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Top Rated Payment Processing Software with In-Person Payments

Last updated: April 2026

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Why are in-person payments important for payment processing software?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

In-person payments enable real-time transactions, enhance convenience for customers, support contactless payment methods, and allow businesses to accept payments on the go. This functionality is crucial for face-to-face interactions and immediate sales. Our reviewers in payment processing software rated this feature as important.

What do verified reviews highlight about key features of payment processing software?

  • Data Security: Reviewers emphasize robust encryption, multi-factor authentication, and real-time alerts to protect sensitive financial and personal data from unauthorized access and fraud. 92% of reviewers rated this feature as important or highly important.
  • Online Payments: Users value the ease and convenience of sending and receiving payments online, with features like digital invoices, payment links, and multiple payment options. 91% of reviewers rated this feature as important or highly important.
  • Debit/Credit Card Processing: Reviewers highlight the ability to link multiple cards, quick fund processing, and integration with various platforms, enhancing transaction efficiency and flexibility. 90% of reviewers rated this feature as important or highly important.
  • Mobile Payments: Users appreciate the convenience of making and accepting payments on the go, with features like QR code scanning, secure transactions, and instant notifications. 89% of reviewers rated this feature as important or highly important.
  • Payment Fraud Prevention: Reviewers commend the sophisticated fraud detection systems, real-time monitoring, and customizable security rules to prevent unauthorized transactions and reduce financial loss. 89% of reviewers rated this feature as important or highly important.
  • Billing & Invoicing: Users like the customizable invoices, easy tracking of payments, and automated reminders, which streamline the billing process and improve financial management. 86% of reviewers rated this feature as important or highly important.
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196 software options

Stax logo

All-In-One Payment Processing Platform

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Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.

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Zoho Billing logo

End-to-end billing solution built for every business model.

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Simplify the payment process with Zoho Billing's multiple payment choices, including cards, bank transfers, and PayPal.

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Jackrabbit Music logo

Online music school management software

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Jackrabbit Music is a cloud-based music school management tool with scheduling, accounts receivable, POS, student portal, enrollment, reporting, and more

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Stripe logo

Online payment processing for internet businesses

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Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

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EBizCharge logo

Accept payments faster in your ERP, CRM & eCommerce platform

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EBizCharge Payment Management Software lowers processing rates and helps you manage credit card payments securely and remotely from anywhere.

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Payabli logo

Payment infrastructure and monetization platform

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Payabli is a comprehensive payment platform designed to help IT companies manage and monetize payment operations. The platform's pay in capabilities enable businesses to accept payments from customers, whether one-time, recurring, or scheduled. Businesses can leverage Payabli's API-first approach to build payment offerings that are fully integrated into product experience.

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Prodoge logo

Payment processing platform with cryptocurrency wallet

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Prodoge is a payment processing platform designed to help businesses send invoices, sell products or services, manage point-of-sale (POS) operations and accept transactions in the form of cryptocurrencies, credit or debit cards, and several third-party systems.

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Orcatec logo

Cloud-based field service management software

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Orcatec is a cloud-based field service management software designed to help businesses handle and streamline various administrative processes, such as dispatching, employee management, and more. Supervisors can schedule appointments on a calendar and color-code them according to requirements.

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Kolleno logo

Automate Your Financial Operations

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Kolleno is a cutting-edge global SaaS financial operations platform that is transforming accounts receivable management, collections, payments, and reporting for B2B businesses.

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ScanPay logo

ScanPay is a payment app built for home service businesses.

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ScanPay provides payment solutions designed for small businesses in the home service industry. Collect tap-to-pay payments on-site or send invoice payment links while benefiting from lower fees.

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Datacap logo

Cloud-based and on-premise integrated payment solution.

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Datacap is a cloud-based and on-premise integrated payment solution designed for point-of-sale architectures. The platform utilizes PCI-validated P2PE, DirectE2EE, EMV, cross-platform tokens, tokenization, and more to keep payment data secure. It enables users to configure and maintain the PSCS product portal, which provides real-time online reporting. Beyond payments, Datacap supports integration with various gift and loyalty platforms through universal data integration.

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Transaction Processing Services logo

Payment processing platform

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Transaction Processing Services is a cloud-based payment processing platform. TPS includes a customizable suite for the rapid deployment of integrated payment services. It allows organizations to meet the requirements of a remote workforce, reduces the need for internal IT support and hardware resources, provides robust disaster recovery capabilities, and much more.

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Paytiko logo

ALL in one software Payment solutions

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A complete, customizable, and cumulative payment solution

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RevCent logo

Subscription billing, trial offers and usage based billing

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Manage multiple card processors and payment methods with rule-based profiles. Send charges where you want, when you want based on transaction type, revenue rules, time rules and more.

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uniCenta logo

Point of sale software with inventory management tools

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uniCenta oPOS is a point of sale (POS) software that helps businesses in retail, hospitality, education, event management, sports centers, gyms, and other sectors track inventory, process payments, manage customers, and monitor business performance, among other operations.

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Payline Data logo

Cloud-based payment processing solution

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Payline Data provides flexible and friendly payment processing solutions tailored to suit the needs of businesses. The product offers a variety of features, including a virtual terminal and dashboard, cart integration and payment page, invoicing and recurring billing, and an open-faced API for custom integrations. Payline Data also provides services like interchange optimization, surcharging, and omni-channel payments to help businesses manage their payment processing effectively.

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Orbipay EBPP logo

The Most Customizable Billing and Payments Solution.

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Orbipay EBPP is a highly scalable, cloud-based electronic bill presentment and payment (EBPP) solution for businesses and financial institutions of all sizes, designed to give customers the flexibility they demand with options such as text to pay, Apple Pay, Autopay etc.

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Sky Systemz logo

POS, payment processing & business management software

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Sky Systemz is a point-of-sale (POS) software that enables corporate businesses, salons, spas, restaurants, and florists to process transactions and manage administrative operations related to inventory, customers, employees, and products on a centralized platform.

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omniPay logo

Powerful payment platform to accept credit card and ACH

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Take your business to the next level with a comprehensive payment platform from Omnibasis. From e-commerce to subscription businesses, platforms, and marketplaces, our integrated platform handles all your payment needs, helping you grow your revenue and capture more sales.

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RoadSync logo

Payment processing solution for the logistics industry

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RoadSync modernizes commerce in the logistics industry with smart, simple, and innovative financial solutions.

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Whistle Payments logo

Mobile Payment Solution

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Whistle Payments gives companies a simple yet effective way to empower teams and help everyone feel more included in their work experience. Use the Whistle platform or leverage the Whistle Payments API to your existing workflow. Contact us to learn why people love using Whistle!

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Everyware logo

Payment processing and communication engagement solution

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Flexible, integrated payment/SMS text solution supports a variety of payment options, enhanced loyalty, higher revenue, and faster time to payment.

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