Biz2X - 2026 Pricing, Features, Reviews & Alternatives

The Biz2X Platform offers end-to-end loan management features, including:

• Omni-Channel Customer Journey Enablement: Empower small business applicants to seamlessly initiate, continue, and complete loan applications across multiple channels—including web, mobile, in-branch, and call center—ensuring a unified experience with real-time data sync, contextual handoffs, and consistent communication at every touchpoint.

• Automated Applicant Screening & Eligibility Checks: Applies configurable bank credit policies and applicable SBA SOPs to screen applicants upfront—filtering based on factors like loan size, credit score thresholds, high risk industires, or lending jurisdiction. This ensures only qualified applications proceed, reducing manual review and enhancing compliance with regulatory and internal lending criteria.

• Intelligent Document Collection: Automatically identifies required documentation based on loan type, amount, and borrower profile (e.g., SBA 7(a), term loan, line of credit), and guides customers through a streamlined upload process. Borrowers can submit documents during application intake and as requested by bankers in later phases. All while the system validates completeness and tracks outstanding items in real-time.

• Role-Based Workflow Automation & Intelligent Routing: Dynamically routes loan applications to the appropriate banker, underwriter, or closer based on internal policies, credit authority levels, product expertise, and workload balancing. Each stage of the process is governed by configurable rules, ensuring efficient handoffs, accountability, and adherence to institutional risk and approval frameworks.

• Seamless Integration with Third-Party Data Providers: Connects with leading data sources such as Experian, LexisNexis, Equifax, and Open Banking to automate bank statements, credit pulls, fraud checks, identity verification, UCC searches, and more. These integrations occur in real-time within the application flow, reducing manual data entry and accelerating decision-making with verified, up-to-date information.

• Flexible Closing Document Generation & Delivery: Seamlessly integrates with industry-standard systems like LaserPro, ProText, or TrueStage to generate, package, and deliver closing documents to customers securely and efficiently.

• Core-Agnostic Integration for Final Loan Boarding: Designed to be core-agnostic, the platform can transmit finalized loan packages to any core banking system and document repository using APIs, secure file transfer, or batch processing. This ensures smooth onboarding of funded loans into the bank’s core systems.