Square Payments vs SpotOn

Venmo

Square Point of Sale

PayPal Point of Sale

Clover

Toast POS

Aloha EPOS

Compare Square Payments and SpotOn based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

ACH Payment Processing

Activity Dashboard

Billing & Invoicing

Cash Management

Compliance Management

Contactless NFC

Credit Card Processing

Cryptocurrency Processing

Customer Database

Data Security

Debit/Credit Card Processing

Electronic Payments

Electronic Signature

Fraud Detection

Gift Card Management

In-Person Payments

Invoice Management

Mobile Access

Mobile Card Reader

Mobile Payments

Multiple Payment Options

Offline Access

Online Payments

Partial Payments

Payment Fraud Prevention

Payment Links

PCI Compliance

Point of Sale (POS)

Receipt Management

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Sales Reports

SSL Security

Third-Party Integrations

Transaction History

Square Payments

Android

Web-based

iPad

iPhone

eCommerce

I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.

Reservation sales representative

I love the simplicity of the software. I love being able to accept credit card or debit card payments directly on my phone with the small noninvasive  card reader that i attach to my phone.

I do not think I have have anything I do not like about square payments. I guess if you put in the wrong email that can be annoying but that more user error.

Manager

I love this software, our employees love it too because it gives them better tips at the end of the day.

Owner

Simple reporting is my favorite feature, especially compared to other platforms. Helping my clients with meaningful reporting without having to modify the data is super convenient.

Student 

I love the ease of use this product provides. I feel it is especially beneficial for small businesses and often see the product used at places like farmers markets which I love to support.

Outreach Worker

I love how with the ease of just hooking as an adapter up to my phone I am able to accept payments. It's fast and easy to use.

Owner/ Founder

We love the  user experience so clean and easy to use. We also love the accessibility to use on different devices.

Video and Motion Graphics Designer

People love how popular this is because it recognizes them and saves their preferences.

We do not use this software very frequently, but when we do it is super easy to pick back up and use even after not using it for a while. Very user friendly and convenient.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Owner 

I had to walk around & often ended up some distance away from the customer. It was awkward because I had to have their card with me & this probably made the customer feel uneasy.

PTO secretary 

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.

Owner/operator 

It also bothered me that they charge more to type in the card numbers when you’re unable to swipe the card in person.

Behavioral Analyst

There are none that impede function. Maybe sometimes it won't read cards and that is inconvenient when you're trying to move a lot of customers.

LMT Owner

I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

This product is easy to use and integrate into you website or appointment bookings and great for collecting fees from clients.

Educator

Very helpful customer service. Ease of end user payments for your business.

Square Payments screenshot: Square Payments details

Square Payments screenshot: Square Payments digital receipts

Square Payments screenshot: Square Payments virtual terminal

Square Payments screenshot: Square Payments
application dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Toast POS solution is a cloud-based restaurant management platform for restaurant owners to reduce staff & operational costs and improve customer experience

Aloha is a cloud-based EPOS solution designed to helps bars and restaurants manage their business lifecycles, from reservations to seating plans, table services, staff rosters, & payments. Managers can create custom floor plans using real-time updates on waiting times and available seating capacity.

SpotOn Restaurant is a cloud-based point of sale (POS) solution designed to help small to medium businesses in the hospitality industry streamline online payments, tableside orders, and fraud protection. The labor management module lets users handle employee hours, gratuities, shifts, and more.

Access Controls/Permissions

Accounting Integration

Activities Booking

Activity Tracking

Alerts/Notifications

Appointment Management

Availability Management

Bar Tab Management

Barcode Recognition

Barcode/Ticket Scanning

Booking Management

Booking Notes

Built-in Accounting

Calendar Management

Calendar Sync

Calendar/Reminder System

Campaign Analytics

Campaign Management

Campaign Planning

Campaign Scheduling

Campaign Segmentation

Channel Management

Client Portal

Clock In/Out

Commenting/Notes

Contact Database

Contact Management

Customer Accounts

Customer Activity Tracking

Customer Experience Management

Customer History

Customer Profiles

Customer Segmentation

Customer Support

Customizable Branding

Customizable Categories

Customizable Fields

Customizable Forms

Customizable Reports

Customizable Templates

Dashboard

Data Import/Export

Delivery Estimate

Delivery Management

Discount Management

Drag & Drop

eCommerce Management

Email Management

Email Marketing

Email Reminders

Email Templates

Employee Management

Engagement Tracking

Event Marketing

Event Scheduling

Feedback Management

Food Delivery Dispatching

For Bars/Clubs

For Restaurants

For Retail

Group Reservations

Inventory Control

Inventory Management

Inventory Replenishment

Inventory Tracking

Kitchen/Menu Management

Labor Cost Reporting

Loyalty Cards

Loyalty Program

Menu Builder

Mobile Booking

Monitoring

Multi-Campaign

Multi-Channel Communication

Multi-Channel Marketing

Multi-Location

Negative Feedback Management

Online Booking

Online Ordering

Online Reservations

Order Entry

Order Management

Order Processing

SpotOn

Linux

Windows

President/owner

The ability to set reporting is also a huge plus. Once set up the way you want it, it becomes second nature and its ease of use is superb.

owner

Does not work on their phones. Weird glitches on some reports really set us back months which is a bummer.

Over all it’s been a great program and great company to work with. Look forward to years of a great relationship.

This one integrates with my Payroll company seamlessly. The online ordering platform used was ridiculously easy and provides a more polished seamless look for my company.

General Manager

Easy to use, great customization, awesome customer service, Sales Rep delivered as promised.

Reporting has been amazing and has really helped our manager stay on top of their metrics. Integrations with 7 Shifts scheduling has been a game changer.

Great way to have more customers having a better experience with your company.

From back office, digital marketing, built our website to take orders off of. The programming is great to allow you to do more tasks with better trained staff.

I love the ease of access of this product the most. Business people hardly have time for anything other than running their business.

Great Restaurant Software - Working to be Great Retail Software.

We love how easy it is to use and how your customer service is available at anytime.

Director of Innovation

Low-maintenance and reliable even at high-volume restaurants. An innovative and evolving platform that adapts quickly to the changing needs of the restaurant industry.

Square Payments vs SpotOn Comparison (2026)

Square Payments vs SpotOn Comparison (2026)

Square Payments

SpotOn

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives