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authorize.net vs Clover Comparison (2026)

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Good recommendations?

authorize.net logo

authorize.net

Clover logo

Clover

Overview

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

25

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.5

220

5

4

3

2

1

135

64

13

3

5

  • Value for money
  • Ease of use
  • Features
  • Customer support
73%
would recommend this app

3.8

617

5

4

3

2

1

300

130

56

26

105

  • Value for money
  • Ease of use
  • Features
  • Customer support
57%
would recommend this app

Pros

“Authorise.net is so powerful that even their resellers built top class payment solutions for end users like me who have clients that want to use authorise.net to access USA payments.”
Verified reviewer profile picture

Babatunde O.

SEO Marketer

“The monthly gateway charges are accumulated within a short period even in months when our transaction volume is low.”
JP

John P.

Transport Broker

“Because it is a separate program, it does not automatically add the patients information and does not automatically post to their account.”
AS

Amy S.

Intake Specialist

Pros

“The ability to customize the system using the Clover App Market allows you to add specific functionality (like specialized loyalty programs or advanced inventory tracking) as your business grows.”
KH

Kira H.

Software reviwer ,writer

“My overall experience with Clover has been solid,ⁿ It acts as an reliable, all-in-one central hub for taking payments and keeping daily sales organized.”
KH

Kira H.

Software reviwer ,writer

“It keeps everything organized for you and it is quick for payment processing, financial management, sales, and inventory management!”
RH

Reagan H.

Optician

Cons

“The interface can be a bit outdated at times and requested system updates are not as quick as we would like.”
DS

Dru S.

Property Success Parntner

“The interface feels outdated, and some features aren’t as user-friendly as they could be.”
AP

ALISSA P.

OWNER

“We were unable to charge 3% to the customer for online transactions.”
Verified reviewer profile picture

Theresa I.

Owner

Cons

“I would not recommend signing up with Clover POS. If you’re considering it, read the contract extremely carefully and make sure you fully understand the cancellation, equipment rental, and long-term fee obligations before you sign anything.”
HT

Heaven T.

Co-owner

“A duplicate charge caused by clover system during a service outage cannot be refunded—by me or by their support team.”
TL

Tiffany L.

Anything and everything

“It is not intuitive for example when searching for something if spacing or capitalization is off it will not find the item.”
Verified reviewer profile picture

Mallory T.

Executive sous chef

  • Vendor responds to reviews
  • Last review4 months ago
  • Vendor responds to reviews
  • Last review17 days ago

Key features

  • Total features125
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Access Management
  • Accounting
  • Accounting Integration
  • Accounts Receivable
  • Activity Dashboard
  • Activity Monitoring
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Escalation
  • Alerts/Notifications
  • Appointment Management
  • Automatic Billing
  • Barcode Recognition
  • Barcode/Ticket Scanning
  • Billing & Invoicing
  • Billing Portal
  • Billing Rate Management
  • CRM
  • Cash Management
  • Chargeback Tracking
  • Check Processing
  • Commission Management
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Credit Card Management
  • Credit Card Processing
  • Customer Accounts
  • Customer Database
  • Customer Management
  • Customizable Invoices
  • Customizable Reports
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Delivery Management
  • Discount Management
  • Dues Management
  • Electronic Payments
  • Electronic Signature
  • Employee Management
  • Fee Management
  • Financial Aid Management
  • Financial Analysis
  • Financial Reporting
  • Financial Transaction Approval
  • For Banking
  • For Bars/Clubs
  • For Electricity
  • For Financial Institutions
  • For Food Trucks
  • For Higher Education
  • For Insurance Industry
  • For Internet Service Providers (ISP)
  • For Liquor Stores
  • For Natural Gas
  • For Nonprofits
  • For Restaurants
  • For Retail
  • For Salons and Spas
  • For Schools
  • For Telecommunications Industry
  • For Trash
  • For Water
  • For eCommerce
  • For iPad Devices
  • Fraud Detection
  • Fund Accounting
  • Gift Card Management
  • In-Person Payments
  • Internal Fraud Monitoring
  • Inventory Control
  • Inventory Management
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Item Management
  • K-12
  • Loyalty Program
  • Metered Billing
  • Mobile Access
  • Mobile Card Reader
  • Mobile Commerce
  • Mobile Payments
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multi-Store
  • Multiple Payment Options
  • Non-Metered Billing
  • Online Invoicing
  • Online Ordering
  • Online Payments
  • Order Management
  • Ordering Automation
  • Partial Payments
  • Payment Collection
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Options
  • Payment Processing
  • Payment Tracking
  • Point of Sale (POS)
  • Point of Sale (POS) Integration
  • Pricing Management
  • Product Catalog
  • Projections
  • Promotions Management
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reporting & Statistics
  • Reporting/Analytics
  • Restaurant POS
  • Retail Inventory Management
  • Retail Management
  • Retail POS
  • Returns Management
  • Returns Tracking
  • Risk Analysis
  • Risk Management
  • Risk Scoring
  • SMS Marketing
  • SSL Security
  • Sales Reports
  • Sales Tax Management
  • Scheduling
  • Search/Filter
  • Self Service Portal
  • Separate Checks
  • Shopping Cart
  • Split Checks
  • Subscription Management
  • Subscription Plan Management
  • Table Management
  • Third-Party Integrations
  • Tips Management
  • Touch Screen
  • Transaction History
  • Transaction Monitoring
  • Tuition Management
  • Website Integration
  • Work Order Management
  • eCommerce Management
  • Total features69
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Access Management
  • Accounting
  • Accounting Integration
  • Accounts Receivable
  • Activity Dashboard
  • Activity Monitoring
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Escalation
  • Alerts/Notifications
  • Appointment Management
  • Automatic Billing
  • Barcode Recognition
  • Barcode/Ticket Scanning
  • Billing & Invoicing
  • Billing Portal
  • Billing Rate Management
  • CRM
  • Cash Management
  • Chargeback Tracking
  • Check Processing
  • Commission Management
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Credit Card Management
  • Credit Card Processing
  • Customer Accounts
  • Customer Database
  • Customer Management
  • Customizable Invoices
  • Customizable Reports
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Debit/Credit Card Processing
  • Delivery Management
  • Discount Management
  • Dues Management
  • Electronic Payments
  • Electronic Signature
  • Employee Management
  • Fee Management
  • Financial Aid Management
  • Financial Analysis
  • Financial Reporting
  • Financial Transaction Approval
  • For Banking
  • For Bars/Clubs
  • For Electricity
  • For Financial Institutions
  • For Food Trucks
  • For Higher Education
  • For Insurance Industry
  • For Internet Service Providers (ISP)
  • For Liquor Stores
  • For Natural Gas
  • For Nonprofits
  • For Restaurants
  • For Retail
  • For Salons and Spas
  • For Schools
  • For Telecommunications Industry
  • For Trash
  • For Water
  • For eCommerce
  • For iPad Devices
  • Fraud Detection
  • Fund Accounting
  • Gift Card Management
  • In-Person Payments
  • Internal Fraud Monitoring
  • Inventory Control
  • Inventory Management
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Item Management
  • K-12
  • Loyalty Program
  • Metered Billing
  • Mobile Access
  • Mobile Card Reader
  • Mobile Commerce
  • Mobile Payments
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multi-Store
  • Multiple Payment Options
  • Non-Metered Billing
  • Online Invoicing
  • Online Ordering
  • Online Payments
  • Order Management
  • Ordering Automation
  • Partial Payments
  • Payment Collection
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Options
  • Payment Processing
  • Payment Tracking
  • Point of Sale (POS)
  • Point of Sale (POS) Integration
  • Pricing Management
  • Product Catalog
  • Projections
  • Promotions Management
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reporting & Statistics
  • Reporting/Analytics
  • Restaurant POS
  • Retail Inventory Management
  • Retail Management
  • Retail POS
  • Returns Management
  • Returns Tracking
  • Risk Analysis
  • Risk Management
  • Risk Scoring
  • SMS Marketing
  • SSL Security
  • Sales Reports
  • Sales Tax Management
  • Scheduling
  • Search/Filter
  • Self Service Portal
  • Separate Checks
  • Shopping Cart
  • Split Checks
  • Subscription Management
  • Subscription Plan Management
  • Table Management
  • Third-Party Integrations
  • Tips Management
  • Touch Screen
  • Transaction History
  • Transaction Monitoring
  • Tuition Management
  • Website Integration
  • Work Order Management
  • eCommerce Management

Integrations

  • Total integrations6
  • Adobe Commerce
  • BigCommerce
  • Constant Contact
  • Docusign
  • Homebase
  • Jotform
  • Miva
  • PayPal Payments
  • Recurly
  • Shopify
  • WooCommerce
  • Xero
  • Total integrations7
  • Adobe Commerce
  • BigCommerce
  • Constant Contact
  • Docusign
  • Homebase
  • Jotform
  • Miva
  • PayPal Payments
  • Recurly
  • Shopify
  • WooCommerce
  • Xero