Chime - 2026 Pricing, Features, Reviews & Alternatives

Users report that Chime's mobile access provides up-to-date account activities and allows them to view transactions and balances from anywhere. They find it convenient to log in using a fingerprint and appreciate the security measures that prevent unauthorized access. Reviewers indicate that the mobile app is essential for managing finances on the go, making it easy to send money, check balances, and receive alerts for low balances. They say it’s one of their most used apps due to its accessibility and convenience. Of the 18 Chime users who gave detailed accounts of their use of Mobile Access, 100% rated this feature as important or highly important.

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“That I can use it on my phone from anywhere and the fact that it's hard to gain access if you try to hack someone's account. Someone tried to hack mine but thanks to there security the person trying to gain access was denied ”

Deborah D.

Owner

“Having mobile access makes it easier to find your balance and can alert you when you have a low balance.”

KP

Kirsti P.

Small Business

Reviewers appreciate Chime's electronic payments feature for its simplicity and convenience. They report that it allows for easy setup of recurring payments and automatic bill payments, making financial management hassle-free. Users like that payments are processed quickly, often up to two days early, and that the app supports international payments. They find it reliable with minimal issues, though some mention occasional glitches with transfers and notifications. Overall, they value the ease of sending and receiving money electronically with Chime. Of the 21 Chime users who gave detailed accounts of their use of Electronic Payments, 95% rated this feature as important or highly important.

Reviewers highlight Chime's transaction monitoring as a valuable tool for keeping track of spending and ensuring account security. They appreciate receiving real-time notifications for every transaction, which helps them monitor their finances and catch any suspicious activity quickly. Users report that this capability aids in budgeting and disputing unauthorized transactions effectively. They feel reassured by the accuracy and timeliness of alerts, which help prevent fraud and manage their accounts efficiently. Of the 20 Chime users who gave detailed accounts of their use of Transaction Monitoring, 95% rated this feature as important or highly important.