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Xero vs Plooto Comparison
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Overview
Xero is a cloud-based small business accounting software with tools for managing invoicing, bank reconciliation, inventory,...
Ideal for SMBs, accountants, and bookkeepers, Plooto provides end-to-end payment automation, with easy workflows and integrated...
Video & Screenshots
Pricing
Starting from
5.50
Per month
- Free trial available
- No credit card required
- Free account
- Subscription based
Starting from
25
Per month
- Free trial available
- No credit card required
- Free account
- Subscription based
User reviews
4.3
2K
5
4
3
2
1
1,195
555
185
58
75
- Value for money
- Ease of use
- Features
- Customer support
Pros
AR
Anonymous Reviewer
RC
Ryan C.
HS
Holly S.
Pros
GR
Graham R.
TT
Theresa T.
LD
Laura D.
Cons
FM
Fergus M.
Craig F.
CB
Chaz B.
Cons
LJ
Lisa J.
KW
Krista W.
AD
Andy D.
Key features
- Total features162
- "What If" Scenarios
- 401(k) Tracking
- ACH Payment Processing
- API
- Access Controls/Permissions
- Account Reconciliation
- Accounting
- Accounts Payable
- Accounts Receivable
- Accrual Accounting
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Asset Accounting
- Asset Tracking
- Audit Trail
- Automated Quoting
- Automatic Backup
- Automatic Billing
- Bank Reconciliation
- Benefits Management
- Billing & Invoicing
- Billing Portal
- Budgeting/Forecasting
- CPA Firms
- Calendar Management
- Case Management
- Cash Flow Management
- Cash Management
- Cataloging/Categorization
- Charting
- Check Printing
- Check Processing
- Check Writing
- Client Management
- Client Portal
- Collections Management
- Compliance Management
- Consolidation/Roll-Up
- Construction Breakdowns
- Contact Database
- Contact Management
- Contingency Billing
- Contract/License Management
- Core Accounting
- Cost Tracking
- Credit Card Processing
- Cross Ledger Posting
- Currency Conversion
- Customer Database
- Customer History
- Customer Statements
- Customizable Branding
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Dashboard
- Data Import/Export
- Data Security
- Direct Deposit
- Discount Management
- Document Management
- Document Storage
- Document Templates
- Drag & Drop
- Due Date Tracking
- Dunning Management
- Duplicate Payment Alert
- Electronic Funds Transfer
- Electronic Payments
- Email Management
- Email Reminders
- Email Templates
- Expense Claims
- Expense Management
- Expense Tracking
- Fee Calculation & Posting
- Financial Analysis
- Financial Management
- Financial Reporting
- Fixed Asset Management
- For CPA Firms
- For Government
- Forecasting
- Fraud Detection
- Fund Accounting
- General Ledger
- Hourly Billing
- Income & Balance Sheet
- Inventory Control
- Inventory Management
- Inventory Optimization
- Inventory Tracking
- Invoice History
- Invoice Management
- Invoice Processing
- Job Costing
- Kitting
- Mobile Access
- Mobile App
- Mobile Payments
- Monitoring
- Multi-Channel Management
- Multi-Company
- Multi-Country
- Multi-Currency
- Multi-Location
- Multi-Period Recurring Billing
- Multi-State
- Nonprofits
- Online Invoicing
- Online Payments
- Order Management
- Order Processing
- Order Tracking
- Overpayment Processing
- Overrun Reporting
- Partial Payments
- Payment Processing
- Payroll Management
- Payroll Reporting
- Price / Margin Management
- Pricing Management
- Product Identification
- Profit/Loss Statement
- Progress Tracking
- Project Accounting
- Project Billing
- Project Management
- Purchase Order Management
- QuickBooks Integration
- Quotes/Estimates
- Real Time Data
- Real Time Reporting
- Receipt Management
- Receivables Ledger
- Recurring Invoicing
- Recurring Payments
- Recurring/Subscription Billing
- Reimbursement Management
- Reorder Management
- Reporting/Analytics
- Requisition Management
- Retail Inventory Management
- Revenue Recognition
- Sales Reports
- Sales Tax Management
- Search/Filter
- Self Service Portal
- Shipping Management
- Sourcing Management
- Spend Management
- Staff Management
- Status Tracking
- Stock Management
- Supplier Management
- Tax Calculation
- Tax Compliance
- Tax Management
- Template Management
- Third Party Integrations
- Time & Expense Tracking
- Time Tracking
- Transaction History
- Transaction Monitoring
- Vacation/Leave Tracking
- Vendor Management
- W-2 Preparation
- Wage Garnishment
- Warehouse Management
- Total features45
- "What If" Scenarios
- 401(k) Tracking
- ACH Payment Processing
- API
- Access Controls/Permissions
- Account Reconciliation
- Accounting
- Accounts Payable
- Accounts Receivable
- Accrual Accounting
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Asset Accounting
- Asset Tracking
- Audit Trail
- Automated Quoting
- Automatic Backup
- Automatic Billing
- Bank Reconciliation
- Benefits Management
- Billing & Invoicing
- Billing Portal
- Budgeting/Forecasting
- CPA Firms
- Calendar Management
- Case Management
- Cash Flow Management
- Cash Management
- Cataloging/Categorization
- Charting
- Check Printing
- Check Processing
- Check Writing
- Client Management
- Client Portal
- Collections Management
- Compliance Management
- Consolidation/Roll-Up
- Construction Breakdowns
- Contact Database
- Contact Management
- Contingency Billing
- Contract/License Management
- Core Accounting
- Cost Tracking
- Credit Card Processing
- Cross Ledger Posting
- Currency Conversion
- Customer Database
- Customer History
- Customer Statements
- Customizable Branding
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Dashboard
- Data Import/Export
- Data Security
- Direct Deposit
- Discount Management
- Document Management
- Document Storage
- Document Templates
- Drag & Drop
- Due Date Tracking
- Dunning Management
- Duplicate Payment Alert
- Electronic Funds Transfer
- Electronic Payments
- Email Management
- Email Reminders
- Email Templates
- Expense Claims
- Expense Management
- Expense Tracking
- Fee Calculation & Posting
- Financial Analysis
- Financial Management
- Financial Reporting
- Fixed Asset Management
- For CPA Firms
- For Government
- Forecasting
- Fraud Detection
- Fund Accounting
- General Ledger
- Hourly Billing
- Income & Balance Sheet
- Inventory Control
- Inventory Management
- Inventory Optimization
- Inventory Tracking
- Invoice History
- Invoice Management
- Invoice Processing
- Job Costing
- Kitting
- Mobile Access
- Mobile App
- Mobile Payments
- Monitoring
- Multi-Channel Management
- Multi-Company
- Multi-Country
- Multi-Currency
- Multi-Location
- Multi-Period Recurring Billing
- Multi-State
- Nonprofits
- Online Invoicing
- Online Payments
- Order Management
- Order Processing
- Order Tracking
- Overpayment Processing
- Overrun Reporting
- Partial Payments
- Payment Processing
- Payroll Management
- Payroll Reporting
- Price / Margin Management
- Pricing Management
- Product Identification
- Profit/Loss Statement
- Progress Tracking
- Project Accounting
- Project Billing
- Project Management
- Purchase Order Management
- QuickBooks Integration
- Quotes/Estimates
- Real Time Data
- Real Time Reporting
- Receipt Management
- Receivables Ledger
- Recurring Invoicing
- Recurring Payments
- Recurring/Subscription Billing
- Reimbursement Management
- Reorder Management
- Reporting/Analytics
- Requisition Management
- Retail Inventory Management
- Revenue Recognition
- Sales Reports
- Sales Tax Management
- Search/Filter
- Self Service Portal
- Shipping Management
- Sourcing Management
- Spend Management
- Staff Management
- Status Tracking
- Stock Management
- Supplier Management
- Tax Calculation
- Tax Compliance
- Tax Management
- Template Management
- Third Party Integrations
- Time & Expense Tracking
- Time Tracking
- Transaction History
- Transaction Monitoring
- Vacation/Leave Tracking
- Vendor Management
- W-2 Preparation
- Wage Garnishment
- Warehouse Management
Integrations
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User reviews that mention these apps
Boyd T.
Health, Wellness and Fitness, 1-10 employees
Used weekly for 2+ years
Review source
Share this review:
I've been using Xero for over two years now. It's easy to find receipts and it integrates well with Plooto and Receipt Bank
Easy of use, search feature, mobile app.
I don't like bookkeeping, but Xero makes it much more tolerable.
Alexander N.
Verified reviewer
Used monthly for 1-2 years
Review source
Share this review:
Automatic payment reconciliation with XERO and recurring payment setup.
some amount for transaction - it's like eTransfer price, but XERO integration with automatic reconciliation is additional benefit. Also recurring payment setup ability.
Fife (5) days for transfer transaction! It is like cheque holding by Bank! Why? eTransfer need from several minutes for it...
Ryan P.
Verified reviewer
Computer Software, 1-10 employees
Used weekly for 2+ years
Review source
Share this review:
Easily handles multiple currencies, sync with Xero easily, handles emailing contacts
Nothing really that I can think of. Really great software
Livia E.
Accounting, 11-50 employees
Used weekly for 6-12 months
Review source
Share this review:
Apart from those 2 functions it is a good software to use.
Easy to sync with Xero, easy to navigate within certain parts.
No bill payments, cap on CRA payments, payment is slow to go through.
Julie J.
Accounting, 1-10 employees
Used weekly for 2+ years
Review source