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SwipeSum Logo

Payment Processing for restaurants & e-commerce stores

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SwipeSum - 2026 Pricing, Features, Reviews & Alternatives

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Last updated: March 2026

SwipeSum overview

What is SwipeSum?

SwipeSum is a cloud-based credit card processing solution which helps small to medium sized businesses with rate comparison and chargeback protection. Key features include recurring billing, statement audits, POS transactions, referrals, contract management, and more.

The platform comes with a security module which enables teams to keep track of PCI standards and compliance norms, as well as store customer data. Managers can use the chargeback protection tool to settle disputes. The ratelock guarantee feature lets team members keep track of competitor rates for payment processing. Finance teams can use this system to review monthly and quarterly statements and flag issues.

SwipeSum includes functionality which lets users optimize the EMV and PCI interchange rate. Managers can integrate the system with payment hardware to streamline payment processing. The solution is suitable for restaurants, e-commerce stores, digital retailers and chain stores. SwipeSum comes with a tool which allows teams to compare quotes from different service providers.

Starting price

15

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SwipeSum reviews

Overall rating

4.6

/5

11

Positive reviews

91

%

Rating breakdown
  • Value for money
  • Ease of use
  • Features
  • Customer support
  • Likelihood to recommend0.91/10
Rating distribution

5

4

3

2

1

10

0

0

0

1

SwipeSum's key features

Most critical features, based on insights from SwipeSum users:

ACH payment processing
Cryptocurrency processing
Debit/Credit card processing
Electronic signature
In-Person payments
Mobile payments
Online payments
Payment gateway integration
PCI compliance
Receipt management

All SwipeSum features

Features rating:

ACH payment processing
Cryptocurrency processing
Debit/Credit card processing
Electronic signature
In-Person payments
Mobile payments
Online payments
Payment gateway integration
PCI compliance
Receipt management
Recurring/Subscription billing
Reporting/Analytics

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SwipeSum pricing

Value for money rating:

Starting from

15

Pricing details
Subscription
Free trial
Free plan
Pricing range

User opinions about SwipeSum price and value

Value for money rating:

SwipeSum support options

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Platforms supported

Web
Android
iPhone/iPad

Support options

Phone Support
Email/Help Desk
Chat
Knowledge Base
FAQs/Forum
24/7 (Live rep)

Training options

Videos
In Person
Live Online

SwipeSum FAQs

Q. Who are the typical users of SwipeSum?

SwipeSum has the following typical customers:
Small Business, Mid-size Business, Large Enterprises

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Q. Does SwipeSum support mobile devices?

SwipeSum supports the following devices:
iPhone, iPad, Android


Q. What level of support does SwipeSum offer?

SwipeSum offers the following support options:
Phone Support, Email/Help Desk, Chat, Knowledge Base, FAQs/Forum, 24/7 (Live rep)

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