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Clover vs Square Payments Comparison (2026)

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PayPal Payments

4.6

Stripe Payments

4.6

Square Point of Sale

4.6

Good recommendations?

Clover

Square Payments

Overview

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Accept every way your customers want to pay with Square Payments.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

Free

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

3.8

617

300

130

105

Value for money

Ease of use

Features

Customer support

57%

would recommend this app

4.7

2.7K

488

Value for money

Ease of use

Features

Customer support

84%

would recommend this app

Pros

“The ability to customize the system using the Clover App Market allows you to add specific functionality (like specialized loyalty programs or advanced inventory tracking) as your business grows.”

Kira H.

Software reviwer ,writer

“My overall experience with Clover has been solid,ⁿ It acts as an reliable, all-in-one central hub for taking payments and keeping daily sales organized.”

Kira H.

Software reviwer ,writer

“It keeps everything organized for you and it is quick for payment processing, financial management, sales, and inventory management!”

Reagan H.

Optician

Pros

“As a small business owner, I need tools that save me time, and Square makes it easy to accept payments, track sales, send invoices, and manage my business all in one place.”

Ajah B.

Owner CEO

“Deposits are reliable, and the mobile app allows me to monitor transactions even when I'm away from the office.”

Reyna F.

Brand Manager

“My main drawback was the processing fees, which became more noticeable as my business grew. Despite that, I think Square is a great option for small businesses looking for a reliable and user-friendly payment solution.”

Jeniffer D.

patio covers

Cons

“I would not recommend signing up with Clover POS. If you’re considering it, read the contract extremely carefully and make sure you fully understand the cancellation, equipment rental, and long-term fee obligations before you sign anything.”

Heaven T.

Co-owner

“A duplicate charge caused by clover system during a service outage cannot be refunded—by me or by their support team.”

Tiffany L.

Anything and everything

“It is not intuitive for example when searching for something if spacing or capitalization is off it will not find the item.”

Mallory T.

Executive sous chef

Cons

“The fees associated with square or astronomical; additionally, it would lose connectivity, and we had to buy special software and equipment that did not work across all devices.”

Melissa W.

Hospital administrator

“It's not the most suitable for my nonprofit needs, as it's definitely built more for commerce and the administration can be a bit tricky for volunteers.”