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NowCerts vs Indio Comparison (2026)

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NowCerts logo

NowCerts

Indio logo

Indio

Overview

NowCerts is an insurance agency management system (AMS) designed to optimize workflows and improve business results. The AMS software is used by independent insurance agents, independent P&C agents, captive agents, and CSRs.

Indio is a cloud-based solution, designed to help commercial insurance agents, brokers and agencies digitize insurance application and renewal processes. It includes an activity tracking module, which sends alerts when clients sign-in, update information, sign forms or submit documents.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

No videos yet

Pricing

Starting from

99

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

500

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.8

150

5

4

3

2

1

117

32

1

0

0

  • Value for money
  • Ease of use
  • Features
  • Customer support
92%
would recommend this app

4.5

230

5

4

3

2

1

142

72

14

1

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
83%
would recommend this app

Pros

“It can run slow if you do not log out. But that is probably the only real issue I have since I am pretty experienced with it.”
SC

Stacey C.

Accountant

“I might be biased since this is my first experience with a management system.”
SC

Stacey C.

Accountant

“On a scale from 1-10 I would say our overall experience is a 5, customer service is amazing.”
DR

Damon R.

Principal Agent

Pros

Then when they are uploaded all numbers to questions are gone, some wording differs and you cannot see what was loaded for the same document previously, but they want you to click “Verified” to a blank document.
SM

Sue M.

Manager

“It was helpful and saved us time an money with sending applications and forms by mail.”
GF

Gretchen F.

CSR

Cons

“The flow of the program seems detached, areas of frequent use or areas we use, seem to be difficult to locate, many layers to get through.”
DR

Damon R.

Principal Agent

“Sometimes the information would be duplicated or not correct”
GF

Gretchen F.

CSR

“We were highly considering switching to NowCerts but we found it was a bit difficult to use, and it was hard getting help from customer service”
JP

Jordan P.

Manager

Cons

“Our team was not provided many resources on integration.”
MM

Marie M.

Account Manager

“The poor service does not make us want to keep the product, may look for another solution”
TD

Tim D.

President

“Complete garbage.”
SM

Sue M.

Manager

  • Vendor responds to reviews
  • Last reviewa year ago
  • Vendor responds to reviews
  • Last review5 years ago

Key features

  • Total features89
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Activity Dashboard
  • Activity Tracking
  • Alerts/Notifications
  • Audit Trail
  • Billing & Invoicing
  • Broker/Agent Portal
  • Calendar Management
  • Cancellation Tracking
  • Case Management
  • Claims Management
  • Claims Settlement
  • Claims Tracking
  • Client Management
  • Client Portal
  • Commercial
  • Commercial Lines
  • Commission Calculations
  • Commission Management
  • Comparative Insurance Rating
  • Compliance Management
  • Configurable Workflow
  • Contact Database
  • Contact Management
  • Customer Accounts
  • Customer Database
  • Customer Portal
  • Customizable Branding
  • Customizable Fields
  • Customizable Forms
  • Customizable Reports
  • Customizable Templates
  • Data Import/Export
  • Digital Signature
  • Document Imaging
  • Document Management
  • Document Storage
  • Document Templates
  • Electronic Payments
  • Email Management
  • Email Marketing
  • For Homeowners Insurance
  • For Insurance Industry
  • Forms Management
  • Insurance Eligibility Verification
  • Insurance Management
  • Insurance Policy Management
  • Insurance Policy Processing
  • Insurance Rating
  • Invoice Management
  • Lead Management
  • Life & Health
  • Lifecycle Management
  • Marketing Automation
  • Mobile Access
  • Monitoring
  • Multiple Line Rating
  • Pipeline Management
  • Policy Issuance
  • Policy Library
  • Policy Management
  • Property & Casualty
  • Quotes/Estimates
  • Rating Engine
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Updates
  • Referral Tracking
  • Reinstatement Tracking
  • Reinsurance Administration
  • Reminders
  • Renewal Management
  • Reporting & Statistics
  • Reporting/Analytics
  • Risk Assessment
  • SSL Security
  • Search/Filter
  • Secure Login
  • Self Service Portal
  • Status Tracking
  • Task Management
  • Third-Party Integrations
  • Underwriting Management
  • User Management
  • Version Control
  • Workflow Management
  • Total features18
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Activity Dashboard
  • Activity Tracking
  • Alerts/Notifications
  • Audit Trail
  • Billing & Invoicing
  • Broker/Agent Portal
  • Calendar Management
  • Cancellation Tracking
  • Case Management
  • Claims Management
  • Claims Settlement
  • Claims Tracking
  • Client Management
  • Client Portal
  • Commercial
  • Commercial Lines
  • Commission Calculations
  • Commission Management
  • Comparative Insurance Rating
  • Compliance Management
  • Configurable Workflow
  • Contact Database
  • Contact Management
  • Customer Accounts
  • Customer Database
  • Customer Portal
  • Customizable Branding
  • Customizable Fields
  • Customizable Forms
  • Customizable Reports
  • Customizable Templates
  • Data Import/Export
  • Digital Signature
  • Document Imaging
  • Document Management
  • Document Storage
  • Document Templates
  • Electronic Payments
  • Email Management
  • Email Marketing
  • For Homeowners Insurance
  • For Insurance Industry
  • Forms Management
  • Insurance Eligibility Verification
  • Insurance Management
  • Insurance Policy Management
  • Insurance Policy Processing
  • Insurance Rating
  • Invoice Management
  • Lead Management
  • Life & Health
  • Lifecycle Management
  • Marketing Automation
  • Mobile Access
  • Monitoring
  • Multiple Line Rating
  • Pipeline Management
  • Policy Issuance
  • Policy Library
  • Policy Management
  • Property & Casualty
  • Quotes/Estimates
  • Rating Engine
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Updates
  • Referral Tracking
  • Reinstatement Tracking
  • Reinsurance Administration
  • Reminders
  • Renewal Management
  • Reporting & Statistics
  • Reporting/Analytics
  • Risk Assessment
  • SSL Security
  • Search/Filter
  • Secure Login
  • Self Service Portal
  • Status Tracking
  • Task Management
  • Third-Party Integrations
  • Underwriting Management
  • User Management
  • Version Control
  • Workflow Management

Integrations

  • Total integrations7
  • Automate365
  • Clarity Wave
  • Keap
  • QuickBooks Online Advanced
  • Salesforce Sales Cloud
  • TurboRater
  • Twilio
  • Zapier
  • airSlate SignNow
  • Total integrations2
  • Automate365
  • Clarity Wave
  • Keap
  • QuickBooks Online Advanced
  • Salesforce Sales Cloud
  • TurboRater
  • Twilio
  • Zapier
  • airSlate SignNow