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Stripe vs GoCardless Comparison (2026)

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Stripe

GoCardless

Overview

Stripe is a comprehensive financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration, supporting over one hundred payment methods across multiple currencies. Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

At GoCardless, we believe bank payments are the best way to pay and get paid. Over 100,000 businesses around the world use GoCardless to collect and send account-to-account payments confidently and securely - without the chasing, stress, or hidden fees.