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Expensify vs PayEm Comparison (2026)

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Good recommendations?

Expensify logo

Expensify

PayEm logo

PayEm

Overview

Easily track your receipts and manage expenses on the go with Expensify. Just take a photo of your receipt and Expensify automatically transcribes the details.

Go beyond the tired billing & invoicing procedures with PayEm. PayEm's platform simplifies bill payments, whether done by credit card or ACH. The platform allows for digital uploads of vendor invoices, automatic payment scheduling & customized approval flows, using streamlined NetSuite integration.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

5

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.5

1.4K

5

4

3

2

1

969

299

67

31

36

  • Value for money
  • Ease of use
  • Features
  • Customer support
80%
would recommend this app

4.8

39

5

4

3

2

1

33

5

0

1

0

  • Value for money
  • Ease of use
  • Features
  • Customer support
95%
would recommend this app

Pros

“One of its biggest advantages for us is the ability to easily manage offshore expenses and transactions in multiple currencies, which is essential for an international environment.”
Verified reviewer profile picture

Fabrice e.

off shore manager

“Helps provide an organized way to manage and track all expenses, so when I get back a simple share sends all my itemized receipts to be reimbursed.”
MR

Mike R.

Manager

“I also like the mileage calculation feature, which uses maps to calculate travel distances accurately, making it easy to claim mileage expenses without any manual calculations.”
RK

Rizwan K.

ERP Solution Architect

Pros

“PayEm allows us to manage budgeting and overall expenses while including all departments involved in the expense approval process.”
YS

Yaniv S.

Operations Manager

“For example, I am in control using a vendor credit card because I can see every transaction, and I can know in real-time if I need to increase the budget or pay another way.”
MR

Marcelo R.

Finance Controller

“The customer care team and representatives are very helpful and commentative, every issue is addresed immediately and gets the full response for the relevant department. ”
Verified reviewer profile picture

Matan H.

Controller

Cons

“Also, when I duplicate a past expense to use as a template, it occasionally fails to carry over all the dropdown information, forcing me to manually re-select categories from a massive company list.”
MM

Michael M.

Sr Producer

“The interface can feel a little confusing in some areas, especially when setting up policies, approval workflows, or less frequently used features.”
SY

Shubham Y.

Product Engineer

“The separation between individual "expenses" and final "reports" can be clunky and a bit confusing for a casual user who only logs in once a month.”
MM

Michael M.

Sr Producer

Cons

“The UI can feel a bit unintuitive at times, especially for team members who aren't in finance, some features are buried or not clearly labeled.”
MN

Miri N.

Head of finance

“I also don't like that you still get a red receipt flag even when a charge has been refunded or reversed.”
LH

Liz H.

Executive Assistant

“Once a team member leaves the company, our finance team can easily stop payments to a particular subscription.”
EM

Emily M.

Global Sourcer and Onboarding Manager

  • Vendor responds to reviews
  • Last review15 days ago
  • Vendor responds to reviews
  • Last reviewa year ago

Key features

  • Total features81
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Attendance Tracking
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Bank Reconciliation
  • Bid Management
  • Billable Items Tracking
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Management
  • Categorization/Grouping
  • Check Writing
  • Compliance Management
  • Configurable Workflow
  • Contract/License Management
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Dashboard Creation
  • Data Import/Export
  • Data Visualization
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Employee Management
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fraud Detection
  • Invoice Management
  • Invoice Processing
  • Leave Tracking
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Receipt Upload
  • Multi-Currency
  • Multi-Location
  • Offboarding
  • Onboarding
  • Online Booking
  • Optical Character Recognition
  • Order Management
  • Order Tracking
  • Payment Processing
  • Payroll Management
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Progress Tracking
  • Project Management
  • Project Time Tracking
  • Project Tracking
  • Projections
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Purchasing Reports
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Reservations Management
  • Resource Allocation & Planning
  • Restriction Management
  • Rules-Based Workflow
  • Search/Filter
  • Secure Data Storage
  • Single Sign On
  • Sourcing Management
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Status Tracking
  • Task Management
  • Task Progress Tracking
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Time Tracking by Client
  • Time Tracking by Project
  • Timer
  • Timesheet Management
  • Transaction History
  • Travel Management
  • User Management
  • Vacation/Leave Tracking
  • Vendor Management
  • Vendor Payment
  • Workflow Automation
  • Workflow Management
  • Total features88
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Attendance Tracking
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Bank Reconciliation
  • Bid Management
  • Billable Items Tracking
  • Billing & Invoicing
  • Booking Management
  • Budget Control
  • Budgeting/Forecasting
  • Cash Management
  • Categorization/Grouping
  • Check Writing
  • Compliance Management
  • Configurable Workflow
  • Contract/License Management
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Dashboard Creation
  • Data Import/Export
  • Data Visualization
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Employee Management
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • Fraud Detection
  • Invoice Management
  • Invoice Processing
  • Leave Tracking
  • Mileage Tracking
  • Mobile Access
  • Mobile App
  • Mobile Receipt Upload
  • Multi-Currency
  • Multi-Location
  • Offboarding
  • Onboarding
  • Online Booking
  • Optical Character Recognition
  • Order Management
  • Order Tracking
  • Payment Processing
  • Payroll Management
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Progress Tracking
  • Project Management
  • Project Time Tracking
  • Project Tracking
  • Projections
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Purchasing Reports
  • QuickBooks Integration
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Real-time Alerts
  • Receipt Management
  • Recurring Payments
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Reservations Management
  • Resource Allocation & Planning
  • Restriction Management
  • Rules-Based Workflow
  • Search/Filter
  • Secure Data Storage
  • Single Sign On
  • Sourcing Management
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Status Tracking
  • Task Management
  • Task Progress Tracking
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Time Tracking by Client
  • Time Tracking by Project
  • Timer
  • Timesheet Management
  • Transaction History
  • Travel Management
  • User Management
  • Vacation/Leave Tracking
  • Vendor Management
  • Vendor Payment
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations22
  • 9Spokes
  • AlexisHR
  • BILL AP/AR
  • BambooHR
  • Bolt
  • Charlie
  • ChartHop
  • Deel
  • Egencia
  • Factorial
  • Financial Management Cloud
  • Freshteam
  • Greenhouse
  • Gusto
  • HR Cloud
  • Justworks
  • Lano
  • Lucca
  • Namely
  • Navan
  • NetSuite
  • Okta
  • OneLogin
  • Oracle Cloud Financials
  • Paychex
  • Paylocity
  • Perk
  • Personio
  • Professional Services Cloud
  • Proliant
  • QuickBooks Online
  • Revel Systems
  • Rippling
  • Sage Accounting
  • Sage Intacct
  • Sapling
  • Sesame
  • TriNet HR Plus
  • TriNet PEO
  • Workday HCM
  • Xero
  • Total integrations23
  • 9Spokes
  • AlexisHR
  • BILL AP/AR
  • BambooHR
  • Bolt
  • Charlie
  • ChartHop
  • Deel
  • Egencia
  • Factorial
  • Financial Management Cloud
  • Freshteam
  • Greenhouse
  • Gusto
  • HR Cloud
  • Justworks
  • Lano
  • Lucca
  • Namely
  • Navan
  • NetSuite
  • Okta
  • OneLogin
  • Oracle Cloud Financials
  • Paychex
  • Paylocity
  • Perk
  • Personio
  • Professional Services Cloud
  • Proliant
  • QuickBooks Online
  • Revel Systems
  • Rippling
  • Sage Accounting
  • Sage Intacct
  • Sapling
  • Sesame
  • TriNet HR Plus
  • TriNet PEO
  • Workday HCM
  • Xero