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Plooto vs Lightyear Comparison (2026)

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QuickBooks Online

4.3

Stampli

4.8

Xero

4.4

Good recommendations?

Plooto

Lightyear

Overview

Simplify and expedite accounts payable processes with Plooto's approval workflows and secure electronic payments, improving the way vendors are paid and saving you countless hours on AP and AR work.

Break free with Lightyear's automated line-by-line data extraction. Create, approve & track orders effortlessly. Speed up approvals with customizable workflows. Enhance collaboration & compliance with messaging, notes, audit, and communication tools. Boost efficiency now!

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

130

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.3

245

136

Value for money

Ease of use

Features

Customer support

71%

would recommend this app

4.9

201

184

Value for money

Ease of use

Features

Customer support

97%

would recommend this app

Pros

“Plooto is great for setting up payments as a third party for a company as rules can be placed so that the payment is set up to be released by a manager as cash flow is there”

Chloe S.

Bookkeeper

“The recurring monthly receivables features lets our school-based business bill families on the school year calendar of September to June”

Colette H.

Director

“When you logged in to the Plooto, you need to refresh and update & Sync it with QuickBooks online again & again.”

Amir N.

Controller

Pros

“The platform is intuitive, reliable, and has helped our team work more efficiently. While there is some room for additional customization, it has delivered significant value to our accounts payable process.”

Melanie W.

“The automated approvals and two-way matching has cut down errors and streamlined our workflow, while the support team has been responsive and helpful.”

Pauline T.

Finance and Administration Officer

“however when we link to Xero we have to create different xero logins and then it does not give details of which company is linked in xero,”

Cathryn F.

Senior Administrator

Cons

“Sometimes it glitches out and I can't see the screen I'm looking for as the menu hides behind a photo, figured out that adjusting screen size doesn't help either.”

Andrew F.

President

“Had some occasional bugs with payment processing that required support to resolve.”

Nabil N.

IT Manager

“link breaks many times and is only ok when "full" invoices paid. If you use Plooto CC services then good luck tryign to reconcile”

Abraham E.

Cons

“The amounts can sometimes be picked up wrong when using smart extract if it's a large invoice with lots of lines”

Lawrence D.

Finance Assistant

“Also, not being able to have a free in person session about 6 months in to work through small queries.”