Pleo vs Navan

Moss

SAP Concur

Budgetly

Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks. 

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing. It’s designed to give organizations better control over their business spend by integrating near real-time data and using AI to audit 100% of transactions.

Budgetly is a real-time spend control system for Australian SMEs. Set budgets and approvals before spending, capture receipts automatically, and keep every transaction audit-ready so month-end is faster and overspending is prevented before it happens.

Pleo is a cloud-based expense management solution which provides simplified expense reporting, virtual and plastic company cards, automatic expense categorization, receipt capture, and more

Accounting

Accounting Integration

Activity Dashboard

Activity Tracking

Ad hoc Reporting

Approval Process Control

Approval Workflow

Billing & Invoicing

Budget Control

Budgeting/Forecasting

Categorization/Grouping

Compliance Management

Corporate Card

Customizable Fields

Data Import/Export

Electronic Payments

ERP integration

Expense Claims

Expense Tracking

Financial Analysis

Invoice Management

Invoice Processing

Mileage Tracking

Mobile Access

Mobile Receipt Upload

Multi-Currency

Prepaid Cards

Purchase Order Management

Purchasing & Receiving

Real-Time Analytics

Real-Time Data

Real-Time Monitoring

Real-Time Notifications

Real-Time Reporting

Real-Time Updates

Receipt Management

Reimbursement Management

Reminders

Reporting & Statistics

Rules-Based Workflow

Spend Analysis

Spend Control

Third-Party Integrations

Time & Expense Tracking

Transaction History

Workflow Management

Pleo

Web-based

iPhone

Android

iPad

Zoho Expense

Emburse Expense Professional

Navan

Rippling

Expensify

Starter

Essential

Advanced

Beyond

Programme Manager

Considering that my company needs all the required information, Pleo seems to be a good solution for inputting the data.

It can be a bit slow on my 2019 Android phone.

Accounts Payable Manager

Overall the acceptance of the cards was high in UK, EU, Africa and USA.

Manager

Was a bit complicated to get our first bank transfer approved but customer services quickly sorted the issue

Physical cards were dispatched quickly and reliably.

Sales Administrator

Pleo is a good software however it was not sufficient for our needs as a company and we eventually outgrew it.

Pleo has both improved our time saving and our security.

Ease of integration with Quickbooks is brilliant

The APP and website worked well and speedy to use.

BI Analyst

Finance Manager

The price per user above basic plan is too highExpense pictures uploads not too handy , you can not cut , modify receipts photos taken on occasions inconsistency between the App and desktop

pleo helps me to keep track of my expenses, saves time with regard to payments.

Head of People

Pleo has a great feature for "fetching" receipts from your email inbox but this doesn't always work brilliantly

Director

That’s what we are doing now having been left almost ‘find less’ for 3 days and having to keep sending more money in the hope that it gets loaded but so far - nothing.

Growth marketing

Meaning that you are expected to remove blockers, try tools, be independent, buy your own setup, etc all those kind of stuff that requires a good expense management.

The phone number on their signatures is bogus, no-one ever answers.

I love how easy it is to set up users on Pleo, to give them limits, and for them to start using it.

so I still have to go and find the receipt manually.

Tickets aren't followed up so any issue you have, get used to it.

CS lead

The card is not good enough for a company.

Very intuitive software with great design

The approval process is also not great because it does happen that people forget there phone.

I has saved us lots of time with creating expense reports

I received way more value than I was expected.

Bugs and Issues

Mobile Support

Time Management

Ease of Use

Expense Management

Financial Reporting

Efficiency

Among reviewers who comment on Pleo's efficiency, 95% feel positive. Users say Pleo significantly reduces administrative workload and speeds up bookkeeping. They report saving hours weekly, allowing them to focus on core business tasks. However, some mention occasional issues with lost documents.

Security and Access Control

Integrations

Small Business

Large Enterprises

Mid-size Business

Freelancers

Lanes & Planes

Lanes & Planes provides an online portal and native mobile apps for booking and managing all aspects of business travel. The software combines an efficient travel management system with a 24/7 concierge service for all business travelers.

Perk

Automate expenses, bookings, and payments with Perk — one platform that simplifies spend and gives finance teams real-time control.

Support is weak and will at times just tell you to do what you need to do instead of assisting.

Navan, formerly TripActions, is the all-in-one travel, corporate card, and expense management solution that helps companies save time and money.

Alerts/Notifications

Audit Trail

Booking Management

Configurable Workflow

Credit Card Management

Customizable Reports

Dashboard

Dashboard Creation

Employee Self Service

Loyalty Program

Multi-Language

Online Booking

Policy Management

Promotions Management

Real-time Alerts

Reporting/Analytics

Reservations Management

Restriction Management

Rewards Management

Self-Service Reporting

Single Sign On

Supplier Management

Travel Management

User Management

Vendor Management

TravelBank

Navan Business

 Navan Enterprise

Account executive

The function to take a picture of s receipt and have all data populated automatically, saves hours on a monthly basis for frequent travellers!

Software Support Analyst

Clean and intuitive interface for employees to book flights, hotels, and rental cars without training.

People Operations Specialist II

I also love how secure and safe the entire process is-- I never feel like I have to compromise my personal data to book work travel or be reimbursed for my work expenses.

system technique

helps improve the optimization of expenses for each trip scheduled for each employee, its functions make the entire process of expenses, reservations, changes easier to carry out and better scheduled with the correct and clear information of everything to keep correct accounts.

booking and managing trips in a safer way and controlling expenses in the best way, it is a good way to be able to travel through Navan that personalizes each trip according to the needs of each person

Director of Business Development

Overall, I Navan made making travel arrangements for airfare, hotel, and rentals extremely easy and provided amazing support with airfare issues and changes.

Streamline your corporate travel management and expense processes in one app.

Customer Marketing Specialist

I love that you can manage all of your travels needs in one place and everything booked on one confirmation.

Managing travel and being able to refer back to past travel bookings is so helpful.

Manager, Business Development

Its great to easily see the upcoming flights and trips you have, along with the rewards and what they can do for you.

You can re-book a hotel that you liked from before simply by looking up your past bookings.

Management Accountant

The payment and reimbursement function is not the best.

Travel support. If last minute changes needed to take place for flights, they would handle all if arrangements easily in a timely manner.

Account manager

Great product to plan business trips and manage expenses on the go with the mobile app.

Supply Chain Manager

It is a hefty expense manager but booking trips via Navan is something else and we could not find a pattern internally how to deal with it.

Save time, gain efficiency, and reduce costs with this powerful, all-in-one.

Director, Product Training

The filtering and visualization options around accommodations are a bit limited.

Director Product Management 

the cost for misunderstanding is extraordinarily high 3- support takes forever & cannot resolve issues 4- bookings are charged to your credit card by Navan as well as any airlines involved (e.g. 1 flight through Delta and Air France was initially billed 3 times)

Learning Architect

It is efficient, saving me time and reducing the hassle of booking business travel.

Navan support said they had no control over displayed pricing for rental cars at the time.

I love how intuitive and thoughtful the design of Navan is!

The entire booking process is very clear and easy to follow.

Account Executive

It seems there is a lack of customization from the user level

Very easy to submit expenses on there, as well as to book company travel.

UX Researcher

A little slow sometimes but much easier to track expenses.  

We have tried to implement cost control process in Navan however it has been difficult

Navan makes submitting requests and manager approvals a breeze.

The only thing that has caused frustration is when travelling with another traveller.

Sr Sales Develpment

Super easy to use and is packed with great features for employee travel and reimbursements

Assistant Controller

It does not feel like Navan is designed with the admin in mind.

we did not use Navan for several trips due to these concerns.

Operations Manager

So far we our very happy with our choice to use Navan to book company travel.

It makes travel really easy and notifies you of changes quickly

Easy booking and managing work travel and expenses

Pleo vs Navan Comparison (2026)

Pleo

Navan

Overview

Video & Screenshots

Pricing

User reviews

Key features

Integrations

Alternatives