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Zoho Books vs Refrens Comparison (2026)

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Zoho Books logo

Zoho Books

Refrens logo

Refrens

Overview

Ensure you get paid on time using Zoho Books invoicing features to send customized invoices and estimates, track payments, send automatic reminders, and more.

Refrens is a business operating system that helps you with invoicing, accounting, bookkeeping, sales, inventory, client & vendor management, and other day-to-day business operations.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

Pricing

Starting from

20

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

220

Per year

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.4

684

5

4

3

2

1

379

231

45

14

15

  • Value for money
  • Ease of use
  • Features
  • Customer support
76%
would recommend this app

4.9

291

5

4

3

2

1

263

26

1

0

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
88%
would recommend this app

Pros

“payments sometimes post to prepaid expenses instead of trade creditors, and if you post multiple lines to the same nominal in a journal it groups them into one line on reports instead of keeping them separate, so you lose visibility of what's actually happened.”
JD

John D.

Financial Controller

“Its financial analysis features help users keep track of business performance, while the payment options make it easier to receive and manage payments.”
MZ

Muhammad Z.

Talent Acquisition Officer

“Zoho Books is honestly a fantastic tool if you’re running a small business or want to keep it for tracking personal expenses and want to put your accounting on autopilot without spending a fortune.”
MA

Md A.

Research Assistant

Pros

“The built-in automated payment reminders and direct WhatsApp integration are absolute game-changers for client communication and ensuring fast collections.”
Verified reviewer profile picture

Motoy A.

Sale manager

“I can create professional quotations and invoices quickly, manage client details and keep track of payments without making the process complicated.”
Verified reviewer profile picture

SANDEEP C.

Digital Marketing

“Automate recurring invoices with Refrens to save time, eliminate manual billing, and ensure invoices are sent on schedule.”
Verified reviewer profile picture

Nishant K.

admin

Cons

“VAT amounts and codes don't show up on transaction reports, and there's no report that just shows sales line items with the nominal, VAT, project and description all together - feels like such a basic thing to be missing.”
JD

John D.

Financial Controller

“Some of the options can feel a bit overwhelming if you only need basic bookkeeping.”
Verified reviewer profile picture

Ritvik V.

Owner and E-Commerce Operations Manager

“It also doesn't handle some UK accounting stuff the way it should.”
JD

John D.

Financial Controller

Cons

“The only cons I have faced so far is the limit on the features for free users, one can create only 15 invoices for free.”
RS

Riya S.

Founder and Creative Strategist

  • Vendor responds to reviews
  • Last review9 days ago
  • Vendor responds to reviews
  • Last review14 days ago

Key features

  • Total features101
  • ACH Payment Processing
  • AI Copilot
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Accrual Accounting
  • Activity Dashboard
  • Activity Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Audit Management
  • Audit Trail
  • Backup and Recovery
  • Bank Reconciliation
  • Billable & Non-Billable Hours
  • Billing & Invoicing
  • Billing Portal
  • Budgeting/Forecasting
  • Bulk Send
  • Cash Flow Management
  • Cash Management
  • Catalog Management
  • Categorization/Grouping
  • Chart of Accounts
  • Client Management
  • Client Portal
  • Commission Management
  • Compliance Management
  • Consolidation/Roll-Up
  • Contact Database
  • Contact Management
  • Contract/License Management
  • Core Accounting
  • Cost Management
  • Credit Card Processing
  • Credit Note
  • Currency Conversion
  • Customer Statements
  • Customizable Branding
  • Customizable Fields
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Document Management
  • Dunning Management
  • Electronic Payments
  • Email Management
  • Encryption
  • Expense Claims
  • Expense Tracking
  • File Sharing
  • Financial Analysis
  • Financial Consolidation & Close Management
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For AEC Industry
  • For Legal Professionals
  • For Medical Purposes
  • For Real Estate
  • For Small Businesses
  • For Trucking Industry
  • General Ledger
  • Generative AI
  • Hourly Billing
  • Income & Balance Sheet
  • Inventory Control
  • Inventory Management
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • K-12
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Invoicing
  • Online Payments
  • Online Time Tracking
  • Optical Character Recognition
  • Order Management
  • Partial Payments
  • Payment Processing
  • Payment Reconciliation
  • Payroll Management
  • Profit/Loss Statement
  • Project Accounting
  • Project Billing
  • Project Management
  • Projections
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Quotes/Estimates
  • Real-Time Data
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Receivables Ledger
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Sales Tax Management
  • Secure Data Storage
  • Spend Management
  • Status Tracking
  • Supplier Management
  • Task Management
  • Tax Calculation
  • Tax Compliance
  • Tax Filing
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Timesheet Management
  • Transaction Management
  • Trust Accounting
  • Vendor Management
  • Workflow Automation
  • Workflow Management
  • Total features86
  • ACH Payment Processing
  • AI Copilot
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Accrual Accounting
  • Activity Dashboard
  • Activity Tracking
  • Alerts/Notifications
  • Approval Process Control
  • Audit Management
  • Audit Trail
  • Backup and Recovery
  • Bank Reconciliation
  • Billable & Non-Billable Hours
  • Billing & Invoicing
  • Billing Portal
  • Budgeting/Forecasting
  • Bulk Send
  • Cash Flow Management
  • Cash Management
  • Catalog Management
  • Categorization/Grouping
  • Chart of Accounts
  • Client Management
  • Client Portal
  • Commission Management
  • Compliance Management
  • Consolidation/Roll-Up
  • Contact Database
  • Contact Management
  • Contract/License Management
  • Core Accounting
  • Cost Management
  • Credit Card Processing
  • Credit Note
  • Currency Conversion
  • Customer Statements
  • Customizable Branding
  • Customizable Fields
  • Customizable Invoices
  • Customizable Reports
  • Customizable Templates
  • Dashboard
  • Data Import/Export
  • Data Security
  • Data Visualization
  • Document Management
  • Dunning Management
  • Electronic Payments
  • Email Management
  • Encryption
  • Expense Claims
  • Expense Tracking
  • File Sharing
  • Financial Analysis
  • Financial Consolidation & Close Management
  • Financial Management
  • Financial Reporting
  • Fixed Asset Management
  • For AEC Industry
  • For Legal Professionals
  • For Medical Purposes
  • For Real Estate
  • For Small Businesses
  • For Trucking Industry
  • General Ledger
  • Generative AI
  • Hourly Billing
  • Income & Balance Sheet
  • Inventory Control
  • Inventory Management
  • Inventory Tracking
  • Invoice Creation
  • Invoice History
  • Invoice Management
  • Invoice Processing
  • K-12
  • Mobile Access
  • Mobile App
  • Mobile Payments
  • Mobile Receipt Upload
  • Multi-Company
  • Multi-Currency
  • Multi-Language
  • Multi-Location
  • Online Invoicing
  • Online Payments
  • Online Time Tracking
  • Optical Character Recognition
  • Order Management
  • Partial Payments
  • Payment Processing
  • Payment Reconciliation
  • Payroll Management
  • Profit/Loss Statement
  • Project Accounting
  • Project Billing
  • Project Management
  • Projections
  • Purchase Order Management
  • Purchase Order Reconciliation
  • Purchasing & Receiving
  • Quotes/Estimates
  • Real-Time Data
  • Real-Time Notifications
  • Real-Time Reporting
  • Real-Time Updates
  • Receipt Management
  • Receivables Ledger
  • Recurring/Subscription Billing
  • Reimbursement Management
  • Reminders
  • Remote Access/Control
  • Reporting & Statistics
  • Reporting/Analytics
  • Requisition Management
  • Sales Tax Management
  • Secure Data Storage
  • Spend Management
  • Status Tracking
  • Supplier Management
  • Task Management
  • Tax Calculation
  • Tax Compliance
  • Tax Filing
  • Tax Management
  • Third-Party Integrations
  • Time & Expense Tracking
  • Time Tracking
  • Timesheet Management
  • Transaction Management
  • Trust Accounting
  • Vendor Management
  • Workflow Automation
  • Workflow Management

Integrations

  • Total integrations29
  • Avalara
  • Box
  • CSG Forte
  • Cashfree
  • ChatGPT
  • Claude
  • Dropbox
  • Entryless
  • Evernote Teams
  • Google Workspace
  • Meta for Business
  • Microsoft 365
  • Pabbly Connect
  • PayPal Payments
  • Payoneer
  • RazorSign
  • Razorpay
  • Shopify
  • Slack
  • Square Point of Sale
  • Stripe Payments
  • Tax1099.com
  • Twilio
  • WhatsApp
  • WooCommerce
  • Worldpay for Enterprise
  • Yearli
  • Zapier
  • Zoho Analytics
  • Zoho Billing
  • Zoho CRM
  • Zoho Expense
  • Zoho Flow
  • Zoho Inventory
  • Zoho Invoice
  • Zoho People
  • Zoho Projects
  • Zoho Sign
  • authorize.net
  • Total integrations10
  • Avalara
  • Box
  • CSG Forte
  • Cashfree
  • ChatGPT
  • Claude
  • Dropbox
  • Entryless
  • Evernote Teams
  • Google Workspace
  • Meta for Business
  • Microsoft 365
  • Pabbly Connect
  • PayPal Payments
  • Payoneer
  • RazorSign
  • Razorpay
  • Shopify
  • Slack
  • Square Point of Sale
  • Stripe Payments
  • Tax1099.com
  • Twilio
  • WhatsApp
  • WooCommerce
  • Worldpay for Enterprise
  • Yearli
  • Zapier
  • Zoho Analytics
  • Zoho Billing
  • Zoho CRM
  • Zoho Expense
  • Zoho Flow
  • Zoho Inventory
  • Zoho Invoice
  • Zoho People
  • Zoho Projects
  • Zoho Sign
  • authorize.net