Zip vs PayEm

Expensify

Emburse Expense Professional

Brex

Coupa

ActivityHD

Mesh Payments

Compare Zip and PayEm based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Moss

Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks. 

SAP Concur

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Payhawk

Payhawk is a spend management platform that automates expense management and provides real-time visibility and control over corporate spending. The platform integrates with linked business credit cards, enabling users to collect receipts at the point of sale and automatically match transactions to receipts. Its AI-powered technology processes receipts and invoices, automatically categorizing and routing expenses for approval to ensure an efficient spending culture.

Zip gives employees one place to kick off a purchase or vendor request. Each request is programmatically routed for approval across procurement, finance, IT, legal, data security, and other teams, and Zip integrates into all major ERP / P2P solutions to create a PR or draft PO.

Access Controls/Permissions

Accounting

Accounting Integration

ACH Payment Processing

Activity Dashboard

Activity Tracking

Alerts/Notifications

Approval Process Control

Approval Workflow

Auction Management

Audit Management

Audit Trail

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Catalog Management

Collaboration Tools

Compliance Management

Configurable Workflow

Contract/License Management

Contract Lifecycle Management

Customizable Reports

Customizable Templates

Dashboard

Data Import/Export

Document Storage

Electronic Funds Transfer

Electronic Payments

ERP integration

Expense Tracking

Financial Analysis

Financial Management

Financial Reporting

Fraud Detection

General Ledger

Integration Management

Invoice Management

Invoice Processing

Multi-Currency

Order Management

Order Tracking

Procurement Management

Purchase Order Management

Purchase Order Reconciliation

Purchasing & Receiving

Real-Time Analytics

Real-Time Data

Real-Time Reporting

Receipt Management

Recurring Payments

Reporting/Analytics

Reporting & Statistics

Requisition Management

Rfx Management

Risk Assessment

Risk Reporting

Search/Filter

Sourcing Management

Spend Analysis

Spend Control

Spend Management

Status Tracking

Supplier Management

Third-Party Integrations

Vendor Management

Workflow Management

Web-based

Windows

Chromebook

Basic

Procurement Specialist

It's user-friendly interface, simplicity in data collection and efficiency in streamlining various processes related to procurement or form submissions.

Director of Procurement

Logically and simply built; easy to modify and customize for your specific needs*Works well at any scope; startup to enterprise*Integrations with the systems our teams already use make it easy for various departments to interact with Zip*Provides a centralized intake for any procurement and business needs and requests*Employees love the simplicity of the intake, Slack integrations and knowing where to go for what they need*Dynamic intake makes it easy to collect the right information and generate the appropriate approval workflow automatically

Global Procurement & Real Estate Officer

Internal adoption was simple and the visual representation of where a request is at improved the internal understand of procurement.

Senior Sourcing Manager

Integrations with existing software tools for related processesEnd to end request managementProduct roadmap

Student

The interface that comes up when I run the software is simple and clear, thanks for that.

Industrial Engineer

My spending has decreased as I can see more clearly where I am spending money.

Can be difficult to navigate from one request to the next.

Sr. Accounting specialist

I love Zip’s Slack integration, simple UI, and how flexible each workflow can actually be depending on what the purchase is for.

Procurement Specialist 

The support team is amazing, they do not delay if you have any issues.

Director of Operations and Procurement

Our team loves the clean user experience and integrations(CLM, GRCs,)/slack integration.

Finance Manager

I love the Slack integration, clean experience, and that I can administer the system without needing IT at all

IT Manager

Its given us better insight into our spend, and its easy to use for our team members.

User Interface

Integrations

Ease of Use

Pricing

Customer Support

Large Enterprises

Mid-size Business

Small Business

webexpenses

Webexpenses provides simple, intuitive cloud-based software for smarter expense management and invoice processing, with full support and seamless integration.

Expensify is an expense management platform that automates receipt scanning, expense tracking, and employee reimbursements. The software includes features such as corporate card management, travel booking capabilities, and integration with accounting systems including QuickBooks, NetSuite, Sage Intacct, and Xero. Expensify offers global reimbursement processing and allows organizations to link existing corporate cards from banks worldwide.

Go beyond the tired billing & invoicing procedures with PayEm. PayEm's platform simplifies bill payments, whether done by credit card or ACH. The platform allows for digital uploads of vendor invoices, automatic payment scheduling & customized approval flows, using streamlined NetSuite integration.

Ad hoc Reporting

Bank Reconciliation

Bid Management

Cash Management

Categorization/Grouping

Check Writing

Corporate Card

Credit Card Management

Customizable Fields

Data Visualization

Duplicate Payment Alert

Expense Claims

Mobile Access

Mobile Receipt Upload

Multi-Location

Offboarding

Onboarding

Payment Processing

Prepaid Cards

Process/Workflow Automation

Projections

Project Management

Purchasing Reports

Real-Time Monitoring

Real-Time Notifications

Real-Time Updates

Reimbursement Management

Reminders

Rules-Based Workflow

Single Sign On

Time & Expense Tracking

Transaction History

User Management

Vendor Payment

PayEm

Linux

Android

iPhone

iPad

Head of finance

The UI can feel a bit unintuitive at times, especially for team members who aren't in finance, some features are buried or not clearly labeled.

Executive Assistant

I also don't like that you still get a red receipt flag even when a charge has been refunded or reversed.

Operations Manager

PayEm allows us to manage budgeting and overall expenses while including all departments involved in the expense approval process.

Finance Controller

For example, I am in control using a vendor credit card because I can see every transaction, and I can know in real-time if I need to increase the budget or pay another way.

Controller

The customer care team and representatives are very helpful and commentative, every issue is addresed immediately and gets the full response for the relevant department.  

The software helps me plan my budget for next year and understand how we plan monthly and annually.

Finance 

The integration with our ERP system shortens accounting work, especially when it comes to vendor management.

Global Sourcer and Onboarding Manager

Once a team member leaves the company, our finance team can easily stop payments to a particular subscription.

PayEm offers a great NetSuite integration that reduces the time of processing payments.

Sales Coordinator

Even on my first visit, PayEm supported my security as a client from the minute I entered the platform with verification and passwords.

PayEm is an easy to use platform which allows us to track every aspect of our company’s credit card spend.

I’m in total control of the budget and can make sure that any deviation in the budget goes through me.

Supply Chain Manager

It's very easy to use, you can allocate each employee with its own credit card and monitor purchases / approval process.

Global Director of SDR

With PayEm, I don't have to lay out my own money and wait for reimbursements.

I definitely recommend PayEm to companies who want to increase efficiency and control, while saving company money.

Moreover, the UX/UI is very friendly and allows me to understand the system better.

Initially I was a bit worried to transition to using PayEm, but I found it to be very user friendly.

Bookeeper

Security and Access Control