getapp-logo

App comparison

Add up to 4 apps below to see how they compare. You can also use the "Compare" buttons while browsing.

GetApp offers objective, independent research and verified user reviews. We may earn a referral fee when you visit a vendor through our links. 

Mobile Credit Card Processing Software with ACH Payment Processing (2026)

Last updated: March 2026

Why is ACH payment processing important for mobile credit card processing software users?

Based on GetApp's analysis of verified user reviews collected between July 2021 and August 2024.

ACH payment processing provides an alternative payment method that reduces fees for customers, ensures quick fund transfers, and helps manage large transactions efficiently, enhancing overall business operations. Of the 33 reviewers who rated ACH payment processing, 73% rated this feature as important or highly important.

Key features of mobile credit card processing software based on insights from 642 verified reviews

  • Credit Card Processing: Reviewers value the ease and speed of processing credit card payments, which enhances customer satisfaction and business efficiency. 91% of reviewers rated this feature as important or highly important.
  • Mobile Access: Users appreciate the flexibility to manage sales and payments from anywhere, making business operations more versatile and convenient. 91% of reviewers rated this feature as important or highly important.
  • Electronic Payments: Reviewers highlight the importance of electronic payments for convenience, security, and accommodating customer preferences for cashless transactions. 89% of reviewers rated this feature as important or highly important.
  • Point of Sale (POS): The POS system's integration, ease of use, and inventory management features are beneficial for businesses of all sizes, especially during events. 88% of reviewers rated this feature as important or highly important.
  • Contactless NFC: Users find contactless NFC payments convenient, fast, and essential for modern, hygienic transactions, especially post-pandemic. 81% of reviewers rated this feature as important or highly important.
  • Electronic Signature: The electronic signature feature is valued for its security, ease, and ability to streamline transactions, ensuring legal compliance. 78% of reviewers rated this feature as important or highly important.
1 filter applied

Features


Integrated with


Pricing model


Devices supported


Organization types


User rating


37 software options

Stax logo

All-In-One Payment Processing Platform

visit website
Stax delivers seamless payment processing and scalable embedded payment solutions to SMBs, ISVs, and SaaS businesses.

Read more about Stax

Users also considered
Stripe logo

Online payment processing for internet businesses

learn more
Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

Read more about Stripe

Users also considered
Square Payments logo

Online payment processing for merchants & vendors

learn more
Accept every way your customers want to pay with Square Payments.

Read more about Square Payments

Users also considered
SumUp logo

POS and payments processing software

learn more
SumUp offers card readers and POS systems designed for small businesses across various industries. The platform provides comprehensive payment solutions including portable card readers, self-service kiosks, and invoicing capabilities. SumUp also features financial management tools such as business checking accounts and customer engagement options through gift cards and reward programs, all accessible through a single mobile application.

Read more about SumUp

Users also considered
authorize.net logo

Payment processing across multiple channels

learn more
authorize.net supports payment processing by helping businesses accept credit card and eCheck payments online, in person, via mobile devices, and more. The product offers a range of features, including online payments, mobile point of sale, virtual point of sale, phone payments, eCheck payments, digital invoicing, and fraud protection. It provides account updater and recurring payments capabilities to help businesses manage payments.

Read more about authorize.net

Users also considered
Cheddar Up logo

Secure Payment Processing + Custom Forms for Groups

learn more
Cheddar Up enables groups to process payments and information online – for free. Create custom forms to collect registrations, waivers with e-signatures, item variations, and more. Securely collect credit card or eCheck payments and track it all with streamlined reporting.

Read more about Cheddar Up

Users also considered
Heartland Payments+ logo

Payment processing software for hospitality sector

learn more
Heartland Payment Processing is a cloud-based solution that helps businesses in hospitality, medical, government and other sectors accept in-person and online payments via flexible methods, including credit or debit,EMV chip cards, digital wallets and more.

Read more about Heartland Payments+

Users also considered
CSG Forte logo

Payments management platform

learn more
CSG Forte provides a complete payments management platform that enables businesses to process transactions across multiple channels. The processor-agnostic solution supports online, in-person, phone, and mobile payments while offering features like account verification, dispute management, and revenue optimization. CSG Forte serves various industries including government, property management, healthcare, and retail with scalable solutions for businesses of all sizes.

Read more about CSG Forte

Users also considered
QuickBooks Money logo

Mobile credit card processor for vendors

learn more
QuickBooks Money is a payment management and mobile payment gateway allowing vendors to process credit card transactions via mobile application. The payment platform uses a credit card reader plugin enabling users to process payments and request customer electronic signatures via a touch screen.

Read more about QuickBooks Money

Users also considered
Plaid logo

Platform that enables apps to connect with bank accounts

learn more
Plaid is a technology platform which allows users to create connections between applications and bank accounts to authenticate accounts, check balances in real time, verify identities, validate income, pull transaction data, and verify borrower assets

Read more about Plaid

Users also considered
Payment Depot logo

The nation's only wholesale credit card processing rates

learn more
The nation's only Credit Card Processor offering wholesale rates. Web API, Virtual Terminal, Recurring Billing, Tokenization/Encryption, Mobile card processing

Read more about Payment Depot

Users also considered
WEX Field Service Management logo

Web based field management tool for contractors

learn more
WEX FSM provides service businesses with a cloud-based work management tool that enables contractors and technicians to manage back office and field operations across inbound call management, appointment scheduling, job reminders, dispatch, maintenance planning, invoicing and more

Read more about WEX Field Service Management

Users also considered
Finix logo

Payment processing solution for software platforms

learn more
Finix offers payment processing configurations to help software platforms build payment experience for their customers.

Read more about Finix

Users also considered
2Checkout logo

Online payment processing and billing platform

learn more
Online businesses around the world sell more every day with 2Checkout payment processing. We're here to help you truly "go global" and offer a local buying experience to your customers.

Our checkout experience maximizes conversions by adapting to local languages, currencies and payment methods. It also reflects your brand, which buyers trust.

Read more about 2Checkout

Users also considered
360 Payments logo

Comprehensive business payment processing platform

learn more
360 Payments provides integrated payment processing solutions for businesses across various industries including automotive, medical, and dental sectors. The platform offers multiple payment options including text-to-pay, mobile payments, consumer financing, and business capital services. Their system integrates with existing business management software to streamline operations and improve efficiency for merchants of all sizes.

Read more about 360 Payments

Users also considered
IntelliPay  logo

Electronic payment processing solution

learn more
IntelliPay is a cloud-based payment processing platform designed to help businesses process electronic payments with additional surcharges. Users can create payment pages and hosted web forms with custom data fields, logos, departments, disclaimers, and personalized branding.

Read more about IntelliPay

Users also considered
Adyen logo

International payment processing platform for businesses

learn more
Adyen is a payment processing platform designed for businesses of all sizes across multiple sectors and offers tools for accepting payments in multiple formats and optimizing growth.

Read more about Adyen

Users also considered
ProPay logo

Secure payment processing for small businesses

learn more
ProPay offers a secure payment processing solution for small businesses through multiple channels including mobile card readers, virtual terminals, and text/email invoicing. The system allows merchants to accept credit cards from smartphones, tablets, or desktops, while providing features like stored cards for future purchases and fund transfers between ProPay accounts without additional fees.

Read more about ProPay

Users also considered
PaymentCloud logo

Credit card processing solution for eCommerce & retailers

learn more
Mobile wireless credit card processing solutions for eCommerce, MOTO, and in-person swipe businesses. Our specialized training helps us set you up with support and tools to grow your business. Free cost comparison. Chargeback & fraud protection. 100+ integrations. Low risk & high risk support.

Read more about PaymentCloud

Users also considered
Helcim logo

Billing, Invoicing and Payment Processing with Helcim

learn more
Helcim enables credit card processing for your business, sign up with no commitments, contracts, or monthly fees. At Helcim, our goal is to provide small to medium sized businesses with the opportunity to accept credit card payments at affordable rates with industry-leading technology.

Read more about Helcim

Users also considered
RewardPay logo

Credit card processing and surcharging tool

learn more
RewardPay is a surcharging program that enables businesses to reduce processing fees stemming from credit card transactions by adding a credit card fee to the total price that customers pay for a product or service. The platform offers full compliance with all major cards.

Read more about RewardPay

Users also considered
TransNational Payments logo

Mobile credit card processing system with inventory tracking

learn more
POS solution for small to mid-size businesses that can process credit card payments, manage inventory, and populate real-time sales reporting all on any mobile device. The system processes transactions through a NFC or EMV mobile swiper, which can be accessed via bluetooth or a headphone connector.

Read more about TransNational Payments

Users also considered
Airwallex logo

Payment and financial management solution

learn more
Airwallex provides global businesses with an all-in-one account to help businesses grow and operate globally, offering access to domestic and foreign currency accounts, high speed international transfers, global bill pay, online payment links and plugins, multi-currency cards, expense management, software integrations and APIs to programmatically manage finances.

Read more about Airwallex

Users also considered
Datacap logo

Cloud-based and on-premise integrated payment solution.

learn more
Datacap is a cloud-based and on-premise integrated payment solution designed for point-of-sale architectures. The platform utilizes PCI-validated P2PE, DirectE2EE, EMV, cross-platform tokens, tokenization, and more to keep payment data secure. It enables users to configure and maintain the PSCS product portal, which provides real-time online reporting. Beyond payments, Datacap supports integration with various gift and loyalty platforms through universal data integration.

Read more about Datacap

Users also considered
Payline Data logo

Cloud-based payment processing solution

learn more
Payline Data provides flexible and friendly payment processing solutions tailored to suit the needs of businesses. The product offers a variety of features, including a virtual terminal and dashboard, cart integration and payment page, invoicing and recurring billing, and an open-faced API for custom integrations. Payline Data also provides services like interchange optimization, surcharging, and omni-channel payments to help businesses manage their payment processing effectively.

Read more about Payline Data

Users also considered