What is GiniMachine?GiniMachine is a credit scoring software designed to help financial institutions streamline consumer and business lending by leveraging artificial intelligence and machine learning technologies. The system automatically validates, builds, and deploys risk models, letting organizations assess individual default risks using raw and big data.
Key features of GiniMachine include data blending, credit risk management, portfolio modeling, loan portfolio management, audit trail, data management, debt valuation, enterprise risk management, and performance metrics. The platform assists risk managers with analyzing data by building a model through implementation of a deep learning neural network and decision-tree ensemble method.
GiniMachine provides businesses with detailed validation reports comprising valuable diagrams and insights and helps managers keep track of the calculated Gini index for measuring model performance.