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BILL AP/AR vs Ottimate Comparison (2026)

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BILL AP/AR

Ottimate

Overview

Bill.com's efficient Accounts Payable software & automation helps save 50% of your time on business payment management with standard...

Plate IQ is accounts payable automation software that saves time, increases the accuracy of business data, and provides timely insights into their spend.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

/user

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.1

563

297

160

Value for money

Ease of use

Features

Customer support

66%

would recommend this app

4.0

Value for money

Ease of use

Features

Customer support

68%

would recommend this app

Pros

“Bill is a great software to keep track of bill payments, AR, AP, customer invoicing and payments, running reports and has great customer support.”

Hallye N.

Operations Manager

“My clients are easily able to access and pay invoices, and I am able to set up my clients with recurring invoices, to alleviate extra work for me.”

Christian S.

Freelancer and Owner

“We use this system with a specific client and it has made invoice submission and receiving so easy to track where it is in the process, it sends automated reminders on payment, and you have the ability to see when it is approved for payment submission, and progression of payment.”

Kimberly K.

CEO and Founder

Pros

“About this aspect I found much use of productivity in how Ottimate deals with multi-step invoice approvals.”

Waleed G.

Project Manager

“It’s time saving, reduce processing times and reduces data entry making my job very easy.”

India C.

Benefits Verification Representative

“I did a lot less manual linking of invoices to purchase orders.”

Leah C.

Owner

Cons

“Bill.com’s overly complex verification requirements and poor communication have severely impacted my trust in their service. Once I receive my payment, I will be canceling my account and ensuring my data is securely removed from their systems.”

Thaier H.

CEO

“The delays in receiving my payment, the constant requests for more documentation, and the lack of transparency in their verification process left me with serious concerns about their credibility.”

Thaier H.

CEO

“The program will add companies on it's own, causes some disruptions in the invoicing process as you have to filter out the business list.”

Christie P.

Director of Operations

Cons

“The payment portal is a bit outdated.”