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Ramp vs Budgetly Comparison (2026)

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Ramp logo

Ramp

Budgetly logo

Budgetly

Overview

Ramp is a modern corporate card with intuitive software, built to help you grow efficiently. Block out-of-policy transactions before they happen, automate busywork, and manage payments from one place. Get real-time spend reporting & in-depth savings insights to plan strategically for tomorrow.

Replace spreadsheets and receipt chasing with real-time expense capture. Budgetly records spend as it happens, attaches receipts, and keeps every transaction accountable so reporting and reconciliation are faster.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

15

/user

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

99

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.9

223

5

4

3

2

1

201

15

5

1

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
95%
would recommend this app

4.9

140

5

4

3

2

1

127

11

2

0

0

  • Value for money
  • Ease of use
  • Features
  • Customer support
94%
would recommend this app

Pros

“I really like the fact that I don't even need to carry a card around with me, and I can freely spend money I need for work, such as app subscriptions like Claude and Whispr Flow, buying books with my educational stipend, etc.”
MB

Mat B.

Senior Engineer

“Its main benefits include reduced time required for closing monthly balance and absence of need for controlling expenses because of set limits.”
Verified reviewer profile picture

Eri D.

Founder

“The ability to monitor expenses for each employee and set spending limits is also invaluable.”
JF

Jill F.

Assistant Project Manager

Pros

“It helps stream cost allocations to the right place, without the front end user needing to know too much, and allows for multiple users on the back end.”
JM

Jeremy M.

Finance Manager

“I like the ability to change cards between different people.”
SR

Scott R.

Operations Manager

“It makes tracking spending simple and allows you to upload receipts quickly.”
CG

Cecilia G.

Senior Pastor

Cons

“Theres not a whole lot to not like some of the pre built permissions arent the best or the most accurate for permissions needed.”
Verified reviewer profile picture

Hillel G.

Director of Implementation

“One of the only struggles that we've had is keeping up with changes to the system. Where to find things is continuously moving and while the system does a decent job of informing us, sometimes it is challenging to find where certain actions have changed (sometimes things have been renamed, other times an action has moved to a different subcategory in the menu bar).”
ZB

Zachary B.

Director of Finance

“Sometimes, when I can't remember if i've submitted a receipt for reimbursement, searching through long lists of my expenses means it is hard to find if a receipt is in there or not.”
RK

Robin K.

Executive Assistant

Cons

“Unable to see whether an expense is approved and lack of customisation on fields required for user to fill in”
SX

Sophie X.

Financial Controller

“There's really not much that we don't like about it. If anything, it would be helpful to have some slightly more detailed reporting.”
JJ

Jill J.

Accounts Corporate Services

“Not being able to direct debit straight into the Budgetly account. ”
AB

Arooj B.

Accounts

  • Vendor responds to reviews
  • Last review24 days ago
  • Vendor responds to reviews
  • Last review3 months ago

Key features

  • Total features104
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Automatic Billing
  • Bank Reconciliation
  • Billing & Invoicing
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Categorization/Grouping
  • Collaboration Tools
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Visualization
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Income & Balance Sheet
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Location
  • Online Banking
  • Online Booking
  • Optical Character Recognition
  • Order Management
  • Planning Tools
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Project Accounting
  • Project Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Rules-Based Workflow
  • Secure Data Storage
  • Self Service Portal
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Supplier Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Transaction History
  • Transaction Monitoring
  • User Management
  • Vendor Management
  • Vendor Master Data Management
  • Visual Analytics
  • Workflow Automation
  • Workflow Management
  • Total features45
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Activity Tracking
  • Ad hoc Reporting
  • Alerts/Notifications
  • Approval Process Control
  • Approval Workflow
  • Audit Management
  • Audit Trail
  • Automated Receipt Matching
  • Automatic Billing
  • Bank Reconciliation
  • Billing & Invoicing
  • Budget Control
  • Budgeting/Forecasting
  • Cash Flow Management
  • Cash Management
  • Categorization/Grouping
  • Collaboration Tools
  • Compliance Management
  • Configurable Workflow
  • Consolidation/Roll-Up
  • Corporate Card
  • Credit Card Management
  • Customizable Fields
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Visualization
  • Duplicate Detection
  • Duplicate Payment Alert
  • ERP integration
  • Electronic Funds Transfer
  • Electronic Payments
  • Expense Claims
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Small Businesses
  • Fraud Detection
  • General Ledger
  • Income & Balance Sheet
  • Invoice Management
  • Invoice Processing
  • Mileage Tracking
  • Mobile Access
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Location
  • Online Banking
  • Online Booking
  • Optical Character Recognition
  • Order Management
  • Planning Tools
  • Policy Management
  • Prepaid Cards
  • Procurement Management
  • Project Accounting
  • Project Management
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Real-Time Analytics
  • Real-Time Data
  • Real-Time Monitoring
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Recurring Payments
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Rules-Based Workflow
  • Secure Data Storage
  • Self Service Portal
  • Self-Service Reporting
  • Single Sign On
  • Spend Analysis
  • Spend Control
  • Spend Management
  • Supplier Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Transaction History
  • Transaction Monitoring
  • User Management
  • Vendor Management
  • Vendor Master Data Management
  • Visual Analytics
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations49
  • 1Password
  • ADP Workforce Now
  • AccuFund Accounting Suite
  • Acumatica Cloud ERP
  • BambooHR
  • Brightpearl
  • Deltek Ajera
  • Deltek Costpoint
  • Deltek Vantagepoint
  • Deltek WorkBook
  • Fivetran
  • FreshBooks
  • Freshteam
  • Fund EZ
  • Gusto
  • Humaans
  • Infor SunSystems
  • Ironclad
  • Kashoo
  • LessAccounting
  • Microsoft Outlook
  • Namely
  • NetSuite
  • Okta
  • Perk
  • Personio
  • Pipedream
  • QuickBooks Enterprise
  • QuickBooks Online
  • Relay.app
  • Rent Manager
  • ResMan
  • SAP Business One
  • Sage 100
  • Sage Intacct
  • Slack
  • SoftLedger
  • Square Payroll
  • Squava
  • TallyPrime
  • TriNet HR Plus
  • UKG Pro
  • UKG Ready
  • Versa Cloud ERP
  • Workday Financial Management
  • Xero
  • Yardi Breeze
  • Yardi Voyager
  • Zoho Books
  • Total integrations1
  • 1Password
  • ADP Workforce Now
  • AccuFund Accounting Suite
  • Acumatica Cloud ERP
  • BambooHR
  • Brightpearl
  • Deltek Ajera
  • Deltek Costpoint
  • Deltek Vantagepoint
  • Deltek WorkBook
  • Fivetran
  • FreshBooks
  • Freshteam
  • Fund EZ
  • Gusto
  • Humaans
  • Infor SunSystems
  • Ironclad
  • Kashoo
  • LessAccounting
  • Microsoft Outlook
  • Namely
  • NetSuite
  • Okta
  • Perk
  • Personio
  • Pipedream
  • QuickBooks Enterprise
  • QuickBooks Online
  • Relay.app
  • Rent Manager
  • ResMan
  • SAP Business One
  • Sage 100
  • Sage Intacct
  • Slack
  • SoftLedger
  • Square Payroll
  • Squava
  • TallyPrime
  • TriNet HR Plus
  • UKG Pro
  • UKG Ready
  • Versa Cloud ERP
  • Workday Financial Management
  • Xero
  • Yardi Breeze
  • Yardi Voyager
  • Zoho Books

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