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Budgetly vs Moss Comparison (2026)

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Budgetly

Moss

Overview

Replace spreadsheets and receipt chasing with real-time expense capture. Budgetly records spend as it happens, attaches receipts, and keeps every transaction accountable so reporting and reconciliation are faster.

Moss is an expense management software that enables employees to spend in a decentralized way, giving finance managers complete visibility and control in real-time. By automating and digitizing spend, Moss frees finance teams from administrative tasks.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.9

140

127

Value for money

Ease of use

Features

Customer support

94%

would recommend this app

4.9

234

205

Value for money

Ease of use

Features

Customer support

96%

would recommend this app

Pros

“It helps stream cost allocations to the right place, without the front end user needing to know too much, and allows for multiple users on the back end.”

Jeremy M.

Finance Manager

“I like the ability to change cards between different people.”

Scott R.

Operations Manager

“It makes tracking spending simple and allows you to upload receipts quickly.”

Cecilia G.

Senior Pastor

Pros

“The card spending controls are pretty customisable, and we've used pretty much all the different card types for different use cases (virtual, physical, merchant cards, one time project cards).”

Charlotte P.

Head of Finance

“Worth being aware that the system doesn't really support policing limits on individual purchases (eg £X for dinner or hotel) so you need to use the other control features it has such as the approval workflow for expenses, and card spending controls for cards.”

Charlotte P.

Head of Finance

“It has made our processes much for managing company cards and capturing the receipt information so easy, that there is no excuse for them to go missing.”

Barnaby G.

Chief Product Officer

Cons

“Unable to see whether an expense is approved and lack of customisation on fields required for user to fill in”

Sophie X.

Financial Controller

“There's really not much that we don't like about it. If anything, it would be helpful to have some slightly more detailed reporting.”

Jill J.

Accounts Corporate Services

“Not being able to direct debit straight into the Budgetly account. ”

Arooj B.

Accounts

Cons

“Unable to edit accounting details from the APP in the approval flow.”

Julian C.

Accounts Payable

“The per Diems are not updated or reflect the actual price scenarios for some cities, and that don't give too much room at the moment of the reporting.”

Pedro A.

SCM and Quality Operations Manager

“I guess sometimes if you're struggling for internet signal, it can sort of hold you up or doesn't upload properly.”