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PaySimple vs Stripe Comparison (2026)

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PaySimple logo

PaySimple

Stripe logo

Stripe

Overview

PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide.

Stripe is a financial infrastructure platform that enables businesses to accept payments online and in person. It offers a suite of APIs for payment processing, subscription management, fraud prevention, and financial services integration Stripe provides both developer-focused tools with extensive documentation and no-code solutions for businesses without technical staff.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

69.95

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

Empty state illustration for "No pricing info"

No pricing info

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.5

298

5

4

3

2

1

196

72

14

5

11

  • Value for money
  • Ease of use
  • Features
  • Customer support
73%
would recommend this app

4.6

3.3K

5

4

3

2

1

2.4K

655

121

26

99

  • Value for money
  • Ease of use
  • Features
  • Customer support
81%
would recommend this app

Pros

“Not every invoice but every weekly invoicing batch has more than one invoice that is off a penny in either direction.”
MG

Mel G.

Office Manager

“We've been using this system for years after an accountant switch and if I could convince the boss to switch to something else, I would.”
MG

Mel G.

Office Manager

“It simplifies invoicing, recurring billing, and online payments, which has streamlined my business operations significantly.”
Verified reviewer profile picture

Aastha G.

Process associate

Pros

“Stripe really stands out for making complex payment processing feel intuitive, with clean APIs, excellent documentation, and a structure that allows you to scale from a simple checkout to a fully customized payment ecosystem.”
Verified reviewer profile picture

Marc R.

Talent

“Having our invoicing and accounts receivable in a single dashboard was helpful to a team that spans several time zones and has lots of moving pieces with various clients needing different billing cycles.”
Verified reviewer profile picture

Kaleb V.

Founder and Managing Member

“The dashboard is clean, payments and payouts are reliable, and it covers invoicing, subscriptions, and recurring billing without extra tools.”
Verified reviewer profile picture

Stephen S.

Manager

Cons

“At this point, we've sent multiple unanswered notices asking about fees, formally cancelling the service, and still we've never received an invoice, only continual withdrawals from a bank account until we closed it.”
MV

Monica V.

Owner

“I have been using the product for over 15 years now and it's hard to connect to Customer Representative and if we open a ticket, they take 4-5 days to reply and without proper resolution.”
PC

Praveen C.

President

“We also started receiving requests for payment from their vendor/partner (it's unclear) named PaySafe who threatened to send us to collections despite acknowledging that we've received no services from them.”
MV

Monica V.

Owner

Cons

“We are a small, privately owned veterinary hospital that has spent years serving our community and caring for people's pets. Despite operating a legitimate business with documented transactions, Stripe suddenly withheld and removed nearly $7,000 from our account, placing a significant financial burden on our practice.”
JJ

Jennifer J.

Practice Manager

“Customer support and client support can feel slow on dispute appeals, while edge case bugs and issues in webhook retries disrupt ease of use for card payments and credit card payments.”
EA

Estrella A.

Software Engineer

“In rare instances, we have faced issues while syncing the transaction data with our ERP software and that may lead to some time delay in payments being reconciled on our site.”
EP

Eric P.

ERP Supervisor

  • Vendor responds to reviews
  • Last review4 months ago
  • Vendor responds to reviews
  • Last review2 days ago

Key features

  • Total features66
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Activity Dashboard
  • Alerts/Notifications
  • Billing & Invoicing
  • Billing Portal
  • CRM
  • Cash Flow Management
  • Catalog Management
  • Check Processing
  • Client Portal
  • Compliance Management
  • Contact Database
  • Credit Card Management
  • Credit Card Processing
  • Cryptocurrency Processing
  • Customer Accounts
  • Customer Database
  • Customer History
  • Customizable Branding
  • Customizable Fields
  • Customizable Invoices
  • Customizable Reports
  • Dashboard
  • Data Security
  • Data Synchronization
  • Debit/Credit Card Processing
  • Dunning Management
  • Electronic Payments
  • Email Reminders
  • Email Templates
  • Financial Reporting
  • For Small Businesses
  • Fraud Detection
  • In-Person Payments
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Mobile Access
  • Mobile Payments
  • Multi-Currency
  • Multi-Period Recurring Billing
  • Multi-Store
  • Multiple Payment Options
  • Online Invoicing
  • Online Payments
  • Order Management
  • Ordering Automation
  • Overpayment Processing
  • PCI Compliance
  • Partial Payments
  • Payment Fraud Prevention
  • Payment Links
  • Payment Processing
  • Point of Sale (POS)
  • Project Billing
  • Real-Time Data
  • Real-Time Reporting
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Sales Reports
  • Self Service Portal
  • Shopping Cart
  • Status Tracking
  • Subscription Management
  • Third-Party Integrations
  • Transaction History
  • Transaction Management
  • Transaction Monitoring
  • Website Management
  • eCommerce Management
  • Total features40
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Activity Dashboard
  • Alerts/Notifications
  • Billing & Invoicing
  • Billing Portal
  • CRM
  • Cash Flow Management
  • Catalog Management
  • Check Processing
  • Client Portal
  • Compliance Management
  • Contact Database
  • Credit Card Management
  • Credit Card Processing
  • Cryptocurrency Processing
  • Customer Accounts
  • Customer Database
  • Customer History
  • Customizable Branding
  • Customizable Fields
  • Customizable Invoices
  • Customizable Reports
  • Dashboard
  • Data Security
  • Data Synchronization
  • Debit/Credit Card Processing
  • Dunning Management
  • Electronic Payments
  • Email Reminders
  • Email Templates
  • Financial Reporting
  • For Small Businesses
  • Fraud Detection
  • In-Person Payments
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Mobile Access
  • Mobile Payments
  • Multi-Currency
  • Multi-Period Recurring Billing
  • Multi-Store
  • Multiple Payment Options
  • Online Invoicing
  • Online Payments
  • Order Management
  • Ordering Automation
  • Overpayment Processing
  • PCI Compliance
  • Partial Payments
  • Payment Fraud Prevention
  • Payment Links
  • Payment Processing
  • Point of Sale (POS)
  • Project Billing
  • Real-Time Data
  • Real-Time Reporting
  • Receipt Management
  • Receivables Ledger
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Sales Reports
  • Self Service Portal
  • Shopping Cart
  • Status Tracking
  • Subscription Management
  • Third-Party Integrations
  • Transaction History
  • Transaction Management
  • Transaction Monitoring
  • Website Management
  • eCommerce Management

Integrations

  • Total integrations1
  • 123FormBuilder
  • ABC Glofox
  • Accelevents
  • Accelo
  • AccountsPortal
  • Attribution
  • Avalara
  • Avaza
  • Baremetrics
  • BigCommerce
  • Bizness Apps
  • Blinksale
  • Bookinglayer
  • Bookwhen
  • ChargeKeep
  • Chargebee
  • ChartMogul
  • Chatfuel
  • Cheqbook
  • ClickFunnels
  • Cloudbeds
  • Commence
  • CoreCommerce
  • CrowdPower
  • Cyclr
  • Databox
  • Descartes ShipRush
  • Docusign
  • Ecwid
  • Elorus
  • Eventcube
  • Expensify
  • FreeAgent
  • FreshBooks
  • GoDaddy Website Builder
  • Gravity Forms
  • Harvest
  • Hiveage
  • IFTTT
  • InvoiceSherpa
  • Invoiced
  • Involve.me
  • Jotform
  • Jumpseller
  • Keap
  • Keen IO
  • Leadpages
  • LeadsBridge
  • LearnWorlds
  • Lendio
  • LessAccounting
  • MYFUNDBOX
  • MakePlans
  • Nomod
  • Operations Hub
  • PayDirt Payroll
  • PayPal Payments
  • Pelcro
  • PushPress
  • Quaderno
  • QuickBooks Online
  • Recurly
  • RentMy
  • Rezgo
  • Sellfy
  • Sellsy
  • Shift4Shop
  • ShipStation
  • Shopify
  • SimpleSpa
  • Skedda
  • SkyPrep
  • Slack
  • Slemma
  • Squarespace
  • Statsbot
  • SurveySparrow
  • TalentLMS
  • Tapfiliate
  • Ticket Tailor
  • Typeform
  • Volusion
  • Wave
  • WeTravel
  • Weebly
  • WildApricot
  • Wishpond
  • Wix
  • WooCommerce
  • Woopra
  • WordPress
  • Wufoo
  • Xero
  • Xola
  • Zapier
  • Zoho Backstage
  • Zoho Billing
  • Zoho Books
  • Zoho Invoice
  • Total integrations99
  • 123FormBuilder
  • ABC Glofox
  • Accelevents
  • Accelo
  • AccountsPortal
  • Attribution
  • Avalara
  • Avaza
  • Baremetrics
  • BigCommerce
  • Bizness Apps
  • Blinksale
  • Bookinglayer
  • Bookwhen
  • ChargeKeep
  • Chargebee
  • ChartMogul
  • Chatfuel
  • Cheqbook
  • ClickFunnels
  • Cloudbeds
  • Commence
  • CoreCommerce
  • CrowdPower
  • Cyclr
  • Databox
  • Descartes ShipRush
  • Docusign
  • Ecwid
  • Elorus
  • Eventcube
  • Expensify
  • FreeAgent
  • FreshBooks
  • GoDaddy Website Builder
  • Gravity Forms
  • Harvest
  • Hiveage
  • IFTTT
  • InvoiceSherpa
  • Invoiced
  • Involve.me
  • Jotform
  • Jumpseller
  • Keap
  • Keen IO
  • Leadpages
  • LeadsBridge
  • LearnWorlds
  • Lendio
  • LessAccounting
  • MYFUNDBOX
  • MakePlans
  • Nomod
  • Operations Hub
  • PayDirt Payroll
  • PayPal Payments
  • Pelcro
  • PushPress
  • Quaderno
  • QuickBooks Online
  • Recurly
  • RentMy
  • Rezgo
  • Sellfy
  • Sellsy
  • Shift4Shop
  • ShipStation
  • Shopify
  • SimpleSpa
  • Skedda
  • SkyPrep
  • Slack
  • Slemma
  • Squarespace
  • Statsbot
  • SurveySparrow
  • TalentLMS
  • Tapfiliate
  • Ticket Tailor
  • Typeform
  • Volusion
  • Wave
  • WeTravel
  • Weebly
  • WildApricot
  • Wishpond
  • Wix
  • WooCommerce
  • Woopra
  • WordPress
  • Wufoo
  • Xero
  • Xola
  • Zapier
  • Zoho Backstage
  • Zoho Billing
  • Zoho Books
  • Zoho Invoice