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ExpensePoint vs Ramp Comparison (2026)

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Good recommendations?

ExpensePoint logo

ExpensePoint

Ramp logo

Ramp

Overview

Awarded Best in Value and Best in User Experience, ExpensePoint provides automated employee expense report software to over 45000 clients in over 87 countries.

Ramp is a modern corporate card with intuitive software, built to help you grow efficiently. Block out-of-policy transactions before they happen, automate busywork, and manage payments from one place. Get real-time spend reporting & in-depth savings insights to plan strategically for tomorrow.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

10.5

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

15

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.8

354

5

4

3

2

1

300

48

4

1

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
94%
would recommend this app

4.9

224

5

4

3

2

1

202

15

5

1

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
95%
would recommend this app

Pros

“The interface is intuitive, receipt capture is seamless, and the approval workflow saves our team a huge amount of time.”
AK

Anna K.

Accounts Payable

“For the visa, the transaction is created automatically, and for the kilometre when adding the address it gives you the exact distance.”
SB

Sarojini B.

Accouning Technician

“This introduces manual handoffs (offline data capture and file upload process), which are:”
BI

Bushra I.

Finance Manager

Pros

“I really like the fact that I don't even need to carry a card around with me, and I can freely spend money I need for work, such as app subscriptions like Claude and Whispr Flow, buying books with my educational stipend, etc.”
MB

Mat B.

Senior Engineer

“Its main benefits include reduced time required for closing monthly balance and absence of need for controlling expenses because of set limits.”
Verified reviewer profile picture

Eri D.

Founder

“The ability to monitor expenses for each employee and set spending limits is also invaluable.”
JF

Jill F.

Assistant Project Manager

Cons

“Multiple vendor names added for the same vendor in the QBO integration is problematic, because when I want to see what my team has spent with a specific vendor, those costs are spread out among multiple names.”
MS

Michele S.

Operations Director

“However, the lack of an end-to-end integrated payment solution and limited transparency in implementation process impacts reliability.”
BI

Bushra I.

Finance Manager

“A potential data security risk (handling sensitive banking information outside a fully integrated workflow)”
BI

Bushra I.

Finance Manager

Cons

“Theres not a whole lot to not like some of the pre built permissions arent the best or the most accurate for permissions needed.”
Verified reviewer profile picture

Hillel G.

Director of Implementation

“One of the only struggles that we've had is keeping up with changes to the system. Where to find things is continuously moving and while the system does a decent job of informing us, sometimes it is challenging to find where certain actions have changed (sometimes things have been renamed, other times an action has moved to a different subcategory in the menu bar).”
ZB

Zachary B.

Director of Finance

“Sometimes, when I can't remember if i've submitted a receipt for reimbursement, searching through long lists of my expenses means it is hard to find if a receipt is in there or not.”
RK

Robin K.

Executive Assistant

  • Vendor responds to reviews
  • Last review5 months ago
  • Vendor responds to reviews
  • Last review5 days ago

Key features

  • Total features78
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Automatic Billing
  • Bank Reconciliation
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Categorization/Grouping
  • Collaboration Tools
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Dashboard Creation
  • Data Import/Export
  • Data Visualization
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Employee Self Service
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Income & Balance Sheet
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Banking
  • Online Booking
  • Optical Character Recognition
  • Order Management
  • Planning Tools
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Project Accounting
  • Project Management
  • Promotions Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Reservations Management
  • Restriction Management
  • Rules-Based Workflow
  • Secure Data Storage
  • Self Service Portal
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Status Tracking
  • Supplier Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Transaction History
  • Transaction Monitoring
  • Travel Management
  • User Management
  • Vendor Management
  • Vendor Master Data Management
  • Visual Analytics
  • Workflow Automation
  • Workflow Management
  • Total features104
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Automatic Billing
  • Bank Reconciliation
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Categorization/Grouping
  • Collaboration Tools
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Dashboard Creation
  • Data Import/Export
  • Data Visualization
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Employee Self Service
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Income & Balance Sheet
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Banking
  • Online Booking
  • Optical Character Recognition
  • Order Management
  • Planning Tools
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Project Accounting
  • Project Management
  • Promotions Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Reservations Management
  • Restriction Management
  • Rules-Based Workflow
  • Secure Data Storage
  • Self Service Portal
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Status Tracking
  • Supplier Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Transaction History
  • Transaction Monitoring
  • Travel Management
  • User Management
  • Vendor Management
  • Vendor Master Data Management
  • Visual Analytics
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations20
  • 1Password
  • ADP Workforce Now
  • AccuFund Accounting Suite
  • Acumatica Cloud ERP
  • BambooHR
  • Brightpearl
  • Deltek Ajera
  • Deltek Costpoint
  • Deltek Vantagepoint
  • Deltek WorkBook
  • Dynamics 365
  • Dynamics 365 Business Central
  • Fivetran
  • FreshBooks
  • Freshteam
  • Fund EZ
  • Google Maps
  • Humaans
  • Infor SunSystems
  • Ironclad
  • Kashoo
  • LessAccounting
  • Microsoft Excel
  • Microsoft Outlook
  • Namely
  • NetSuite
  • Okta
  • Payworks
  • Perk
  • Personio
  • Pipedream
  • QuickBooks Enterprise
  • QuickBooks Online
  • QuickBooks Online Advanced
  • Relay.app
  • Rent Manager
  • ResMan
  • SAP BW/4HANA
  • SAP Business One
  • SAP HANA Cloud
  • Sage 100
  • Sage 300
  • Sage 500
  • Sage Accounting
  • Sage Intacct
  • Salesforce Platform
  • Slack
  • SoftLedger
  • Square Payroll
  • Squava
  • TallyPrime
  • TriNet HR Plus
  • UKG Pro
  • UKG Ready
  • Versa Cloud ERP
  • Workday Financial Management
  • Workday HCM
  • Xero
  • Yardi Breeze
  • Yardi Voyager
  • Zapier
  • Zoho Books
  • Total integrations48
  • 1Password
  • ADP Workforce Now
  • AccuFund Accounting Suite
  • Acumatica Cloud ERP
  • BambooHR
  • Brightpearl
  • Deltek Ajera
  • Deltek Costpoint
  • Deltek Vantagepoint
  • Deltek WorkBook
  • Dynamics 365
  • Dynamics 365 Business Central
  • Fivetran
  • FreshBooks
  • Freshteam
  • Fund EZ
  • Google Maps
  • Humaans
  • Infor SunSystems
  • Ironclad
  • Kashoo
  • LessAccounting
  • Microsoft Excel
  • Microsoft Outlook
  • Namely
  • NetSuite
  • Okta
  • Payworks
  • Perk
  • Personio
  • Pipedream
  • QuickBooks Enterprise
  • QuickBooks Online
  • QuickBooks Online Advanced
  • Relay.app
  • Rent Manager
  • ResMan
  • SAP BW/4HANA
  • SAP Business One
  • SAP HANA Cloud
  • Sage 100
  • Sage 300
  • Sage 500
  • Sage Accounting
  • Sage Intacct
  • Salesforce Platform
  • Slack
  • SoftLedger
  • Square Payroll
  • Squava
  • TallyPrime
  • TriNet HR Plus
  • UKG Pro
  • UKG Ready
  • Versa Cloud ERP
  • Workday Financial Management
  • Workday HCM
  • Xero
  • Yardi Breeze
  • Yardi Voyager
  • Zapier
  • Zoho Books

Alternatives

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