance markets and more customers having to use non-admitted, agency bill policies, ePay has helped make all the extra work a little easier.”

Gregory G.

CEO

“I'd like to suggest a feature to create/download invoice for Offline-paid invoices (if the amount is over the deposit limit). Though the system does allow an invoice shown as paid offline, there's no receipt available to send over to the insured.”

Luca Z.

Office Manager - Commercial Insurance Specialist

Cons

“The flow of the program seems detached, areas of frequent use or areas we use, seem to be difficult to locate, many layers to get through.”

Damon R.

Principal Agent

“Sometimes the information would be duplicated or not correct”

Gretchen F.

CSR

“We were highly considering switching to NowCerts but we found it was a bit difficult to use, and it was hard getting help from customer service”

Jordan P.

Manager

Cons

“It doesn't integrate with our Premium Finance management software so we manually have to input the payments into our system so the client's policy doesn't get cancelled for lack of payment.”

Sandra L.

President

“Verification codes don't go through email, they go through text, which can be difficult for shared use.”

Annika B.

Accounting and Administrative Coordinator

“Not able to see detail invoice receipt with description that shows the client what they paid for, when using the invoice feature. neither we see it on the receipt)”

Adriana R.

Business Support Manager