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Square Point of Sale vs QuickBooks Money Comparison (2026)

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Square Point of Sale

QuickBooks Money

Overview

Square Point of Sale is the customizable point-of-sale system built for businesses of all shapes and sizes.

QuickBooks Money is a payment management and mobile payment gateway allowing vendors to process credit card transactions via mobile application. The payment platform uses a credit card reader plugin enabling users to process payments and request customer electronic signatures via a touch screen.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

Pricing

Starting from

Per month

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.6

2.2K

614

130

Value for money

Ease of use

Features

Customer support

83%

would recommend this app

4.3

104

Value for money

Ease of use

Features

Customer support

70%

would recommend this app

Pros

“I can use it to check people out, keep people engaged and communicating, process payments professionally and easily and the website was a big bonus!”

Shawn H.

Lead Therapist, Owner

“It offers a debit card tied to the account, that allows me to have instant access to funds, and if I use the transfer option, it takes one day to reach my bank account, or instant for another fee.”

Chris L.

Operations

“Square Point of Sale is highly effective for a music and content-based business that sells lessons or services, as it makes in-person and online payments simple and fast.”

Michael Z.

Owner

Pros

“I love the recent update to automatically attach bank statements for easy posting.”

Taya F.

Office Manager

“I was even told I did not need a Quickbooks account in order to use Quickbooks Money.”

John L.

Office Manager

“Receiving paychecks through QuickBooks is also great.”

Taya F.

Office Manager

Cons

“The setup process was confusing as it required an another app epically if you were using the lighting reader and a verification process, as well as linking your bank accounts and test transactions.”

Absana P.

Tier III Technician

“This situation caused real damage to my life. That $1,447 was reserved for something extremely important with a strict deadline attached to it. Because I did not receive the money in time, I am now facing serious financial consequences and problems with institutions that were expecting that payment.”

Javier S.

Event planner

“We use the app and rely on the nearby wi-Fi, so if we do not get a good solid connection, we are unable to process payments.”

Jacqueline D.

Mission Coordinator

Cons

“The least for me is when trying to save a credit note then applying a new invoice.”

Hanna-Voma G.

Medical Administrative Assistant

“The interface is overwhelming when you first log in.”

Kylen K.

Owner

“The reason I do not recommend this HYSA is that it is on average a full 1.00% APY beneath other similar products on the market, without any other major benefit that makes it worth it to use this product over a competitor.”

Chris D.

Owner