Meelo - 2026 Pricing, Features, Reviews & Alternatives

Meelo is a French AI-powered SaaS platform that helps regulated businesses onboard customers, individuals and companies, in under 2 seconds, while staying compliant with evolving European regulation.

The platform combines four modules that can be activated independently or as a full onboarding stack:

- KYC (Know Your Customer): real-time identity verification for individuals, crossing 400+ data signals to detect document fraud and return a decision in under 2 seconds.

- KYB (Know Your Business): verification of companies and their legal representatives, with dual AI scoring (business confidence + identity confidence) across 100+ control points, in under 5 seconds.

- Solvability / Open Banking: DSP2-compliant open banking connection plus PDF bank statement analysis, producing a behavioral financial score and retrieving IBAN at the source.

- AML / LCB-FT: sanctions list screening and PEP (Politically Exposed Person) detection, with a fully documented compliance trail.

What sets Meelo apart from Anglo-Saxon KYC/KYB incumbents:

Explainable AI, IEEE-audited: every decision is justified, not a black box, which matters for companies that must explain automated decisions to auditors and regulators.

Sovereign French hosting: data processed in France, a decisive advantage for companies under CNIL, ACPR, FCA, or BaFin oversight.

B Corp certified (Jan. 2024) and "Entreprise à Mission" a differentiator in ESG-conscious procurement.

Human account management: a dedicated account manager and sub-5-minute support response, instead of self-service only.

Fast integration : REST API, batch processing, or a no-code portal, live in a few days.

Meelo is built for companies facing rising fraud, tightening regulation (BNPL solvency obligation from Nov. 2026, MiCA compliance for CASP by June 2026, DSA seller KYB since Feb. 2024), or onboarding volumes that have outgrown manual review.