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Xero vs Sage 100 Comparison (2026)
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Good recommendations?
Overview
Xero is an award-winning online accounting software designed for small business owners and accountants, available on any computer or mobile device with an internet connection. Simplify business admin and get a range of financial insights to help you make better decisions for your business.
Sage 100 is a customizable business management solution that helps businesses automate financials, operations, and payroll, providing complete visibility into the operations. Sage 100 grows with the business, allowing teams to scale and meet specific needs as a small or medium-sized enterprise.
- Platforms supported
- Web-based
- iPhone app
- Android app
- Windows Phone app
- Typical customers
- Freelancers
- Small businesses
- Mid size businesses
- Large enterprises
- Customer support
- Phone
- Online
- Knowledge base
- Video tutorials
- Platforms supported
- Web-based
- iPhone app
- Android app
- Windows Phone app
- Typical customers
- Freelancers
- Small businesses
- Mid size businesses
- Large enterprises
- Customer support
- Phone
- Online
- Knowledge base
- Video tutorials
Video & Screenshots
Pricing
User reviews
4.4
3.3K
5
4
3
2
1
1.9K
938
242
70
94
- Value for money
- Ease of use
- Features
- Customer support
77%
would recommend this app4.1
414
5
4
3
2
1
161
165
65
11
12
- Value for money
- Ease of use
- Features
- Customer support
56%
would recommend this appPros
“Its easy-to-use interface, cloud accessibility, and helpful automation features save a lot of time and simplify day-to-day bookkeeping tasks. While there are a few areas that could be improved, Xero has been a reliable and valuable tool for managing business finances.”
RR
Rebecca R.
Production manager
“Additionally, the mobile app is incredibly convenient for tracking expenses and uploading receipts on the go, and its ability to integrate with over 1,000 third-party apps makes it a highly versatile tool for any business ecosystem.”
Marquita V.
SALES MANAGER
“My overall experience is that the cloud-based system allows users to access their financial information from anywhere, and its integration with many third-party apps makes workflow management much more efficient for reporting and any other tasks.”
NK
Navpreet K.
Manager and CPA
Pros
“It provided a stable system for managing accounting, stock control, and order processing, which helped maintain accurate records and improve operational oversight.”
AP
Amanda P.
HR director
“Enhanced reporting features which have allowed us to connect with both Microsoft Excel and SAP Crystal Reports to provide the Senior Leadership Team with dashboard real time reporting analysis”
PJ
Paul J.
Head of Finance
“It handled accounting, inventory, and order processing in a structured and reliable way, which helped improve accuracy and reduce manual errors.”
AP
Amanda P.
HR director
Cons
“There can also be occasional syncing delays with bank feeds, and certain customization options for reports and invoices feel somewhat limited compared to other accounting software.”
RR
Rebecca R.
Production manager
“Some of the more advanced reporting features can also feel slightly restrictive compared to other industry-specific solutions, and the cost can add up quickly as you scale and need to integrate more specialized third-party apps”
Marquita V.
SALES MANAGER
“Its functionality can also depend on my Xero subscription, user permissions, country, and the specific features available to my account, which can make the overall experience less consistent.”
Jatin K.
Accountants
Cons
“The least favorable thing about Sage 100 is encountered with different user's abilities and lack of knowledge resulting in errors hampering complete accurate reporting.”
PK
P K.
accounting
“Reporting lacks adequate options for exporting to Excel to review and analyze data. ”
ER
Erin R.
Director of Finance
“I do not like using a remote desktop to use Sage 100, our IT department does not host its own server for Sage.”
MS
Marjorie S.
Purchasing
- Vendor responds to reviews
- Last review11 days ago
- Vendor responds to reviews
- Last review19 days ago
Key features
- Total features180
- "What If" Scenarios
- 401(k) Tracking
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Accrual Accounting
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Asset Accounting
- Asset Lifecycle Management
- Asset Tracking
- Audit Trail
- Automated Quoting
- Automated Scheduling
- Automatic Backup
- Automatic Billing
- BOM Creation
- Bank Reconciliation
- Barcode/Ticket Scanning
- Barcoding/RFID
- Benefits Management
- Billing & Invoicing
- Billing Portal
- Bills of Material
- Bookkeeping Services Integration
- Budgeting/Forecasting
- Business Intelligence
- CPA Firms
- CRM
- Calendar Management
- Capacity Planning
- Case Management
- Cash Flow Management
- Cash Management
- Catalog Management
- Chart of Accounts
- Check Printing
- Check Processing
- Check Writing
- Client Management
- Client Portal
- Collaboration Tools
- Commission Management
- Compliance Management
- Consolidation/Roll-Up
- Construction Breakdowns
- Contact Database
- Contact Management
- Contingency Billing
- Contract/License Management
- Core Accounting
- Cost Management
- Cost Tracking
- Credit Card Processing
- Cross Ledger Posting
- Currency Conversion
- Customer Database
- Customer History
- Customer Statements
- Customizable Branding
- Customizable Dashboard
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Customization
- Dashboard
- Data Connectors
- Data Import/Export
- Data Security
- Data Synchronization
- Data Visualization
- Delivery Management
- Demand Forecasting
- Direct Deposit
- Discount Management
- Distribution Management
- Document Management
- Document Storage
- Document Templates
- Drag & Drop
- Due Date Tracking
- Dunning Management
- Duplicate Payment Alert
- EDI
- ERP integration
- Electronic Payments
- Email Management
- Encryption
- Estimating
- Expense Claims
- Expense Management
- Expense Tracking
- Fee Calculation & Posting
- Financial Analysis
- Financial Management
- Financial Reporting
- Fixed Asset Management
- For AEC Industry
- For Accountants
- For CPA Firms
- For Distributors
- For Legal Professionals
- For Medical Purposes
- For Metal Fabrication
- For Real Estate
- For Religious Organizations
- For Schools
- For Small Businesses
- Forecasting
- Fraud Detection
- Fund Accounting
- Fund Management
- General Ledger
- Hourly Billing
- Import/Export Management
- Income & Balance Sheet
- Integrated Business Operations
- Inventory Control
- Inventory Management
- Inventory Optimization
- Inventory Tracking
- Invoice Creation
- Invoice History
- Invoice Management
- Invoice Processing
- Item Management
- Job Costing
- K-1 Reporting
- Kitting
- Marketing Reports
- Material Requirements Planning
- Mobile Access
- Mobile App
- Mobile Payments
- Monitoring
- Multi-Channel Management
- Multi-Company
- Multi-Country
- Multi-Currency
- Multi-Department/Project
- Multi-State
- Online Banking
- Online Invoicing
- Online Payments
- Order Entry
- Order Fulfillment
- Order Management
- Order Tracking
- Overpayment Processing
- Partial Payments
- Payment Collection
- Payment Processing
- Payroll Management
- Payroll Reporting
- Performance Metrics
- Predictive Analytics
- Price/Margin Management
- Pricing Management
- Pricing and Cost Calculations
- Procurement Management
- Product Identification
- Production Scheduling
- Profit/Loss Statement
- Progress Tracking
- Project Accounting
- Project Billing
- Project Management
- Project Tracking
- Projections
- Purchase Order Management
- Purchasing & Receiving
- Quality Control
- Quality Management
- Quotes/Estimates
- RFP Management
- Real-Time Analytics
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Receivables Ledger
- Recurring Invoicing
- Recurring/Subscription Billing
- Reimbursement Management
- Reminders
- Remote Access/Control
- Reorder Management
- Reporting & Statistics
- Reporting/Analytics
- Requisition Management
- Resource Management
- Retail Inventory Management
- Revenue Recognition
- Sales & Operations Planning
- Sales Order Management
- Sales Reports
- Sales Tax Management
- Scheduled/Automated Reports
- Search/Filter
- Self Service Portal
- Self-Service Reporting
- Shipping Management
- Sourcing Management
- Spend Management
- Staff Management
- Status Tracking
- Strategic Planning
- Supplier Management
- Supply Chain Management
- Task Management
- Tax Calculation
- Tax Compliance
- Tax Management
- Template Management
- Templates
- Third-Party Integrations
- Time & Expense Tracking
- Time Tracking
- Timer
- Traceability
- Transaction History
- Transaction Management
- Transportation Management
- Trust Accounting
- Vacation/Leave Tracking
- Vendor Management
- Version Control
- Warehouse Management
- Total features120
- "What If" Scenarios
- 401(k) Tracking
- ACH Payment Processing
- API
- Access Controls/Permissions
- Accounting
- Accounting Integration
- Accounts Payable
- Accounts Receivable
- Accrual Accounting
- Activity Dashboard
- Activity Tracking
- Ad hoc Reporting
- Alerts/Notifications
- Approval Process Control
- Approval Workflow
- Asset Accounting
- Asset Lifecycle Management
- Asset Tracking
- Audit Trail
- Automated Quoting
- Automated Scheduling
- Automatic Backup
- Automatic Billing
- BOM Creation
- Bank Reconciliation
- Barcode/Ticket Scanning
- Barcoding/RFID
- Benefits Management
- Billing & Invoicing
- Billing Portal
- Bills of Material
- Bookkeeping Services Integration
- Budgeting/Forecasting
- Business Intelligence
- CPA Firms
- CRM
- Calendar Management
- Capacity Planning
- Case Management
- Cash Flow Management
- Cash Management
- Catalog Management
- Chart of Accounts
- Check Printing
- Check Processing
- Check Writing
- Client Management
- Client Portal
- Collaboration Tools
- Commission Management
- Compliance Management
- Consolidation/Roll-Up
- Construction Breakdowns
- Contact Database
- Contact Management
- Contingency Billing
- Contract/License Management
- Core Accounting
- Cost Management
- Cost Tracking
- Credit Card Processing
- Cross Ledger Posting
- Currency Conversion
- Customer Database
- Customer History
- Customer Statements
- Customizable Branding
- Customizable Dashboard
- Customizable Invoices
- Customizable Reports
- Customizable Templates
- Customization
- Dashboard
- Data Connectors
- Data Import/Export
- Data Security
- Data Synchronization
- Data Visualization
- Delivery Management
- Demand Forecasting
- Direct Deposit
- Discount Management
- Distribution Management
- Document Management
- Document Storage
- Document Templates
- Drag & Drop
- Due Date Tracking
- Dunning Management
- Duplicate Payment Alert
- EDI
- ERP integration
- Electronic Payments
- Email Management
- Encryption
- Estimating
- Expense Claims
- Expense Management
- Expense Tracking
- Fee Calculation & Posting
- Financial Analysis
- Financial Management
- Financial Reporting
- Fixed Asset Management
- For AEC Industry
- For Accountants
- For CPA Firms
- For Distributors
- For Legal Professionals
- For Medical Purposes
- For Metal Fabrication
- For Real Estate
- For Religious Organizations
- For Schools
- For Small Businesses
- Forecasting
- Fraud Detection
- Fund Accounting
- Fund Management
- General Ledger
- Hourly Billing
- Import/Export Management
- Income & Balance Sheet
- Integrated Business Operations
- Inventory Control
- Inventory Management
- Inventory Optimization
- Inventory Tracking
- Invoice Creation
- Invoice History
- Invoice Management
- Invoice Processing
- Item Management
- Job Costing
- K-1 Reporting
- Kitting
- Marketing Reports
- Material Requirements Planning
- Mobile Access
- Mobile App
- Mobile Payments
- Monitoring
- Multi-Channel Management
- Multi-Company
- Multi-Country
- Multi-Currency
- Multi-Department/Project
- Multi-State
- Online Banking
- Online Invoicing
- Online Payments
- Order Entry
- Order Fulfillment
- Order Management
- Order Tracking
- Overpayment Processing
- Partial Payments
- Payment Collection
- Payment Processing
- Payroll Management
- Payroll Reporting
- Performance Metrics
- Predictive Analytics
- Price/Margin Management
- Pricing Management
- Pricing and Cost Calculations
- Procurement Management
- Product Identification
- Production Scheduling
- Profit/Loss Statement
- Progress Tracking
- Project Accounting
- Project Billing
- Project Management
- Project Tracking
- Projections
- Purchase Order Management
- Purchasing & Receiving
- Quality Control
- Quality Management
- Quotes/Estimates
- RFP Management
- Real-Time Analytics
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Receivables Ledger
- Recurring Invoicing
- Recurring/Subscription Billing
- Reimbursement Management
- Reminders
- Remote Access/Control
- Reorder Management
- Reporting & Statistics
- Reporting/Analytics
- Requisition Management
- Resource Management
- Retail Inventory Management
- Revenue Recognition
- Sales & Operations Planning
- Sales Order Management
- Sales Reports
- Sales Tax Management
- Scheduled/Automated Reports
- Search/Filter
- Self Service Portal
- Self-Service Reporting
- Shipping Management
- Sourcing Management
- Spend Management
- Staff Management
- Status Tracking
- Strategic Planning
- Supplier Management
- Supply Chain Management
- Task Management
- Tax Calculation
- Tax Compliance
- Tax Management
- Template Management
- Templates
- Third-Party Integrations
- Time & Expense Tracking
- Time Tracking
- Timer
- Traceability
- Transaction History
- Transaction Management
- Transportation Management
- Trust Accounting
- Vacation/Leave Tracking
- Vendor Management
- Version Control
- Warehouse Management
Integrations
- Total integrations135
- Accelo
- Actionstep
- ActiveCollab
- Acuity Scheduling
- Administrate Training Management
- Adobe Commerce
- Agile CRM
- ApprovalMax
- AroFlo
- AutoEntry by Sage
- Avalara
- BigCommerce
- BlueFolder
- Buildertrend
- Capsule
- Chargebee
- Chaser
- Checkfront
- Chrometa
- Cin7 Core
- Cin7 Omni
- ClicData
- Clio
- Constant Contact
- CreditorWatch Collect
- Current RMS
- CustomerSure
- Cyfe
- Datamolino
- Deputy
- Dext
- DocLink
- Dryrun
- EZRentOut
- Ecwid
- Emburse Nexonia
- Entryless
- Epos Now
- Everhour
- Expensify
- Exsalerate CRM
- Fathom
- Fergus
- FieldAware
- Financial Driver
- Fishbowl
- Float
- Float Cash Flow
- Fortis
- FreshBooks
- Freshdesk
- Futrli
- GoCardless
- Google Workspace
- Gusto
- Harvest
- Hike
- Hotelogix
- HubSpot Data Hub
- Hubdoc
- Ignition
- InvoiceSherpa
- JobAdder
- Kickserv
- Klips
- LightWork Performance Management
- LightWork Time
- LivePlan
- MRPeasy
- Manu Online
- Microsoft 365
- Microsoft Power BI
- Mindbody
- MinuteDock
- Netskope One Platform
- OnePageCRM
- Onsight
- PandaDoc
- PayPal Payments
- Payment Evolution
- Payoneer
- Pepperi
- Phocas
- Plooto
- Podio
- ProfitSee
- Proposify
- QuickBooks Online
- QuickBooks Time
- Quoter
- Quotient
- Qvinci
- Qwilr
- Re-Leased
- Rydoo Expense
- SPS Commerce
- Sage 50 Accounting
- Sage Accounting
- Sage Enterprise Intelligence
- SalesSeek
- Sapaad
- Satago
- Service Pro
- ServiceM8
- Shoeboxed
- Shopify
- Simple Salon
- Simpro
- Solve CRM
- Spotler CRM
- Spotlight Reporting
- Square Payments
- Square Point of Sale
- Starshipit
- Streamtime
- Stripe Payments
- Synchroteam
- Tabology EPOS
- Tallie
- Tidy
- Time Tracker by eBillity
- TimeCamp
- Timely
- Tipalti
- Total Synergy
- Tradify
- Trigger
- Unleashed
- Veeqo
- WORKetc
- WooCommerce
- Workato
- WorkflowMAX
- XEDI Web EDI
- ZENOTI
- Zahara
- Zapier
- Zoho Analytics
- Zoho Books
- Zoho CRM
- authorize.net
- ezyCollect by Sidetrade
- ezyVet
- vWorkApp
- webexpenses
- Total integrations11
- Accelo
- Actionstep
- ActiveCollab
- Acuity Scheduling
- Administrate Training Management
- Adobe Commerce
- Agile CRM
- ApprovalMax
- AroFlo
- AutoEntry by Sage
- Avalara
- BigCommerce
- BlueFolder
- Buildertrend
- Capsule
- Chargebee
- Chaser
- Checkfront
- Chrometa
- Cin7 Core
- Cin7 Omni
- ClicData
- Clio
- Constant Contact
- CreditorWatch Collect
- Current RMS
- CustomerSure
- Cyfe
- Datamolino
- Deputy
- Dext
- DocLink
- Dryrun
- EZRentOut
- Ecwid
- Emburse Nexonia
- Entryless
- Epos Now
- Everhour
- Expensify
- Exsalerate CRM
- Fathom
- Fergus
- FieldAware
- Financial Driver
- Fishbowl
- Float
- Float Cash Flow
- Fortis
- FreshBooks
- Freshdesk
- Futrli
- GoCardless
- Google Workspace
- Gusto
- Harvest
- Hike
- Hotelogix
- HubSpot Data Hub
- Hubdoc
- Ignition
- InvoiceSherpa
- JobAdder
- Kickserv
- Klips
- LightWork Performance Management
- LightWork Time
- LivePlan
- MRPeasy
- Manu Online
- Microsoft 365
- Microsoft Power BI
- Mindbody
- MinuteDock
- Netskope One Platform
- OnePageCRM
- Onsight
- PandaDoc
- PayPal Payments
- Payment Evolution
- Payoneer
- Pepperi
- Phocas
- Plooto
- Podio
- ProfitSee
- Proposify
- QuickBooks Online
- QuickBooks Time
- Quoter
- Quotient
- Qvinci
- Qwilr
- Re-Leased
- Rydoo Expense
- SPS Commerce
- Sage 50 Accounting
- Sage Accounting
- Sage Enterprise Intelligence
- SalesSeek
- Sapaad
- Satago
- Service Pro
- ServiceM8
- Shoeboxed
- Shopify
- Simple Salon
- Simpro
- Solve CRM
- Spotler CRM
- Spotlight Reporting
- Square Payments
- Square Point of Sale
- Starshipit
- Streamtime
- Stripe Payments
- Synchroteam
- Tabology EPOS
- Tallie
- Tidy
- Time Tracker by eBillity
- TimeCamp
- Timely
- Tipalti
- Total Synergy
- Tradify
- Trigger
- Unleashed
- Veeqo
- WORKetc
- WooCommerce
- Workato
- WorkflowMAX
- XEDI Web EDI
- ZENOTI
- Zahara
- Zapier
- Zoho Analytics
- Zoho Books
- Zoho CRM
- authorize.net
- ezyCollect by Sidetrade
- ezyVet
- vWorkApp
- webexpenses
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