Finexer - 2026 Pricing, Features, Reviews & Alternatives

Finexer is an open banking platform that provides businesses with easy, secure payment processing and access to the financial ecosystem. The platform offers a single point of access to thousands of banks and bank accounts through an extensive API. Finexer's banking platform enables businesses to instantly accept payments online with low fees and access high-quality, real-time bank data about users, balances, and transactions.

The platform's data aggregation capabilities allow businesses to access clients' bank accounts in real-time across multiple financial institutions, providing crucial financial information and data. Finexer's instant payments feature enables businesses to send money or collect payments instantly through a secure checkout process, without the need for card details. The platform also offers sign-in via bank functionality, allowing businesses to verify customer identity online using information from banks and facial recognition in real-time.

Finexer's open banking API supports a robust set of tools and resources, including A2A payments, reconciliation, bulk payouts, affordability checks, onboarding and KYC, transaction data, and instant payouts. The API is designed with a consistent resource-oriented architecture, providing developers with maximum flexibility and abstraction. Additionally, Finexer ensures compliance with PSD2 directives and offers advanced security features, such as two-factor authentication, user access controls, end-to-end encryption, and fraud detection, to protect businesses and their customers.