Square Payments vs Wise

PayPal

Venmo

PayPal Point of Sale

Clover

Revolut Business

NETELLER

Compare Square Payments and Wise based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

The PayPal Here app is a mobile point of sale (POS) software designed to help businesses securely process debit or credit card payments and generate invoices. The application enables retailers and manufacturers to create and organize product lists and add details including photos and descriptions.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Square Payments is an online payment processing solution which integrates with Square hardware & POS software to allow businesses to accept payments

ACH Payment Processing

Activity Dashboard

Billing & Invoicing

Cash Management

Compliance Management

Contactless NFC

Credit Card Processing

Cryptocurrency Processing

Customer Database

Data Security

Debit/Credit Card Processing

Electronic Payments

Electronic Signature

Fraud Detection

Gift Card Management

In-Person Payments

Invoice Management

Mobile Access

Mobile Card Reader

Mobile Payments

Multiple Payment Options

Offline Access

Online Payments

Partial Payments

Payment Fraud Prevention

Payment Links

PCI Compliance

Point of Sale (POS)

Receipt Management

Recurring/Subscription Billing

Reminders

Reporting & Statistics

Reporting/Analytics

Sales Reports

SSL Security

Third-Party Integrations

Transaction History

Square Payments

Android

Web-based

iPad

iPhone

eCommerce

I like that it is straight forward and easy to use, plus they offer additional products like financing and capital advances that are useful for growing businesses.

Reservation sales representative

I love the simplicity of the software. I love being able to accept credit card or debit card payments directly on my phone with the small noninvasive  card reader that i attach to my phone.

I do not think I have have anything I do not like about square payments. I guess if you put in the wrong email that can be annoying but that more user error.

Manager

I love this software, our employees love it too because it gives them better tips at the end of the day.

Owner

Simple reporting is my favorite feature, especially compared to other platforms. Helping my clients with meaningful reporting without having to modify the data is super convenient.

Student 

I love the ease of use this product provides. I feel it is especially beneficial for small businesses and often see the product used at places like farmers markets which I love to support.

Outreach Worker

I love how with the ease of just hooking as an adapter up to my phone I am able to accept payments. It's fast and easy to use.

Owner/ Founder

We love the  user experience so clean and easy to use. We also love the accessibility to use on different devices.

Video and Motion Graphics Designer

People love how popular this is because it recognizes them and saves their preferences.

We do not use this software very frequently, but when we do it is super easy to pick back up and use even after not using it for a while. Very user friendly and convenient.

Great - love their customer service, they quickly send out new square devices and have always felt the transactions are safe and protected.

Owner 

I had to walk around & often ended up some distance away from the customer. It was awkward because I had to have their card with me & this probably made the customer feel uneasy.

PTO secretary 

Our school has had great luck using Square and it has helped overall with our fundraising and money intake.

Owner/operator 

It also bothered me that they charge more to type in the card numbers when you’re unable to swipe the card in person.

Behavioral Analyst

There are none that impede function. Maybe sometimes it won't read cards and that is inconvenient when you're trying to move a lot of customers.

LMT Owner

I've been using Square since 2011 and I can't talk about how important it's been to my business enough. Great small investment for a huge return.

This product is easy to use and integrate into you website or appointment bookings and great for collecting fees from clients.

Educator

Very helpful customer service. Ease of end user payments for your business.

Square Payments screenshot: Square Payments details

Square Payments screenshot: Square Payments digital receipts

Square Payments screenshot: Square Payments virtual terminal

Square Payments screenshot: Square Payments
application dashboard

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

NETELLER is a payments fintech through which customers can deposit money into an account on the platform, and spend it on purchases and transfers on thousands of sites, or withdraw directly to a bank account or ATMs in Brazil and abroad.

Revolut Business is designed to streamline your business operations. Scale — and save — with multi-currency accounts, company cards, spend management tools, seamless integrations, and more. Join the hundreds of thousands of businesses worldwide who use Revolut Business to expand with ease.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Wise is a payment processing software designed to help small to midsize businesses transfer money in multi-currencies to users across different countries. It also enables freelancers to securely accept online payments from different clients.

Alerts/Notifications

Data Import/Export

Multi-Currency

Status Tracking

Transaction Monitoring

Wise

They forced me to add funds into my account in order to open my account then charged me 16% fees for that transaction alone.

YouTuber, Freelancer

I have installed the wise application on my android. And I am glad to share that the application of wise is Fingerprint supported, Mean that there is no need of typing our password again and again.

Digital Strategist

Once I have transferred once, it becomes just few clicks to transfer money between bank accounts internationally. What I really like though is it has the best rate.

Pres

If you want to be open to arbitrary, untrue, and irresponsible blackballing THESE ARE YOUR PEOPLE.

antiques trader

Wise is the best bank I have found to get paid quicky and with the best conversion rates. It is incredibly fast and I can transfer money to my French bank account instantly.

Education

Extremely user friendly, great interest rates, low forex rates, low transfer fees... referral rewards too.

Marketer

It is a safe app with a real bank and accepts virtual cards so if you prefere it it's the best one.

Difficult to received money they refused systematicly and ask impossible proof of residency.

IT Service Engineer

As a user, I never had problems, whenever I needed help, I was answered in a short time, the quality of customer service is also good.

Very easy to understand interface. Good integration with banks around the world.

Translator

First of all I could open accounts with different currencies, all linked to the same card, and I handled a problem with a payment which I could not manage to receive for months with other banks.

General manager

Quite pathetic really if it takes 9 days and the transfer has not gone through.

Graphic Designer

It was the most comfortable paying experience I've ever had. I've tried several only payment methods and none of them is so easy to use.

Hospital Doctor 

I'm afraid I don't have any single thing that I don't like much about it.

Very cheap way to remit amounts abroad and undoubtedly the best alternative to pay for expenses while traveling abroad. The Developer API is also the API template for any SaaS company.

Customer service can be limited. Their hours are not 24/7 and they don't jump on live calls with you.

Executive Assistant/ Freelancer

While there are some limitations and drawbacks, the low fees and competitive exchange rates make it a popular choice for many users.

Square Payments vs Wise Comparison (2026)

Square Payments

Wise

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives