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authorize.net vs PaySimple Comparison (2026)

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authorize.net logo

authorize.net

PaySimple logo

PaySimple

Overview

authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

25

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

69.95

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.5

220

5

4

3

2

1

135

64

13

3

5

  • Value for money
  • Ease of use
  • Features
  • Customer support
73%
would recommend this app

4.5

298

5

4

3

2

1

196

72

14

5

11

  • Value for money
  • Ease of use
  • Features
  • Customer support
73%
would recommend this app

Pros

“Authorise.net is so powerful that even their resellers built top class payment solutions for end users like me who have clients that want to use authorise.net to access USA payments.”
Verified reviewer profile picture

Babatunde O.

SEO Marketer

“The monthly gateway charges are accumulated within a short period even in months when our transaction volume is low.”
JP

John P.

Transport Broker

“Because it is a separate program, it does not automatically add the patients information and does not automatically post to their account.”
AS

Amy S.

Intake Specialist

Pros

“Not every invoice but every weekly invoicing batch has more than one invoice that is off a penny in either direction.”
MG

Mel G.

Office Manager

“We've been using this system for years after an accountant switch and if I could convince the boss to switch to something else, I would.”
MG

Mel G.

Office Manager

“It simplifies invoicing, recurring billing, and online payments, which has streamlined my business operations significantly.”
Verified reviewer profile picture

Aastha G.

Process associate

Cons

“The interface can be a bit outdated at times and requested system updates are not as quick as we would like.”
DS

Dru S.

Property Success Parntner

“The interface feels outdated, and some features aren’t as user-friendly as they could be.”
AP

ALISSA P.

OWNER

“We were unable to charge 3% to the customer for online transactions.”
Verified reviewer profile picture

Theresa I.

Owner

Cons

“At this point, we've sent multiple unanswered notices asking about fees, formally cancelling the service, and still we've never received an invoice, only continual withdrawals from a bank account until we closed it.”
MV

Monica V.

Owner

“I have been using the product for over 15 years now and it's hard to connect to Customer Representative and if we open a ticket, they take 4-5 days to reply and without proper resolution.”
PC

Praveen C.

President

“We also started receiving requests for payment from their vendor/partner (it's unclear) named PaySafe who threatened to send us to collections despite acknowledging that we've received no services from them.”
MV

Monica V.

Owner

  • Vendor responds to reviews
  • Last review4 months ago
  • Vendor responds to reviews
  • Last review4 months ago

Key features

  • Total features125
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Access Management
  • Accounting
  • Accounting Integration
  • Accounts Receivable
  • Activity Dashboard
  • Activity Monitoring
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Escalation
  • Alerts/Notifications
  • Automatic Billing
  • Billing & Invoicing
  • Billing Portal
  • Billing Rate Management
  • CRM
  • Cash Flow Management
  • Catalog Management
  • Chargeback Tracking
  • Check Processing
  • Client Portal
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Credit Card Management
  • Credit Card Processing
  • Customer Accounts
  • Customer Database
  • Customer History
  • Customer Management
  • Customizable Branding
  • Customizable Fields
  • Customizable Invoices
  • Customizable Reports
  • Data Import/Export
  • Data Security
  • Data Synchronization
  • Data Visualization
  • Debit/Credit Card Processing
  • Discount Management
  • Dues Management
  • Dunning Management
  • Electronic Payments
  • Electronic Signature
  • Email Reminders
  • Email Templates
  • Fee Management
  • Financial Aid Management
  • Financial Analysis
  • Financial Reporting
  • Financial Transaction Approval
  • For Banking
  • For Electricity
  • For Financial Institutions
  • For Higher Education
  • For Insurance Industry
  • For Internet Service Providers (ISP)
  • For Natural Gas
  • For Nonprofits
  • For Restaurants
  • For Retail
  • For Schools
  • For Small Businesses
  • For Telecommunications Industry
  • For Trash
  • For Water
  • For eCommerce
  • Fraud Detection
  • Fund Accounting
  • In-Person Payments
  • Internal Fraud Monitoring
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • K-12
  • Loyalty Program
  • Metered Billing
  • Mobile Access
  • Mobile Card Reader
  • Mobile Commerce
  • Mobile Payments
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multi-Store
  • Multiple Payment Options
  • Non-Metered Billing
  • Online Invoicing
  • Online Ordering
  • Online Payments
  • Order Management
  • Ordering Automation
  • Overpayment Processing
  • PCI Compliance
  • Partial Payments
  • Payment Collection
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Options
  • Payment Processing
  • Payment Tracking
  • Point of Sale (POS)
  • Point of Sale (POS) Integration
  • Project Billing
  • Projections
  • Promotions Management
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Restaurant POS
  • Retail POS
  • Returns Management
  • Risk Analysis
  • Risk Management
  • Risk Scoring
  • SSL Security
  • Sales Reports
  • Sales Tax Management
  • Search/Filter
  • Self Service Portal
  • Separate Checks
  • Shopping Cart
  • Split Checks
  • Status Tracking
  • Subscription Management
  • Subscription Plan Management
  • Third-Party Integrations
  • Transaction History
  • Transaction Monitoring
  • Tuition Management
  • Website Management
  • Work Order Management
  • eCommerce Management
  • Total features66
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Access Management
  • Accounting
  • Accounting Integration
  • Accounts Receivable
  • Activity Dashboard
  • Activity Monitoring
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Escalation
  • Alerts/Notifications
  • Automatic Billing
  • Billing & Invoicing
  • Billing Portal
  • Billing Rate Management
  • CRM
  • Cash Flow Management
  • Catalog Management
  • Chargeback Tracking
  • Check Processing
  • Client Portal
  • Contact Database
  • Contact Management
  • Contingency Billing
  • Credit Card Management
  • Credit Card Processing
  • Customer Accounts
  • Customer Database
  • Customer History
  • Customer Management
  • Customizable Branding
  • Customizable Fields
  • Customizable Invoices
  • Customizable Reports
  • Data Import/Export
  • Data Security
  • Data Synchronization
  • Data Visualization
  • Debit/Credit Card Processing
  • Discount Management
  • Dues Management
  • Dunning Management
  • Electronic Payments
  • Electronic Signature
  • Email Reminders
  • Email Templates
  • Fee Management
  • Financial Aid Management
  • Financial Analysis
  • Financial Reporting
  • Financial Transaction Approval
  • For Banking
  • For Electricity
  • For Financial Institutions
  • For Higher Education
  • For Insurance Industry
  • For Internet Service Providers (ISP)
  • For Natural Gas
  • For Nonprofits
  • For Restaurants
  • For Retail
  • For Schools
  • For Small Businesses
  • For Telecommunications Industry
  • For Trash
  • For Water
  • For eCommerce
  • Fraud Detection
  • Fund Accounting
  • In-Person Payments
  • Internal Fraud Monitoring
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • K-12
  • Loyalty Program
  • Metered Billing
  • Mobile Access
  • Mobile Card Reader
  • Mobile Commerce
  • Mobile Payments
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multi-Store
  • Multiple Payment Options
  • Non-Metered Billing
  • Online Invoicing
  • Online Ordering
  • Online Payments
  • Order Management
  • Ordering Automation
  • Overpayment Processing
  • PCI Compliance
  • Partial Payments
  • Payment Collection
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Options
  • Payment Processing
  • Payment Tracking
  • Point of Sale (POS)
  • Point of Sale (POS) Integration
  • Project Billing
  • Projections
  • Promotions Management
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Restaurant POS
  • Retail POS
  • Returns Management
  • Risk Analysis
  • Risk Management
  • Risk Scoring
  • SSL Security
  • Sales Reports
  • Sales Tax Management
  • Search/Filter
  • Self Service Portal
  • Separate Checks
  • Shopping Cart
  • Split Checks
  • Status Tracking
  • Subscription Management
  • Subscription Plan Management
  • Third-Party Integrations
  • Transaction History
  • Transaction Monitoring
  • Tuition Management
  • Website Management
  • Work Order Management
  • eCommerce Management

Integrations

  • Total integrations6
  • Adobe Commerce
  • BigCommerce
  • Jotform
  • Miva
  • PayPal Payments
  • QuickBooks Online
  • Recurly
  • Total integrations1
  • Adobe Commerce
  • BigCommerce
  • Jotform
  • Miva
  • PayPal Payments
  • QuickBooks Online
  • Recurly