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GPayments Logo

Stop Payment Fraud. Reduce Chargebacks. Ensure SCA Complianc

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GPayments - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: March 2026

GPayments overview

What is GPayments?

Stop payment fraud, eliminate chargeback liability, and ensure Strong Customer Authentication (SCA) compliance with GPayments. As a market leader with over 30 years of experience, we provide a complete, AI-assisted platform built on the global EMV® 3D Secure (3DS) standard.

Our certified 3DS suite provides solutions for the entire payments ecosystem:

•For Card Issuers (Banks): Deploy our ActiveAccess Access Control Server (ACS) to meet global compliance mandates, reduce fraud losses, and provide a frictionless cardholder experience.

•For Merchants & Acquirers: Integrate our ActiveServer 3DS Server to shift fraud liability, stop chargebacks, and increase authorisation rates.

Before you go live, you can validate your entire implementation with TestLabs, our comprehensive testing environment. Unlike basic simulators, TestLabs uses real, live 3DS components (ACS, 3DS Server, and Directory Server) to ensure your configuration is secure, compliant, and ready for production.

Built on globally-recognised EMVCo standards, GPayments is your trusted partner for secure and frictionless payments.

Key benefits of using GPayments

•Significantly Reduce Chargebacks: Shift fraud liability from the merchant to the card issuer by using the fully compliant EMV 3D Secure protocol.

•Meet Global SCA Mandates: Easily comply with Strong Customer Authentication (SCA) and other global regulations using our certified 3DS solutions.

•Increase Approvals & Reduce Friction: Use our risk engine to intelligently assess transactions, reducing unnecessary customer challenges ("step-ups") and minimising false declines.

•Prevent Fraud for Issuers: Protect your cardholders and reduce fraud losses with our robust ActiveAccess Access Control Server (ACS).

•Validate Your Setup: Ensure a seamless and secure rollout with TestLabs, our comprehensive testing environment that allows end-to-end validation for both issuing and acquiring.

Starting price

Free

Alternatives

with better value for money

GPayments’s user interface

Ease of use rating:

GPayments reviews

Overall rating

4.3

/5

6

Positive reviews

67

%

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend7.67/10
Rating distribution

5

4

3

2

1

4

0

2

0

0

GPayments's key features

Most critical features, based on insights from GPayments users:

Payment processing
Data security
Mobile payments
Electronic payments
Real-Time data
Reporting & statistics

All GPayments features

Features rating:

Mobile authentication
Search/Filter
Reporting/Analytics
Data import/export
Payment fraud prevention
Compliance management
Access controls/permissions
PCI assessment
Performance metrics
Policy management
PSD2 compliant
Real-time alerts
Real-Time analytics
Real-Time monitoring
Real-Time updates
Risk analysis
Risk assessment
Third-Party integrations
Transaction history
Two-Factor authentication
Activity dashboard
API
Audit trail
Authentication
Check fraud detection
Compliance tracking
Custom fraud rules
Data storage management
Data visualization
For banking
For ecommerce
For insurance industry
Fraud detection
Log management
Member accounts
Partial payments

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GPayments pricing

Value for money rating:

Starting from

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No pricing info

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about GPayments price and value

Value for money rating:

GPayments integrations (1)

Top integrations

GPayments support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

FAQs/Forum
Email/Help Desk
Knowledge Base
24/7 (Live rep)

Training options

In Person
Live Online
Documentation
Videos

GPayments FAQs

Q. Who are the typical users of GPayments?

GPayments has the following typical customers:
Large Enterprises, Mid Size Business, Small Business

These products have better value for money


Q. What languages does GPayments support?

GPayments supports the following languages:
English, Japanese


Q. Does GPayments offer an API?

Yes, GPayments has an API available for use.


Q. What level of support does GPayments offer?

GPayments offers the following support options:
FAQs/Forum, Email/Help Desk, Knowledge Base, 24/7 (Live rep)

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