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Square Point of Sale vs ePayPolicy Comparison (2026)

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Square Point of Sale logo

Square Point of Sale

ePayPolicy logo

ePayPolicy

Overview

Square Point of Sale is the customizable point-of-sale system built for businesses of all shapes and sizes.

ePayPolicy is a payment processing solution designed to help businesses in the insurance sector collect credit card and ACH payments from policyholders. The centralized dashboard enables administrators to track transactions, access electronic receipts, and control user permissions.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

49

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

25

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.6

3K

5

4

3

2

1

2.2K

613

130

31

35

  • Value for money
  • Ease of use
  • Features
  • Customer support
83%
would recommend this app

4.9

258

5

4

3

2

1

232

24

0

1

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
95%
would recommend this app

Pros

“Square Point of Sale is highly effective for a music and content-based business that sells lessons or services, as it makes in-person and online payments simple and fast.”
Verified reviewer profile picture

Michael Z.

Owner

“I can use it to check people out, keep people engaged and communicating, process payments professionally and easily and the website was a big bonus!”
SH

Shawn H.

Lead Therapist, Owner

“Square Point of Sale can feel limited when it comes to deeper customization and advanced business features, especially for more complex pricing structures or memberships.”
Verified reviewer profile picture

Michael Z.

Owner

Pros

“It allows proper tracking of invoices whether leading up to due to date or overdue and can automatically notify insureds of overdue payments”
Verified reviewer profile picture

Daniel M.

Principle

“ePay has been a solid solution to managing payments from insureds to our office; with the challenges in the CA insurance markets and more customers having to use non-admitted, agency bill policies, ePay has helped make all the extra work a little easier.”
GG

Gregory G.

CEO

“I'd like to suggest a feature to create/download invoice for Offline-paid invoices (if the amount is over the deposit limit). Though the system does allow an invoice shown as paid offline, there's no receipt available to send over to the insured.”
LZ

Luca Z.

Office Manager - Commercial Insurance Specialist

Cons

“The setup process was confusing as it required an another app epically if you were using the lighting reader and a verification process, as well as linking your bank accounts and test transactions.”
Verified reviewer profile picture

Absana P.

Tier III Technician

“This situation caused real damage to my life. That $1,447 was reserved for something extremely important with a strict deadline attached to it. Because I did not receive the money in time, I am now facing serious financial consequences and problems with institutions that were expecting that payment.”
Verified reviewer profile picture

Javier S.

Event planner

“The only issue that I have is the delivery option is unremovable. When you accept a payment, you have to go into the system and select delivered.”
Verified reviewer profile picture

Justin W.

Owner Operator

Cons

“It doesn't integrate with our Premium Finance management software so we manually have to input the payments into our system so the client's policy doesn't get cancelled for lack of payment.”
SL

Sandra L.

President

“Verification codes don't go through email, they go through text, which can be difficult for shared use.”
AB

Annika B.

Accounting and Administrative Coordinator

“Not able to see detail invoice receipt with description that shows the client what they paid for, when using the invoice feature. neither we see it on the receipt)”
AR

Adriana R.

Business Support Manager

  • Vendor responds to reviews
  • Last review5 days ago
  • Vendor responds to reviews
  • Last review4 months ago

Key features

  • Total features109
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Activity Dashboard
  • Activity Tracking
  • Alerts/Escalation
  • Alerts/Notifications
  • Audit Management
  • Barcode/Ticket Scanning
  • Batch Processing
  • Billing & Invoicing
  • Broker/Agent Portal
  • CRM
  • Cash Management
  • Catalog Management
  • Clock In/Out
  • Commission Calculations
  • Commission Management
  • Compliance Management
  • Contact Database
  • Contact Management
  • Credit Card Management
  • Credit Card Processing
  • Custom Cake Orders
  • Customer Accounts
  • Customer Database
  • Customer History
  • Customer Management
  • Customizable Branding
  • Customizable Fields
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Synchronization
  • Debit/Credit Card Processing
  • Delivery Management
  • Device Enrollment
  • Discount Management
  • Document Storage
  • Dunning Management
  • ETL
  • Electronic Payments
  • Electronic Signature
  • Email Marketing
  • Email Reminders
  • Employee Management
  • For Bakeries
  • For Bars/Clubs
  • For Liquor Stores
  • For Restaurants
  • For Retail
  • For iPad Devices
  • Fraud Detection
  • Gift Card Management
  • Insurance Policy Management
  • Integrations Management
  • Inventory Control
  • Inventory Management
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Item Management
  • Labor Cost Calculator
  • Layaway Management
  • Loyalty Program
  • Menu Builder
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multiple Payment Options
  • Offline Access
  • Online Invoicing
  • Online Ordering
  • Online Payments
  • Order Entry
  • Order Management
  • Ordering Automation
  • PCI Compliance
  • Partial Payments
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Links
  • Payment Processing
  • Point of Sale (POS)
  • Point of Sale (POS) Integration
  • Price/Margin Management
  • Pricing Management
  • Projections
  • Promotions Management
  • QR Codes
  • Quotes/Estimates
  • Real-Time Data
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Restaurant POS
  • Retail Inventory Management
  • Retail POS
  • Returns Management
  • SMS Marketing
  • Sales History
  • Sales Reports
  • Sales Tax Management
  • Sales Trend Analysis
  • Search/Filter
  • Secure Login
  • Security Management
  • Self Service Portal
  • Separate Checks
  • Split Checks
  • Status Tracking
  • Stock Management
  • Table Management
  • Tax Calculation
  • Third-Party Integrations
  • Time Clock
  • Tips Management
  • Transaction History
  • Transaction Monitoring
  • eCommerce Management
  • Total features59
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Activity Dashboard
  • Activity Tracking
  • Alerts/Escalation
  • Alerts/Notifications
  • Audit Management
  • Barcode/Ticket Scanning
  • Batch Processing
  • Billing & Invoicing
  • Broker/Agent Portal
  • CRM
  • Cash Management
  • Catalog Management
  • Clock In/Out
  • Commission Calculations
  • Commission Management
  • Compliance Management
  • Contact Database
  • Contact Management
  • Credit Card Management
  • Credit Card Processing
  • Custom Cake Orders
  • Customer Accounts
  • Customer Database
  • Customer History
  • Customer Management
  • Customizable Branding
  • Customizable Fields
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Synchronization
  • Debit/Credit Card Processing
  • Delivery Management
  • Device Enrollment
  • Discount Management
  • Document Storage
  • Dunning Management
  • ETL
  • Electronic Payments
  • Electronic Signature
  • Email Marketing
  • Email Reminders
  • Employee Management
  • For Bakeries
  • For Bars/Clubs
  • For Liquor Stores
  • For Restaurants
  • For Retail
  • For iPad Devices
  • Fraud Detection
  • Gift Card Management
  • Insurance Policy Management
  • Integrations Management
  • Inventory Control
  • Inventory Management
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • Item Management
  • Labor Cost Calculator
  • Layaway Management
  • Loyalty Program
  • Menu Builder
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Multi-Location
  • Multi-Period Recurring Billing
  • Multiple Payment Options
  • Offline Access
  • Online Invoicing
  • Online Ordering
  • Online Payments
  • Order Entry
  • Order Management
  • Ordering Automation
  • PCI Compliance
  • Partial Payments
  • Payment Fraud Prevention
  • Payment Gateway Integration
  • Payment Links
  • Payment Processing
  • Point of Sale (POS)
  • Point of Sale (POS) Integration
  • Price/Margin Management
  • Pricing Management
  • Projections
  • Promotions Management
  • QR Codes
  • Quotes/Estimates
  • Real-Time Data
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Recurring Invoicing
  • Recurring/Subscription Billing
  • Refund Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Restaurant POS
  • Retail Inventory Management
  • Retail POS
  • Returns Management
  • SMS Marketing
  • Sales History
  • Sales Reports
  • Sales Tax Management
  • Sales Trend Analysis
  • Search/Filter
  • Secure Login
  • Security Management
  • Self Service Portal
  • Separate Checks
  • Split Checks
  • Status Tracking
  • Stock Management
  • Table Management
  • Tax Calculation
  • Third-Party Integrations
  • Time Clock
  • Tips Management
  • Transaction History
  • Transaction Monitoring
  • eCommerce Management

Integrations

  • Total integrations20
  • Acuity Scheduling
  • Applied CSR24
  • BindHQ
  • CSI Platform
  • Craver
  • DAVO
  • Fomo
  • HawkSoft CMS
  • Linktree
  • Make
  • MarginEdge
  • MoeGo
  • NowCerts
  • Paymo
  • Poptin
  • Printful
  • QuickBooks Online
  • SKU IQ
  • Stitch Labs
  • Synder
  • Thrive Inventory
  • Vertafore AMS360
  • Wix
  • WooCommerce
  • Xero
  • Total integrations5
  • Acuity Scheduling
  • Applied CSR24
  • BindHQ
  • CSI Platform
  • Craver
  • DAVO
  • Fomo
  • HawkSoft CMS
  • Linktree
  • Make
  • MarginEdge
  • MoeGo
  • NowCerts
  • Paymo
  • Poptin
  • Printful
  • QuickBooks Online
  • SKU IQ
  • Stitch Labs
  • Synder
  • Thrive Inventory
  • Vertafore AMS360
  • Wix
  • WooCommerce
  • Xero

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