Pinch - 2026 Pricing, Features, Reviews & Alternatives

Pinch Payments is a payment automation solution designed for service-based businesses in Australia. The software streamlines payment collection workflows, automates invoicing and enhances cash flow management with minimal manual intervention or client reminders. The platform supports small businesses, accounting professionals, bookkeepers and developers by integrating into existing accounting environments.

The system provides direct debit and credit card processing, flexible payment plan configuration and pre-approval thresholds for recurring transactions. Auto-payment mandates and batch-processing options are available alongside a customer portal for payment management. A subscription model builder accommodates recurring, variable or subscription billing structures and debt collection functionality addresses overdue receivables. Real-time reconciliation with accounting software and optional fee pass-through capabilities support transparent transaction records.

Pinch Payments integrates with major accounting platforms including Xero, QuickBooks Online and MYOB to enable automatic invoice payment processing and synchronized reconciliation. Connections with Cin7 Core and HubSpot consolidate payment workflows within broader business management systems. A fully documented application programming interface and sandbox environment support developer efforts through a PayFac-as-a-Service model that includes Know Your Customer verification and fraud prevention tools. Aggregated dashboard functionality and merchant onboarding features enable software providers to embed payment processing capabilities directly into their applications while leveraging the platform’s existing compliance and infrastructure.