IR Transact - 2026 Pricing, Features, Reviews & Alternatives

Monitor and analyze payment transactions with IR Transact

The payments industry is evolving at a rapid rate. Organizations must find a way to effectively manage booming transaction volumes, the shift to cashless payments, new payment schemes and technologies, and higher customer expectations to remain successful in a competitive market.

IR's Transact simplifies the complexity of managing modern payments ecosystems by bringing real-time visibility and payment monitoring to your entire environment, including for Card Payments, High Value Payments and Real-Time Payments.

Transact gives you the power to uncover unparalleled insights into transactions using analytics, identify trends to help you streamline the payments experience, turn data into intelligence, and assure the payments that keep you in business.

IR Transact is used by merchant acquirers, banks, and other online payment processors. The software monitors real-time payments, card payments, and high-value transactions, enabling users to spot and fix anomalies. It also identifies opportunities to streamline payment experiences.

With IR Transact, managers can monitor balance thresholds, keep their eyes on flagged accounts, spot abnormal patterns in account usage, and project liquidity shortfalls. It monitors transaction volumes, queue health, and anomalies, allowing users to identify potential issues early and reduce delays for critical accounts, such as settlements or high-value customers.

IR Transact displays detailed historical transaction data and generates dynamic alerts, so users can quickly investigate and pinpoint the root cause. The system also highlights trends and provides payment performance insights, enabling users to deliver on their SLAs, improve resolution times, boost ROI, and decrease operational costs.