Venmo vs Afterpay

PayPal

Square Point of Sale

Cash App

Klarna

Sezzle

Compare Venmo and Afterpay based on features, pricing, verified reviews, integrations & more on GetApp. Find out which software is best for your business in 2026.

Cash App is a web-based finance mobile application designed to help businesses send money, design debit cards, and buy stocks and bitcoins. With $cashtag, users can send and receive money using multiple devices.

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

Square Point of Sale is a POS solution for Android and iOS devices which includes tools for managing payments, digital receipts, inventory, reports, and more.

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

ACH Payment Processing

Credit Card Processing

Data Security

Debit/Credit Card Processing

Electronic Payments

In-Person Payments

Mobile Payments

Multiple Payment Options

Online Payments

Partial Payments

Payment Processing

Point of Sale (POS)

Promotions Management

Reporting/Analytics

Sales Reports

Transaction History

Venmo

Android

Web-based

iPad

iPhone

Owner

It is still hard to find our business even with the exact handle and there is no way to retract a payment if sent to wrong person. That's a little nerve racking if a client gets our @name wrong.

Account Manager

I understand from security reasons, but it is annoying. Apparently it is possible now, but has been a pain to figure out.

Owner, creator

Makes for easy transfers in or out of my bank account and customer service is AMAZING. Customer Service is also available through chat, and I LOVE that.

Sr Marketing Manager

I love Venmo and would recommend it to anyone who needs an easy way to send or request money. I have found it to be more user friendly than PayPal and other similar products.

Associate Professor

There is a potential of 'abuse' in that the transactions are irreversible. Also, the default setting is 'public.

Student

The app is super easy to navigate and also is great for paying friends, because there is no fees like with paypal. The app is super inexpensive and an even be completely free if used a certain way.

Receiving Manager

Venmo is a great and easy way to transfer money with a  fun social aspect to it. Cashing out to your bank account is easy and keeping money in your Venmo account is great as well.

Counselor

I love that it is super easy to use from sharing the cost of a meal with a friend to paying for goods purchased from a friend or seller. No fees, nothing hidden or unknown.

Full Specialist

The thing that I love most about this software is that there is absolutely no charge to have it. It gives my clients a reliable, secure and easy checkout once their services have been completed.

Housekeeper

Thing I like most is the ease of use this app provides, super simple to request and accept payments and so is the ability to transfer funds.

Customer Support Specialist

Venmo is an amazing tool, its clean UI and simple set up make it a must-have for personal or office use. The ability to scan QR codes to add people is amazing.

Program Coordinator

I like how easy it is to use not only among friends but any other vendors who have the software or app. I am always happy when a vendor uses Venmo because I know it's going to be an easy transaction.

Attorney

If you are really desperate for the money immediately, then you have to pay a small percentage.

Data Protection Officer

Venmo is so nifty and easy to use, I love how widely accepted it is when we have to travel to the US, and how it's quite intuitive. It's also great that it can be used for group payments.

Tech Support

You can't like anything better than receiving money instantly through an app. The software is easy to use and fun.

Consumer Services Coordinator 

It helps with pitching in for office gifts for coworkers, as I don’t usually have cash on hand. The customer service is great, and it is a secure service.

Engineer

Also, I love the ios version as you can integrate it with Siri and ask Siri to do transaction for you which is a great feature I think.

IT Specialist

I think my overall experience is great. It is easy to use and most people are using this platform anyways so its really easy to drop it in and integrate with your services.

Venmo screenshot

Freelancers

Large Enterprises

Mid Size Business

Non Profit

Public Administrations

Small Business

Sezzle is a payment processing solution that helps merchants manage options for buying now and paying later via installments. It offers mobile applications for Android and iOS devices, which allows users to handle payments and view specific brands according to requirements.

Klarna is a payment processing platform designed to help businesses offer a secure checkout experience to customers with several payment methods. Shoppers can use the application to manage purchases, report returns, and communicate with customer service agents.


Zip affords customers the opportunity to make immediate purchases while opting to spread the payment over time using a series of installment payments without interest.

Afterpay is an installation payment solution that provides an additional payment option for customers. With Afterpay, businesses can allow customers to pay for any product in installments payments over 6 weeks.

Payment Fraud Prevention

Recurring/Subscription Billing

Self Service Portal

Afterpay

Afterpay has been a great way for my sales to increase by 60. I love them as a merchant and as a consumer.

Integration was very easy even if you were not good with computers. Very helpful and my customers love the option.

That it’s super easy to use. The customer service from start to finish was great.

Desing/Marketing Manager

There are no analytics tracking, and the dashboard is confusing to navigate.

owner

Afterpay is very easy to use. Customer love it and love how easy it is.

Delivery Driver

The best is this app is so sophisticated and a breeze to navigate.

Trust for our customer, its amazing how customer relate with afterpay and also with the afterpay store directory.

I love when I added this back in 2018 it instantly added to sales within my company. A lot of consumers are dealing with the pandemic and need to place orders on a payment plan, this helps.

I love the easy use and being able to have this option for my customers.

Owner 

Easy to use  and my customers love if they like options to pay.

Director of Ecommerce

We love how afterpay makes quick and easy transactions for our customers.

Soap Maker

So easy to use, as a customer and merchant. Great customer service too.

Internal Advisor

You have the ability to buy a product now and make payments later. That is a very good thing to have, especially during the time's we're all living in, money is a problem, and this makes it easier.

I dislike the 3 business days that you must wait before payout.

The integration process was easy. Customers like the available option.

Head of E-Commerce & Marketing

Customers often get confused on how to check out using Afterpay (via our Shopify powered site).

Small business owner

Ease of use is the only compliment, but they make this easy because they willing To steal your money.

I wouldn’t say that I have anything negative to.

Afterpay screenshot: Afterpay connects merchants with the world's best shoppers. And no application fees mean more businesses sign up with Afterpay than any other payment service.

Afterpay screenshot: Afterpay offers shoppers an all-inclusive application to access their favorite brands, manage their budgets, and pay in 4 with one touch.

Venmo vs Afterpay Comparison (2026)

Venmo

Afterpay

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives