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BILL Accounts Payable & Receivable vs Plooto Comparison (2026)

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BILL Accounts Payable & Receivable logo

BILL Accounts Payable & Receivable

Plooto logo

Plooto

Overview

Bill.com's efficient Accounts Payable software & automation helps save 50% of your time on business payment management with standard...

Simplify and expedite accounts payable processes with Plooto's approval workflows and secure electronic payments, improving the way vendors are paid and saving you countless hours on AP and AR work.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

49

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

9

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.1

563

5

4

3

2

1

297

160

40

19

47

  • Value for money
  • Ease of use
  • Features
  • Customer support
66%
would recommend this app

4.3

245

5

4

3

2

1

136

78

19

4

8

  • Value for money
  • Ease of use
  • Features
  • Customer support
71%
would recommend this app

Pros

“Bill is a great software to keep track of bill payments, AR, AP, customer invoicing and payments, running reports and has great customer support.”
Verified reviewer profile picture

Hallye N.

Operations Manager

“My clients are easily able to access and pay invoices, and I am able to set up my clients with recurring invoices, to alleviate extra work for me.”
CS

Christian S.

Freelancer and Owner

“We use this system with a specific client and it has made invoice submission and receiving so easy to track where it is in the process, it sends automated reminders on payment, and you have the ability to see when it is approved for payment submission, and progression of payment.”
KK

Kimberly K.

CEO and Founder

Pros

“Plooto is great for setting up payments as a third party for a company as rules can be placed so that the payment is set up to be released by a manager as cash flow is there”
CS

Chloe S.

Bookkeeper

“When you logged in to the Plooto, you need to refresh and update & Sync it with QuickBooks online again & again.”
AN

Amir N.

Controller

“The normal processing time should be one working day for the domestic payments instead of 3 days without any extra charges.”
AN

Amir N.

Controller

Cons

“Bill.com’s overly complex verification requirements and poor communication have severely impacted my trust in their service. Once I receive my payment, I will be canceling my account and ensuring my data is securely removed from their systems.”
TH

Thaier H.

CEO

“The delays in receiving my payment, the constant requests for more documentation, and the lack of transparency in their verification process left me with serious concerns about their credibility.”
TH

Thaier H.

CEO

“The program will add companies on it's own, causes some disruptions in the invoicing process as you have to filter out the business list.”
CP

Christie P.

Director of Operations

Cons

“Sometimes it glitches out and I can't see the screen I'm looking for as the menu hides behind a photo, figured out that adjusting screen size doesn't help either.”
AF

Andrew F.

President

“Had some occasional bugs with payment processing that required support to resolve.”
NN

Nabil N.

IT Manager

“link breaks many times and is only ok when "full" invoices paid. If you use Plooto CC services then good luck tryign to reconcile”
AE

Abraham E.

a

  • Vendor responds to reviews
  • Last review2 months ago
  • Vendor responds to reviews
  • Last review2 months ago

Key features

  • Total features103
  • 1099 Preparation
  • ACH Payment Processing
  • AI Copilot
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Trail
  • Automated Receipt Matching
  • Backup and Recovery
  • Bank Reconciliation
  • Billing & Invoicing
  • Billing Portal
  • Bookkeeping Services Integration
  • Budgeting/Forecasting
  • Bulk Send
  • Cash Flow Management
  • Cash Management
  • Check Processing
  • Check Writing
  • Client Portal
  • Collaboration Tools
  • Compliance Management
  • Contact Database
  • Contingency Billing
  • Credit Card Processing
  • Customer Statements
  • Customizable Branding
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Data Import/Export
  • Data Security
  • Debit/Credit Card Processing
  • Deferred Billing
  • Digital Wallet Payments
  • Document Management
  • Drag & Drop
  • Duplicate Detection
  • Duplicate Payment Alert
  • Dynamic Pricing
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Electronic Signature
  • Email Management
  • Email Reminders
  • Encryption
  • Expense Tracking
  • File Sharing
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For Small Businesses
  • Forecasting
  • Fraud Detection
  • General Ledger
  • Generative AI
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Mobile Access
  • Mobile Payments
  • Multi-Currency
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multiple Payment Options
  • Online Invoicing
  • Online Payments
  • Overpayment Processing
  • PCI Compliance
  • Partial Payments
  • Payment Collection
  • Payment Fraud Prevention
  • Payment Links
  • Payment Processing
  • Payment Reconciliation
  • Project Billing
  • Projections
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Real-Time Data
  • Real-Time Reporting
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Revenue Recognition
  • Search/Filter
  • Self Service Portal
  • Spend Management
  • Status Tracking
  • Supplier Management
  • Tax Calculation
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Transaction History
  • Transaction Monitoring
  • User Management
  • Vendor Management
  • Workflow Automation
  • Workflow Management
  • Total features76
  • 1099 Preparation
  • ACH Payment Processing
  • AI Copilot
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Trail
  • Automated Receipt Matching
  • Backup and Recovery
  • Bank Reconciliation
  • Billing & Invoicing
  • Billing Portal
  • Bookkeeping Services Integration
  • Budgeting/Forecasting
  • Bulk Send
  • Cash Flow Management
  • Cash Management
  • Check Processing
  • Check Writing
  • Client Portal
  • Collaboration Tools
  • Compliance Management
  • Contact Database
  • Contingency Billing
  • Credit Card Processing
  • Customer Statements
  • Customizable Branding
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Data Import/Export
  • Data Security
  • Debit/Credit Card Processing
  • Deferred Billing
  • Digital Wallet Payments
  • Document Management
  • Drag & Drop
  • Duplicate Detection
  • Duplicate Payment Alert
  • Dynamic Pricing
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Electronic Signature
  • Email Management
  • Email Reminders
  • Encryption
  • Expense Tracking
  • File Sharing
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For Small Businesses
  • Forecasting
  • Fraud Detection
  • General Ledger
  • Generative AI
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Mobile Access
  • Mobile Payments
  • Multi-Currency
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multiple Payment Options
  • Online Invoicing
  • Online Payments
  • Overpayment Processing
  • PCI Compliance
  • Partial Payments
  • Payment Collection
  • Payment Fraud Prevention
  • Payment Links
  • Payment Processing
  • Payment Reconciliation
  • Project Billing
  • Projections
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Real-Time Data
  • Real-Time Reporting
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Revenue Recognition
  • Search/Filter
  • Self Service Portal
  • Spend Management
  • Status Tracking
  • Supplier Management
  • Tax Calculation
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Transaction History
  • Transaction Monitoring
  • User Management
  • Vendor Management
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations15
  • Earth Class Mail
  • Expensify
  • FreshBooks
  • Gmail
  • Hubdoc
  • NetSuite
  • NetSuite SuiteProjects Pro
  • PayPal
  • QuickBooks Bi-Directional Synchronizer
  • QuickBooks Online
  • QuickBooks Online Accountant
  • QuickBooks Online Advanced
  • Sage Intacct
  • Salesforce Sales Cloud
  • Tallie
  • Tax1099.com
  • Xero
  • Total integrations6
  • Earth Class Mail
  • Expensify
  • FreshBooks
  • Gmail
  • Hubdoc
  • NetSuite
  • NetSuite SuiteProjects Pro
  • PayPal
  • QuickBooks Bi-Directional Synchronizer
  • QuickBooks Online
  • QuickBooks Online Accountant
  • QuickBooks Online Advanced
  • Sage Intacct
  • Salesforce Sales Cloud
  • Tallie
  • Tax1099.com
  • Xero

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