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Venmo vs Square Payments Comparison (2026)

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4.6

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Good recommendations?

Venmo

Square Payments

Overview

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Accept every way your customers want to pay with Square Payments.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

No videos yet

Pricing

Starting from

Free

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

Free

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.7

9.3K

7.4K

1.4K

299

Value for money

Ease of use

Features

Customer support

87%

would recommend this app

4.7

2.7K

488

Value for money

Ease of use

Features

Customer support

84%

would recommend this app

Pros

“It's especially useful for splitting expenses, paying friends, and making everyday transactions. While there are fees for instant transfers and occasional delays with support, Venmo remains one of the easiest and most convenient peer-to-peer payment apps.”

Kate L.

Sales

“Being able to transfer money instantly to my bank account for a tiny fee proves extremely practical when I need to unlock small amounts of cash urgently while traveling.”

Heather H.

Marketing and Communications Executive

“It allows for you to easily send money to friends, family members, and collect payments for business purposes.”

Brianna T.

Founder

Pros

“As a small business owner, I need tools that save me time, and Square makes it easy to accept payments, track sales, send invoices, and manage my business all in one place.”

Ajah B.

Owner CEO

“Deposits are reliable, and the mobile app allows me to monitor transactions even when I'm away from the office.”

Reyna F.

Brand Manager

“My main drawback was the processing fees, which became more noticeable as my business grew. Despite that, I think Square is a great option for small businesses looking for a reliable and user-friendly payment solution.”

Jeniffer D.

patio covers

Cons

“I set up a business profile for collecting and sending payments for my small business. Once I added my checking account, I proceeded in trying to send a payment and got an error message.”

Colleen H.

OWNER

“Customer support can sometimes take longer than expected to respond, and I wish there were a little more protection and flexibility when dealing with payment issues or disputes.”

Ethan R.

Contractor

“Sometimes there are minor glitches such as notifications or incompletion of transaction details that causes confusion.”

Nguyen H.

Deputy Service Manager

Cons

“The fees associated with square or astronomical; additionally, it would lose connectivity, and we had to buy special software and equipment that did not work across all devices.”

Melissa W.

Hospital administrator

“It's not the most suitable for my nonprofit needs, as it's definitely built more for commerce and the administration can be a bit tricky for volunteers.”