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Xero vs MYOB Comparison (2026)
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4.3
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Good recommendations?
Overview
Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.
Online accounting software that gives a more accurate view of your cash flow and make your tax obligations easier by storing your bills and supplier invoices
- Platforms supported
- Web-based
- iPhone app
- Android app
- Windows Phone app
- Typical customers
- Freelancers
- Small businesses
- Mid size businesses
- Large enterprises
- Customer support
- Phone
- Online
- Knowledge base
- Video tutorials
- Platforms supported
- Web-based
- iPhone app
- Android app
- Windows Phone app
- Typical customers
- Freelancers
- Small businesses
- Mid size businesses
- Large enterprises
- Customer support
- Phone
- Online
- Knowledge base
- Video tutorials
Video & Screenshots
Pricing
User reviews
4.4
3.3K
5
4
3
2
1
1.9K
938
242
70
94
- Value for money
- Ease of use
- Features
- Customer support
77%
would recommend this app3.8
151
5
4
3
2
1
56
49
25
7
14
- Value for money
- Ease of use
- Features
- Customer support
49%
would recommend this appPros
“Its easy-to-use interface, cloud accessibility, and helpful automation features save a lot of time and simplify day-to-day bookkeeping tasks. While there are a few areas that could be improved, Xero has been a reliable and valuable tool for managing business finances.”
RR
Rebecca R.
Production manager
“Additionally, the mobile app is incredibly convenient for tracking expenses and uploading receipts on the go, and its ability to integrate with over 1,000 third-party apps makes it a highly versatile tool for any business ecosystem.”
Marquita V.
SALES MANAGER
“My overall experience is that the cloud-based system allows users to access their financial information from anywhere, and its integration with many third-party apps makes workflow management much more efficient for reporting and any other tasks.”
NK
Navpreet K.
Manager and CPA
Pros
“MYOB captures the details and all you need is a double check if it got the correct details which most of the time is correctly, unless your invoice/receipt is blurry.”
AB
Amile B.
Bookkeeper
“The invoicing in-tray ables you to drag and drop your invoices on queue to process it smoothly.”
AB
Amile B.
Bookkeeper
“I enjoy working with this product as it has streamlined some work for my clients and I along with complying with legislative requirements.”
KP
Kelly P.
Director
Cons
“There can also be occasional syncing delays with bank feeds, and certain customization options for reports and invoices feel somewhat limited compared to other accounting software.”
RR
Rebecca R.
Production manager
“Some of the more advanced reporting features can also feel slightly restrictive compared to other industry-specific solutions, and the cost can add up quickly as you scale and need to integrate more specialized third-party apps”
Marquita V.
SALES MANAGER
“Its functionality can also depend on my Xero subscription, user permissions, country, and the specific features available to my account, which can make the overall experience less consistent.”
Jatin K.
Accountants
Cons
“Not enough reporting options, no way of saving all my invoices quickly.”
DZ
Denis Z.
Director
“I have now been locked out of my account for over a month with their system incapable of remembering logins requiring external apps which then don't work, have also been unable to share access to reports due to MYOB changing statuses without my knowledge.”
pW
phillip W.
Director
“It used to be possible to speak with someone easily to get assistance - now it is a nightmare”
AC
Allyson C.
Proprietor
- Vendor responds to reviews
- Last review5 days ago
- Vendor responds to reviews
- Last review8 days ago
Key features
- Total features180
- 401(k) Tracking
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Accrual Accounting
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Asset Accounting
- Asset Tracking
- Audit Trail
- Automated Quoting
- Automatic Backup
- Automatic Billing
- Bank Reconciliation
- Benefits Management
- Billing & Invoicing
- Billing Portal
- Bookkeeping Services Integration
- Budgeting/Forecasting
- CPA Firms
- Calendar Management
- Case Management
- Cash Flow Management
- Cash Management
- Catalog Management
- Chart of Accounts
- Check Printing
- Check Processing
- Check Writing
- Client Management
- Client Portal
- Collaboration Tools
- Commission Management
- Compliance Management
- Consolidation/Roll-Up
- Construction Breakdowns
- Contact Database
- Contact Management
- Contingency Billing
- Contract/License Management
- Cost Tracking
- Credit Card Processing
- Cross Ledger Posting
- Currency Conversion
- Customer Database
- Customer History
- Customer Statements
- Customizable Branding
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Dashboard
- Data Import/Export
- Data Security
- Data Storage Management
- Data Synchronization
- Data Visualization
- Delivery Management
- Direct Deposit
- Discount Management
- Document Management
- Document Storage
- Document Templates
- Drag & Drop
- Due Date Tracking
- Dunning Management
- Duplicate Payment Alert
- Electronic Payments
- Email Management
- Employee Management
- Encryption
- Estimating
- Expense Claims
- Expense Management
- Expense Tracking
- Fee Calculation & Posting
- File Transfer
- Financial Analysis
- Financial Management
- Financial Reporting
- Fixed Asset Management
- For AEC Industry
- For Accountants
- For CPA Firms
- For Legal Professionals
- For Medical Purposes
- For Real Estate
- For Religious Organizations
- For Schools
- For Small Businesses
- Forecasting
- Fraud Detection
- Fund Accounting
- Fund Management
- General Ledger
- Goal Setting/Tracking
- Hourly Billing
- Income & Balance Sheet
- Inventory Control
- Inventory Management
- Inventory Optimization
- Inventory Tracking
- Invoice Creation
- Invoice History
- Invoice Management
- Invoice Processing
- Job Costing
- Job Tracking
- K-1 Reporting
- Kitting
- Leave Tracking
- Mobile Access
- Mobile App
- Mobile Payments
- Monitoring
- Multi-Channel Management
- Multi-Company
- Multi-Country
- Multi-Currency
- Multi-State
- Multiple Projects
- Offline Access
- Online Banking
- Online Invoicing
- Online Payments
- Order Management
- Order Tracking
- Overpayment Processing
- Partial Payments
- Payment Collection
- Payment Processing
- Payroll Management
- Payroll Reporting
- Performance Metrics
- Price/Margin Management
- Pricing Management
- Pricing and Cost Calculations
- Product Identification
- Profit/Loss Statement
- Progress Tracking
- Project Accounting
- Project Billing
- Project Costing
- Project Management
- Project Time Tracking
- Project Tracking
- Purchase Order Management
- Purchasing & Receiving
- Quotes/Estimates
- Real-Time Data
- Real-Time Reporting
- Real-Time Updates
- Receipt Management
- Receivables Ledger
- Recurring Invoicing
- Recurring Payments
- Recurring/Subscription Billing
- Reimbursement Management
- Reminders
- Remote Access/Control
- Reorder Management
- Reporting & Statistics
- Reporting/Analytics
- Requisition Management
- Retail Inventory Management
- Revenue Recognition
- Sales Reports
- Sales Tax Management
- Search/Filter
- Self Service Portal
- Shipping Management
- Sourcing Management
- Spend Management
- Staff Management
- Status Tracking
- Supplier Management
- Task Management
- Tax Calculation
- Tax Compliance
- Tax Filing
- Tax Management
- Template Management
- Third-Party Integrations
- Time & Expense Tracking
- Time Tracking
- Timer
- Timesheet Management
- Transaction History
- Transaction Management
- Trust Accounting
- Vacation/Leave Tracking
- Vendor Management
- Workflow Management
- Total features123
- 401(k) Tracking
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Accrual Accounting
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Asset Accounting
- Asset Tracking
- Audit Trail
- Automated Quoting
- Automatic Backup
- Automatic Billing
- Bank Reconciliation
- Benefits Management
- Billing & Invoicing
- Billing Portal
- Bookkeeping Services Integration
- Budgeting/Forecasting
- CPA Firms
- Calendar Management
- Case Management
- Cash Flow Management
- Cash Management
- Catalog Management
- Chart of Accounts
- Check Printing
- Check Processing
- Check Writing
- Client Management
- Client Portal
- Collaboration Tools
- Commission Management
- Compliance Management
- Consolidation/Roll-Up
- Construction Breakdowns
- Contact Database
- Contact Management
- Contingency Billing
- Contract/License Management
- Cost Tracking
- Credit Card Processing
- Cross Ledger Posting
- Currency Conversion
- Customer Database
- Customer History
- Customer Statements
- Customizable Branding
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Dashboard
- Data Import/Export
- Data Security
- Data Storage Management
- Data Synchronization
- Data Visualization
- Delivery Management
- Direct Deposit
- Discount Management
- Document Management
- Document Storage
- Document Templates
- Drag & Drop
- Due Date Tracking
- Dunning Management
- Duplicate Payment Alert
- Electronic Payments
- Email Management
- Employee Management
- Encryption
- Estimating
- Expense Claims
- Expense Management
- Expense Tracking
- Fee Calculation & Posting
- File Transfer
- Financial Analysis
- Financial Management
- Financial Reporting
- Fixed Asset Management
- For AEC Industry
- For Accountants
- For CPA Firms
- For Legal Professionals
- For Medical Purposes
- For Real Estate
- For Religious Organizations
- For Schools
- For Small Businesses
- Forecasting
- Fraud Detection
- Fund Accounting
- Fund Management
- General Ledger
- Goal Setting/Tracking
- Hourly Billing
- Income & Balance Sheet
- Inventory Control
- Inventory Management
- Inventory Optimization
- Inventory Tracking
- Invoice Creation
- Invoice History
- Invoice Management
- Invoice Processing
- Job Costing
- Job Tracking
- K-1 Reporting
- Kitting
- Leave Tracking
- Mobile Access
- Mobile App
- Mobile Payments
- Monitoring
- Multi-Channel Management
- Multi-Company
- Multi-Country
- Multi-Currency
- Multi-State
- Multiple Projects
- Offline Access
- Online Banking
- Online Invoicing
- Online Payments
- Order Management
- Order Tracking
- Overpayment Processing
- Partial Payments
- Payment Collection
- Payment Processing
- Payroll Management
- Payroll Reporting
- Performance Metrics
- Price/Margin Management
- Pricing Management
- Pricing and Cost Calculations
- Product Identification
- Profit/Loss Statement
- Progress Tracking
- Project Accounting
- Project Billing
- Project Costing
- Project Management
- Project Time Tracking
- Project Tracking
- Purchase Order Management
- Purchasing & Receiving
- Quotes/Estimates
- Real-Time Data
- Real-Time Reporting
- Real-Time Updates
- Receipt Management
- Receivables Ledger
- Recurring Invoicing
- Recurring Payments
- Recurring/Subscription Billing
- Reimbursement Management
- Reminders
- Remote Access/Control
- Reorder Management
- Reporting & Statistics
- Reporting/Analytics
- Requisition Management
- Retail Inventory Management
- Revenue Recognition
- Sales Reports
- Sales Tax Management
- Search/Filter
- Self Service Portal
- Shipping Management
- Sourcing Management
- Spend Management
- Staff Management
- Status Tracking
- Supplier Management
- Task Management
- Tax Calculation
- Tax Compliance
- Tax Filing
- Tax Management
- Template Management
- Third-Party Integrations
- Time & Expense Tracking
- Time Tracking
- Timer
- Timesheet Management
- Transaction History
- Transaction Management
- Trust Accounting
- Vacation/Leave Tracking
- Vendor Management
- Workflow Management
Integrations
- Total integrations134
- Abtrac
- Accelo
- Actionstep
- ActiveCollab
- Acuity Scheduling
- Administrate Training Management
- Adobe Commerce
- Agile CRM
- ApprovalMax
- AroFlo
- Assignar
- AutoEntry
- BigCommerce
- BlueFolder
- Buildertrend
- Capsule
- Chargebee
- Chaser
- Checkfront
- Chrometa
- Cin7 Core
- Cin7 Omni
- ClicData
- Clio
- Constant Contact
- CreditorWatch Collect
- Current RMS
- CustomerSure
- Cyfe
- Datamolino
- Deputy
- Dext
- Dryrun
- EZRentOut
- Ecwid
- Emburse Nexonia
- Employment Hero
- Entryless
- Epos Now
- Everhour
- Expensify
- Expiration Reminder
- Exsalerate CRM
- Fathom
- Fergus
- FieldAware
- Fieldmagic
- Financial Driver
- Fishbowl
- Float
- Float Cash Flow
- FreshBooks
- Freshdesk
- Function Tracker
- Futrli
- GoCardless
- Google Workspace
- Harvest
- Hike
- Hotelogix
- HubSpot Data Hub
- Hubdoc
- Ignition
- InvoiceSherpa
- Inzant Sales
- Jitterbit
- JobAdder
- Kickserv
- Klips
- LivePlan
- MRPeasy
- Manu Online
- Microsoft 365
- Microsoft Power BI
- Mindbody
- MinuteDock
- Netskope One Platform
- OnePageCRM
- Onsight
- OpenCart
- PandaDoc
- PayPal Payments
- Payment Evolution
- Payoneer
- Pepperi
- Plooto
- Podio
- ProfitSee
- Proposify
- QuickBooks Online
- QuickBooks Time
- Quoter
- Quotient
- Qvinci
- Qwilr
- Re-Leased
- Rydoo
- Sage 50 Accounting
- Sage Accounting
- SalesIn
- SalesSeek
- Salesforce Sales Cloud
- Sapaad
- Satago
- ServiceM8
- Shoeboxed
- Shopify
- Simple Salon
- Simpro
- Solve CRM
- Spotler CRM
- Spotlight Reporting
- Square Payments
- Square Point of Sale
- Starshipit
- Streamtime
- Stripe Payments
- Synchroteam
- Tabology EPOS
- Tall Emu
- Tallie
- Tidy
- Time Tracker by eBillity
- TimeCamp
- Timely
- Total Synergy
- Tradify
- Trigger
- Unleashed
- Veeqo
- Volusion
- WORKetc
- WooCommerce
- Workato
- WorkflowMAX
- Workshop Software
- XEDI Web EDI
- Yanolja Cloud Solution Booking Engine
- ZENOTI
- Zahara
- Zapier
- Zoho Analytics
- Zoho Books
- Zoho CRM
- authorize.net
- ezyCollect by Sidetrade
- ezyVet
- vWorkApp
- webexpenses
- Total integrations40
- Abtrac
- Accelo
- Actionstep
- ActiveCollab
- Acuity Scheduling
- Administrate Training Management
- Adobe Commerce
- Agile CRM
- ApprovalMax
- AroFlo
- Assignar
- AutoEntry
- BigCommerce
- BlueFolder
- Buildertrend
- Capsule
- Chargebee
- Chaser
- Checkfront
- Chrometa
- Cin7 Core
- Cin7 Omni
- ClicData
- Clio
- Constant Contact
- CreditorWatch Collect
- Current RMS
- CustomerSure
- Cyfe
- Datamolino
- Deputy
- Dext
- Dryrun
- EZRentOut
- Ecwid
- Emburse Nexonia
- Employment Hero
- Entryless
- Epos Now
- Everhour
- Expensify
- Expiration Reminder
- Exsalerate CRM
- Fathom
- Fergus
- FieldAware
- Fieldmagic
- Financial Driver
- Fishbowl
- Float
- Float Cash Flow
- FreshBooks
- Freshdesk
- Function Tracker
- Futrli
- GoCardless
- Google Workspace
- Harvest
- Hike
- Hotelogix
- HubSpot Data Hub
- Hubdoc
- Ignition
- InvoiceSherpa
- Inzant Sales
- Jitterbit
- JobAdder
- Kickserv
- Klips
- LivePlan
- MRPeasy
- Manu Online
- Microsoft 365
- Microsoft Power BI
- Mindbody
- MinuteDock
- Netskope One Platform
- OnePageCRM
- Onsight
- OpenCart
- PandaDoc
- PayPal Payments
- Payment Evolution
- Payoneer
- Pepperi
- Plooto
- Podio
- ProfitSee
- Proposify
- QuickBooks Online
- QuickBooks Time
- Quoter
- Quotient
- Qvinci
- Qwilr
- Re-Leased
- Rydoo
- Sage 50 Accounting
- Sage Accounting
- SalesIn
- SalesSeek
- Salesforce Sales Cloud
- Sapaad
- Satago
- ServiceM8
- Shoeboxed
- Shopify
- Simple Salon
- Simpro
- Solve CRM
- Spotler CRM
- Spotlight Reporting
- Square Payments
- Square Point of Sale
- Starshipit
- Streamtime
- Stripe Payments
- Synchroteam
- Tabology EPOS
- Tall Emu
- Tallie
- Tidy
- Time Tracker by eBillity
- TimeCamp
- Timely
- Total Synergy
- Tradify
- Trigger
- Unleashed
- Veeqo
- Volusion
- WORKetc
- WooCommerce
- Workato
- WorkflowMAX
- Workshop Software
- XEDI Web EDI
- Yanolja Cloud Solution Booking Engine
- ZENOTI
- Zahara
- Zapier
- Zoho Analytics
- Zoho Books
- Zoho CRM
- authorize.net
- ezyCollect by Sidetrade
- ezyVet
- vWorkApp
- webexpenses
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