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Clover vs Venmo Comparison (2026)

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Good recommendations?

Clover

Venmo

Overview

Clover is an all-in-one platform designed to help on and offline retailers, quick service restaurants, and other service businesses manage their point-of-sale operations, with secure payment solutions and reliable business management features

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

No videos yet

Pricing

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

Free

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

3.8

617

300

130

105

Value for money

Ease of use

Features

Customer support

57%

would recommend this app

4.7

9.3K

7.4K

1.4K

299

Value for money

Ease of use

Features

Customer support

87%

would recommend this app

Pros

“The ability to customize the system using the Clover App Market allows you to add specific functionality (like specialized loyalty programs or advanced inventory tracking) as your business grows.”

Kira H.

Software reviwer ,writer

“My overall experience with Clover has been solid,ⁿ It acts as an reliable, all-in-one central hub for taking payments and keeping daily sales organized.”

Kira H.

Software reviwer ,writer

“It keeps everything organized for you and it is quick for payment processing, financial management, sales, and inventory management!”

Reagan H.

Optician

Pros

“It's especially useful for splitting expenses, paying friends, and making everyday transactions. While there are fees for instant transfers and occasional delays with support, Venmo remains one of the easiest and most convenient peer-to-peer payment apps.”

Kate L.

Sales

“Being able to transfer money instantly to my bank account for a tiny fee proves extremely practical when I need to unlock small amounts of cash urgently while traveling.”

Heather H.

Marketing and Communications Executive

“It allows for you to easily send money to friends, family members, and collect payments for business purposes.”

Brianna T.

Founder

Cons

“I would not recommend signing up with Clover POS. If you’re considering it, read the contract extremely carefully and make sure you fully understand the cancellation, equipment rental, and long-term fee obligations before you sign anything.”

Heaven T.

Co-owner

“A duplicate charge caused by clover system during a service outage cannot be refunded—by me or by their support team.”

Tiffany L.

Anything and everything

“It is not intuitive for example when searching for something if spacing or capitalization is off it will not find the item.”

Mallory T.

Executive sous chef

Cons

“I set up a business profile for collecting and sending payments for my small business. Once I added my checking account, I proceeded in trying to send a payment and got an error message.”

Colleen H.

OWNER

“Customer support can sometimes take longer than expected to respond, and I wish there were a little more protection and flexibility when dealing with payment issues or disputes.”