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Expensify vs BILL Spend & Expense Comparison (2026)

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Good recommendations?

Expensify logo

Expensify

BILL Spend & Expense logo

BILL Spend & Expense

Overview

Easily track your receipts and manage expenses on the go with Expensify. Just take a photo of your receipt and Expensify automatically transcribes the details.

BILL Spend & Expense (formerly Divvy) is the all-in-one expense management solution.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

5

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.5

1.3K

5

4

3

2

1

962

299

67

31

36

  • Value for money
  • Ease of use
  • Features
  • Customer support
80%
would recommend this app

4.7

440

5

4

3

2

1

341

75

9

6

9

  • Value for money
  • Ease of use
  • Features
  • Customer support
90%
would recommend this app

Pros

“I also like the mileage calculation feature, which uses maps to calculate travel distances accurately, making it easy to claim mileage expenses without any manual calculations.”
RK

Rizwan K.

ERP Solution Architect

“It dramatically cuts down on manual spreadsheets, allowing us to scan and submit receipts in seconds and get paid back in less than a month.”
AB

Ana B.

Software developer

“I am 14 years users in Japan. And I have monthly call with accountant, Expensify is the essential tool to manage expense data and show it to my accountant in a timely manner and with accuracy”
yf

yuji f.

Owner

Pros

“It allows me to easily record things like mileage and meal costs while I’m on the go, without having to keep up with paper receipts or wait until the end of the trip.”
JR

Jennifer R.

Teacher

“Spend & Expense allows me to manage all credit cards for the entire agency from one portal. ”
Verified reviewer profile picture

Abigail P.

Manager, Accounts Payable

“A solid, secure tool for expense management, but it needs more modern AI features to truly shine over its competitors.”
Verified reviewer profile picture

Jaxton B.

Financial Controller

Cons

“Also, when I duplicate a past expense to use as a template, it occasionally fails to carry over all the dropdown information, forcing me to manually re-select categories from a massive company list.”
MM

Michael M.

Sr Producer

“Sometimes Expensify will duplicate expenses if you aren't patient. If you take a picture or upload a receipt then simultaneously try to manually edit, it will create two duplicate expenses and not accept one of them. ”
Verified reviewer profile picture

Martin L.

VP Carrier Sales

“The separation between individual "expenses" and final "reports" can be clunky and a bit confusing for a casual user who only logs in once a month.”
MM

Michael M.

Sr Producer

Cons

“It will still send a credit card - which in most cases is not how people want to get paid. If 5 happens to you (where you select to pay via ACH from your bank instead of a virtual card) your bank account will STILL pay for it like a prepayment to your LOC (stupid). If your account is frozen - you can't even use those funds anyway. If you reach out to customer support - you will chat with someone who is extremely unresponsive and feels like they are talking to 10 other people.”
BM

Bradyn M.

CEO

“It was not until we called Bill that they even had any idea there was suspicious activity on the account despite the thief making repeat purchases at the apple store, expensive clothing stores, etc. that our company has zero history making purchases at. When the fraud claim was filed it was erroneously noted that the stolen card was still in the possession of the employee. While we attempted to correct this, Bill rejected the fraud claim and refused to appeal their decision.”
RG

Russell G.

CTO

“As a result, our reconciling was a mess because all charges were being paid only by one entity. ”
Verified reviewer profile picture

Abigail P.

Manager, Accounts Payable

  • Vendor responds to reviews
  • Last review6 days ago
  • Vendor responds to reviews
  • Last review22 days ago

Key features

  • Total features84
  • "What If" Scenarios
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Attendance Tracking
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Bank Reconciliation
  • Billable Items Tracking
  • Billing & Invoicing
  • Billing Portal
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Categorization/Grouping
  • Client Management
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Contact Database
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Dashboard Creation
  • Data Import/Export
  • Data Visualization
  • Document Management
  • Duplicate Detection
  • ERP integration
  • Electronic Payments
  • Employee Management
  • Employee Self Service
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Fixed Asset Management
  • For Accountants
  • Fraud Detection
  • General Ledger
  • Income & Balance Sheet
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Leave Tracking
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Online Booking
  • Online Invoicing
  • Online Payments
  • Optical Character Recognition
  • Payment Collection
  • Payment Processing
  • Payroll Management
  • Policy Management
  • Prepaid Cards
  • Profit/Loss Statement
  • Progress Tracking
  • Project Time Tracking
  • Project Tracking
  • Projections
  • Purchasing & Receiving
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Reservations Management
  • Resource Allocation & Planning
  • Restriction Management
  • Rules-Based Workflow
  • SSL Security
  • Search/Filter
  • Secure Data Storage
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Staff Management
  • Summary Reports
  • Task Management
  • Task Progress Tracking
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Time Tracking by Client
  • Time Tracking by Project
  • Timer
  • Timesheet Management
  • Transaction History
  • Travel Management
  • User Management
  • Vacation/Leave Tracking
  • Vendor Management
  • Workflow Automation
  • Workflow Management
  • Total features105
  • "What If" Scenarios
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Attendance Tracking
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Bank Reconciliation
  • Billable Items Tracking
  • Billing & Invoicing
  • Billing Portal
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Categorization/Grouping
  • Client Management
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Contact Database
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Dashboard Creation
  • Data Import/Export
  • Data Visualization
  • Document Management
  • Duplicate Detection
  • ERP integration
  • Electronic Payments
  • Employee Management
  • Employee Self Service
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Fixed Asset Management
  • For Accountants
  • Fraud Detection
  • General Ledger
  • Income & Balance Sheet
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Leave Tracking
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Online Booking
  • Online Invoicing
  • Online Payments
  • Optical Character Recognition
  • Payment Collection
  • Payment Processing
  • Payroll Management
  • Policy Management
  • Prepaid Cards
  • Profit/Loss Statement
  • Progress Tracking
  • Project Time Tracking
  • Project Tracking
  • Projections
  • Purchasing & Receiving
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Reservations Management
  • Resource Allocation & Planning
  • Restriction Management
  • Rules-Based Workflow
  • SSL Security
  • Search/Filter
  • Secure Data Storage
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Staff Management
  • Summary Reports
  • Task Management
  • Task Progress Tracking
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Time Tracking by Client
  • Time Tracking by Project
  • Timer
  • Timesheet Management
  • Transaction History
  • Travel Management
  • User Management
  • Vacation/Leave Tracking
  • Vendor Management
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations21
  • 9Spokes
  • Bolt
  • Deel
  • Dynamics 365 Business Central
  • Egencia
  • Financial Management Cloud
  • Gmail
  • Greenhouse
  • Gusto
  • Navan
  • NetSuite
  • Okta
  • OneLogin
  • Oracle Cloud Financials
  • Perk
  • Professional Services Cloud
  • QuickBooks Enterprise
  • QuickBooks Online
  • QuickBooks Online Advanced
  • Revel Systems
  • Sage Accounting
  • Sage Intacct
  • Slack
  • TriNet HR Plus
  • Workday HCM
  • Xero
  • Total integrations9
  • 9Spokes
  • Bolt
  • Deel
  • Dynamics 365 Business Central
  • Egencia
  • Financial Management Cloud
  • Gmail
  • Greenhouse
  • Gusto
  • Navan
  • NetSuite
  • Okta
  • OneLogin
  • Oracle Cloud Financials
  • Perk
  • Professional Services Cloud
  • QuickBooks Enterprise
  • QuickBooks Online
  • QuickBooks Online Advanced
  • Revel Systems
  • Sage Accounting
  • Sage Intacct
  • Slack
  • TriNet HR Plus
  • Workday HCM
  • Xero

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