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Online Banking
Instant messaging

Online Banking Software with Live Chat (2026)

Last updated: April 2026

Online Banking Software Key Features

Based on 825 user opinions, we identified 6 features that are important for any product in Online Banking Software

Transaction History
Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period
Average user rating
4.6
Transaction Monitoring
Monitor or audit historical and current transactions to analyze customer account activities
Average user rating
4.6
Real-Time Monitoring
Active monitoring of systems, applications, or networks
Average user rating
4.7
Fraud Detection
Identify and prevent suspicious activity
Average user rating
4.3
Financial Management
Plan, manage, and track the financial activities of an individual or organization
Average user rating
4.4
Mobile Access
Access software remotely via mobile devices
Average user rating
4.8

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Features

Live Chat

Third-Party Integrations(8)

Accounting(4)

ACH Payment Processing(8)

Activity Dashboard(13)

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Devices supported

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iPad(4)

Android(4)

Linux(3)

Web-based(14)

iPhone(4)

Windows(7)

Organization types

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Non Profit(0)

Large Enterprises(12)

Public Administrations(0)

Freelancers(2)

Mid Size Business(12)

User rating

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14 software options

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Indy

4.8

(14)

Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews

All in one application for freelancers !

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Online application that helps self-employed automate accounting, from expense tracking to tax filling and bank reconciliation.

PayNet Banking Platform

4.5

(13)

Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews

White-labeled Neo Banking and Payments Solutions

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PayNet offers fully managed and ready to use - Neo Banking and Payment software solutions to enable use cases on:

- Payments
- Lending
- Deposits

Macrobank

4.8

(6)

Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews

Core banking and payment SW platform and SaaS for Fintechs

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Macrobank is a ready-to-implement core banking and payment software platform for fintechs, digital banks, payment processors. The solution functionality provides customer onboarding and AML, digital banking, SWIFT/SEPA payments, forex, payments to card, card issuing and acquiring.

FinCell

5.0

(4)

Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews

Mobile Banking Application

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FinCell is a white-label mobile banking app developed by Baltic Amadeus. It helps financial institutions go mobile in weeks, not months, by offering rich out-of-the-box functionality.

Backbase

4.6

(5)

Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews

Re-architect banking around your customer

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Backbase offers a new-generation Engagement Banking Platform, allowing you to progressively modernize your main customer journeys and re-architect your business operations around your customers.

NEObank software

5.0

(2)

Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews

Application development software

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NEObank software is an app development solution designed for the deployment and customization of NEObank applications. It offers a unique blend of features, including a fully customizable mobile user interface, integration options, and a modular backend core.

Telepin Mobile Money

5.0

(1)

Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews

Cloud-based mobile banking solution

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Mobile Money is a cloud-based mobile banking solution which helps small to midsize financial businesses set up services for cash-in deposits, cash-out withdrawals, online payments, person-to-merchant payments, and more. The platform provides a secure wallet-on-a-phone service via mobile operators.

Cyberbank

5.0

(1)

Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews

Digital banking system for banks and fintech companies

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Cyberbank is the next-gen digital and core banking platform from Technisys (now Galileo Financial Technologies) that redefines the customer experience.

Alkami Platform

3.5

(2)

Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews

Your catalyst in digital banking transformation.

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The Alkami Platform provides financial institutions a complete digital banking solution to securely onboard, engage, & grow retail & business users for banks & credit unions. Clients set the pace of innovation with customized user experiences via our platform & extensive fintech partner ecosystem.

Digital Banking Platform

4.0

(1)

Based on GetApp‘s extensive, proprietary database of in-depth, verified user reviews

Connecting people and their financial institutions

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The human side of banking in the digital world while leveraging what your financial institution does best.

Read more about Digital Banking Platform

Users also considered

Q2 Platform

(0)

Digital banking platform for banks and credit unions

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Q2 is a cloud-based mobile banking platform, which assists banks and credit unions with customer experience management and compliance. Key features include payment processing, process automation, data mapping, transaction monitoring, data security, fraud mitigation, and analytics.

Oracle Banking Digital Experience

(0)

Omnichannel digital banking platform

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Oracle Banking Digital Experience is an online banking systems solution designed to help businesses manage finances, bulk payments, investments, virtual accounts, liquidities, and more from within a unified platform.

Read more about Oracle Banking Digital Experience

Users also considered

Intelligrow

(0)

Mobile and web application-based lending solution

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Intellligrow is a mobile and web application-based lending solution. It offers a core banking application for NBFCs and microfinance. It assists with the entire lending process, from lead generation, document management, and loan origination to reporting. It supports credit bureau integrations.

Ambit

(0)

Internet and mobile banking platform

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Ambit is a cloud-based internet and mobile banking platform that integrates into the core of any banking system, manages customer engagements from multiple touchpoints, administers transactions, reduces branch time, increases customer satisfaction, and provides a frictionless digital banking experience.

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