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ChurchTrac vs ACS Comparison (2026)

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ChurchTrac logo

ChurchTrac

ACS logo

ACS

Overview

The all-in-one church software trusted by over 60,000+ leaders. Most affordable, powerful features, and heavenly support! Start your free 30-day trial and see why so many churches made the switch to ChurchTrac.

ACS is a church management software designed to help churches of all sizes handle finances, members, services, background checks, contributions, accounting processes, payroll, purchase orders, and more on a centralized platform.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

No videos yet

Pricing

Starting from

29

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

279.95

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.8

864

5

4

3

2

1

736

110

11

4

3

  • Value for money
  • Ease of use
  • Features
  • Customer support
94%
would recommend this app

3.9

126

5

4

3

2

1

49

37

28

7

5

  • Value for money
  • Ease of use
  • Features
  • Customer support
46%
would recommend this app

Pros

“The built-in communication tools are a huge time-saver, and the ability to create custom reports has helped us better understand and serve our congregation.”
EI

Enrico I.

volunteer

“The other main feature that attracted us to ChurchTrac is that it offers an amazing support network that includes the usual phone support but also webinars, YouTube Videos, online tutorials, and a complete online user guide.”
JS

John S.

Treasurer

“The price for a ChurchTrac subscription that included the accounting software that we needed was less than most other accounting software on the market, but it offered more than just accounting software, it included a robust Church Management Software.”
JS

John S.

Treasurer

Pros

“Also has various report options that go along with these registrations that are very helpful. Whenever we have a problem or question, customer support is very helpful and friendly!”
KV

Kathy V.

Administrative Assistant

“The company itself is working to move customers to newer products (Realm in particular) and current ACS users should get themselves into the cloud ASAP.”
Verified reviewer profile picture

Andrew R.

Director of Family Ministries

“We really liked how easy it was for our members to find each other in the directories”
CS

Cole S.

CEO

Cons

“Trying to remember to pause and unpause automations for quarterly and semi-annual transactions (to reduce the need to fully recreate the transactions each time) can be difficult and is easily forgotten, which makes the financials a bit harder to reconcile when transactions appearing (or not appearing) in ChurchTrac don't match what the bank accounts show.”
DK

Doreen K.

Junior Warden

“Looking back, we missed opportunities and added unnecessary complexity. If I had to note a functional drawback, QuickBooks Online does offer more robust and customizable reporting.”
MR

Michael R.

Ruling Elder, Treasurer

“My phone carrier was down for 24 hours across the nation and left me without the ability to login.”
LD

Lowrey D.

Administrative Assistant

Cons

“We use it every day in our office, but people using it from home often have problems. ”
KV

Kathy V.

Administrative Assistant

“Some days we notice it's "sluggish" (may be an internet issue). ”
KV

Kathy V.

Administrative Assistant

“There seemed to be a disconnect between how we were (poorly) implementing the software and struggling with teaching staff and the way in which the ACS team communicated to us and told us to get excited about functionality that never worked in our context because of difficulty of implementation.”
Verified reviewer profile picture

Dave S.

Worship Pastor

  • Vendor responds to reviews
  • Last review4 months ago
  • Vendor responds to reviews
  • Last review3 years ago

Key features

  • Total features95
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Alerts/Notifications
  • Application Management
  • Asset Tracking
  • Attendance Management
  • Attendance Tracking
  • Bank Reconciliation
  • Budgeting/Forecasting
  • Built-in Accounting
  • CRM
  • Cash Flow Management
  • Cash Management
  • Check Printing
  • Child Check-in
  • Committee Management
  • Communication Management
  • Configurable Workflow
  • Contact Database
  • Contact Management
  • Content Library
  • Content Management
  • Credit Card Processing
  • Custom Domains
  • Customizable Branding
  • Customizable Fields
  • Customizable Forms
  • Customizable Reports
  • Customizable Templates
  • Data Import/Export
  • Document Management
  • Document Storage
  • Donation Management
  • Drag & Drop
  • Dues Management
  • Electronic Payments
  • Email Management
  • Event Management
  • Event Planning
  • Event Scheduling
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Religious Organizations
  • Forms Management
  • Fund Accounting
  • General Ledger
  • Image Library
  • Landing Pages/Web Forms
  • Media Library
  • Member Communication
  • Member Database
  • Member Directory
  • Member Portal
  • Member Types
  • Membership Management
  • Membership Renewals
  • Mobile Access
  • Mobile App
  • Multi-Language
  • Multi-Location
  • Multimedia Support
  • Online Calendar
  • Online Giving
  • Payment Processing
  • Payroll Management
  • Pledge Management
  • Pre-built Templates
  • Project Management
  • Real Time Editing
  • Real-Time Data
  • Real-Time Reporting
  • Receipt Management
  • Records Management
  • Recurring/Subscription Billing
  • Registration Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Role-Based Permissions
  • SEO Management
  • SMS Messaging
  • SSL Security
  • Scheduling
  • Search/Filter
  • Small Group Management
  • Template Management
  • Third-Party Integrations
  • Transaction History
  • Visitor Tracking
  • Volunteer Management
  • WYSIWYG Editor
  • Website Analytics
  • Website Hosting
  • Website Management
  • Worship Planning
  • Total features43
  • ACH Payment Processing
  • API
  • Access Controls/Permissions
  • Accounting
  • Accounting Integration
  • Accounts Payable
  • Accounts Receivable
  • Activity Dashboard
  • Alerts/Notifications
  • Application Management
  • Asset Tracking
  • Attendance Management
  • Attendance Tracking
  • Bank Reconciliation
  • Budgeting/Forecasting
  • Built-in Accounting
  • CRM
  • Cash Flow Management
  • Cash Management
  • Check Printing
  • Child Check-in
  • Committee Management
  • Communication Management
  • Configurable Workflow
  • Contact Database
  • Contact Management
  • Content Library
  • Content Management
  • Credit Card Processing
  • Custom Domains
  • Customizable Branding
  • Customizable Fields
  • Customizable Forms
  • Customizable Reports
  • Customizable Templates
  • Data Import/Export
  • Document Management
  • Document Storage
  • Donation Management
  • Drag & Drop
  • Dues Management
  • Electronic Payments
  • Email Management
  • Event Management
  • Event Planning
  • Event Scheduling
  • Expense Tracking
  • Financial Analysis
  • Financial Management
  • Financial Reporting
  • For Religious Organizations
  • Forms Management
  • Fund Accounting
  • General Ledger
  • Image Library
  • Landing Pages/Web Forms
  • Media Library
  • Member Communication
  • Member Database
  • Member Directory
  • Member Portal
  • Member Types
  • Membership Management
  • Membership Renewals
  • Mobile Access
  • Mobile App
  • Multi-Language
  • Multi-Location
  • Multimedia Support
  • Online Calendar
  • Online Giving
  • Payment Processing
  • Payroll Management
  • Pledge Management
  • Pre-built Templates
  • Project Management
  • Real Time Editing
  • Real-Time Data
  • Real-Time Reporting
  • Receipt Management
  • Records Management
  • Recurring/Subscription Billing
  • Registration Management
  • Reminders
  • Reporting & Statistics
  • Reporting/Analytics
  • Role-Based Permissions
  • SEO Management
  • SMS Messaging
  • SSL Security
  • Scheduling
  • Search/Filter
  • Small Group Management
  • Template Management
  • Third-Party Integrations
  • Transaction History
  • Visitor Tracking
  • Volunteer Management
  • WYSIWYG Editor
  • Website Analytics
  • Website Hosting
  • Website Management
  • Worship Planning

Integrations

  • Total integrations4
  • Plaid
  • SendGrid
  • Stripe
  • Twilio
  • Total integrationsN/A
  • Plaid
  • SendGrid
  • Stripe
  • Twilio