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Wise Logo

Payment processing and money transfer software

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Wise - 2026 Pricing, Features, Reviews & Alternatives

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All user reviews are verified by in-house moderators and provider data by our software research team.  Learn more

Last updated: August 2026

Wise overview

Verified reviewer profile picture

Based on 89 verified user reviews

What is Wise?

Reviews for Wise come from a wide variety of industries, including Marketing and Advertising (9% of reviewers), Information Technology and Services (8%), and Computer Software (7%). The most frequent use case for Wise cited by reviewers is payment processing (100% of reviewers).

What do users say about Wise pricing?

Some users report that Wise offers low fees, competitive exchange rates, and transparent pricing, making it cost-effective for international transfers. However, some reviewers feel fees can be high for larger transfers, and they mention occasional unclear charges and dissatisfaction with refund policies.

Starting price

Alternatives

with better value for money


Pros & Cons

Money Transfers

Security and Access Control

User Interface

Pricing

Bank Account Management

Payments

Wise’s user interface

Ease of use rating:

Wise reviews

Overall rating

3.7

/5

89

Positive reviews

65

%

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend0.65/10
Rating distribution

5

4

3

2

1

49

11

5

0

24

Pros
“It was very easy to create an account and start transferring money to it, it has an easy to understand interface which makes it very simple to navigate to any of its sections, I can use it on mobile devices as on computer, allows you to manage your money securely with measures such as two-factor authentication, allows you to work with suppliers from different parts of the world.”
MA

Marcos A.

Manager

“My business, is a legally registered travel agency in the UK, and I relied on Wise to manage payments for my photography and cultural tours, primarily in South America.”
TQ

Tristan Q.

Director

“I transfer my money here immediately after I'm paid and I know my money is secure and stays at same amount.”
NO

Niamh O.

Researcher

Cons
“One of the worst experiences I can recall with re-request after re-request for data already provided, and then THEY made errors thinking my name was my Banks Name and then THEY cancelled my transaction (probably out of shame given the disgusting disservice they gave me).”
GC

Gary C.

NA

“Also Panama is no longer allowed to receive payments from my freelancer jobs so this was a major blow to my remote work operations”
Verified reviewer profile picture

Armando R.

Translator

“I have been fighting with them for a week trying to get the money back. Since they closed the account before returning my funds they have no record of anything and dealing with their customer support has been an absolute nightmare, have sent and received upwards of 20 emails back and forth and still don't have my funds returned.”
RP

Reid P.

Director Owner

Who uses Wise?

Based on 89 verified user reviews.

Company size

Small Businesses

Midsize Businesses

Enterprises

Top industries

Writing and Editing
Information Technology and Services
Computer Software
Retail
Others

Use cases

Payment Processing

Wise's key features

Most critical features, based on insights from Wise users:

Multi-Currency
Reporting/Analytics

All Wise features

Features rating:

Activity dashboard
Alerts/Notifications
API
Data import/export
Data security
Invoice management
Multi-Currency
Online payments
Reporting/Analytics
Status tracking
Transaction history
Transaction monitoring

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Wise pricing

Starting from

Free

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about Wise price and value

Value for money rating:

Of 28 reviews that provide robust commentary on Wise's price and value, mention it in a positive light.

Some users report that Wise offers low fees, competitive exchange rates, and transparent pricing, making it a cost-effective solution for international money transfers. Reviewers appreciate the ability to transfer funds quickly and manage multiple currencies with minimal commissions, finding it more affordable than traditional banks. Some users say the platform’s free or trial version allows for basic invoicing without extra cost. However, some reviewers feel that fees can become expensive for larger transfers or in certain countries, and they mention occasional unclear charges or higher costs compared to some competitors. Some users indicate dissatisfaction with refund policies and additional verification fees.

, and

Wise integrations (0)

Integrations rated by users

We looked at 89 user reviews to identify which products are mentioned as Wise integrations and how users feel about them.

Deel logo
Deel

Integration rating: 5.0 (2)

Timesheet submission and approval.

JV

Jhonadane V.

Content Moderator

Xero logo
Xero

Integration rating: 5.0 (2)

it is linked to my accounting system, and it makes the billing process quicker and smother

We have an integrator which syncs our invoices to Xero.

Verified reviewer profile picture

Zina F.

Managing Director

1/2

Integration rating: 5.0 (1)

Sometimes, some client prefers this app.

I receive my freelancing payments through it, so I have integrated with pioneer so that my payments get directly transferred to my Pay Pal account.

Verified reviewer profile picture

Leslie A.

Registered Nurse

1/2

Other top integrations

Wise support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Email/Help Desk
FAQs/Forum
Knowledge Base

Wise FAQs

Q. Who are the typical users of Wise?

Wise has the following typical customers:
Mid-size Business, Large Enterprises, Freelancers, Small Business

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Q. What is Wise used for?

Wise is a payment processing software designed to help small to midsize businesses transfer money in multi-currencies to users across different countries. It also enables freelancers to securely accept online payments from different clients. Wise allows users to accept payments through a variety of modes including PayPal, Payoneer, and bank accounts. It offers a host of features such as multi-currency accounts, global transfers, customizable payment pages, taxes compliance, internal accounting management, transaction monitoring, and more. Wise allows users to manage expenses and generate and share custom invoices and receipts with clients. It also includes a centralized dashboard, which allows organizations to gain insights into accounts, payroll, sent and received payments, exchanged currencies, and more.


Q. What level of support does Wise offer?

Wise offers the following support options:
Email/Help Desk, FAQs/Forum, Knowledge Base

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