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PayPal vs PayPal Checkout Comparison (2026)

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Good recommendations?

PayPal

PayPal Checkout

Overview

PayPal provides an end-to-end suite of tools that can integrate with a business's existing systems and service providers. Its network of shoppers and businesses provides AI-driven data insights to help businesses reach new customers and drive results.

PayPal Checkout lets growing online businesses accept PayPal, Pay Later, major cards, digital wallets, and local payment methods through a single integration.

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Platforms supported

Web-based
iPhone app
Android app
Windows Phone app

Typical customers

Freelancers
Small businesses
Mid size businesses
Large enterprises

Customer support

Phone
Online
Knowledge base
Video tutorials

view more detailsview details

Video & Screenshots

No videos yet

Pricing

Starting from

0.09

Free trial available
Credit cardless trial
Free account
Subscription based

Starting from

No pricing info

Free trial available
Credit cardless trial
Free account
Subscription based

User reviews

4.6

26.6K

19.7K

5.3K

211

323

Value for money

Ease of use

Features

Customer support

83%

would recommend this app

4.8

Value for money

Ease of use

Features

Customer support

87%

would recommend this app

Pros

“PayPal is the go-to for fast, secure online payments. While not a full accounting tool, it's excellent for collecting payments, sending invoices quickly, and managing basic expense tracking on the go”

Suman A.

Owner,Bookkeeper,TAxPreparer

“The platform is intuitive, widely recognized, and trusted by customers, which helps increase buyer confidence and makes the payment process smoother. While there is room for improvement in areas such as transaction costs, occasional technical issues, and expanded marketing tools, PayPal has remained a valuable part of my business operations.”

Briana Z.

Art Instructor

“The platform makes complex payment workflows feel simple, with intuitive navigation, clear transaction history, and useful invoicing tools that support both individuals and businesses.”

Braden H.

Senior Product Designer

Pros

“Its a secure way for customers to check out without entering their card information.”

Morgan W.

Artist and Owner

“PayPal checkout is a safe, speedy and effective way to complete purchases online without having to risk typing financial information into potentially unsafe links.”

Tracy L.

Health Coach Manager

“Overall I love the software and the features & functionality of it & maintaining checkout transactions & receipts, it’s a great way to shop quick, fast & on the go”

Ikiera J.

Call center

Cons

“While PayPal allows you to accept payments and secures everything for both parties, the payment processing fails when people want to pay with a credit card, due to too many verification steps.”

Sandra M.

Owner

“Customer support repeatedly provided generic responses without explaining the reason for the suspension or offering any meaningful appeal process. While PayPal excels in ease of use and is a trusted payment option for customers, the possibility of losing access to your account without explanation makes it difficult for me to recommend relying on it as your primary payment processor.”

Victoria T.

Self-Employed

“I was once unable to claim a payment due to PayPal requiring documentation on my end, which, while I appreciate the heightened security, their automated process had an issue in which it wouldn't accept the document I was providing, even though it met the requirements.”

Andrea E.

Illustrator and Designer

Cons

“Also, if you are in any type of industry that they deem is risky, they may just randomly one day freeze your account and hold your money for 6 months. ”

Robert S.

President

“On the rare occasion that I have an issue with a payment or a security issue, customer support takes a long time to reach and isn’t always very helpful.”

Michael T.

Owner

“It was quite complicated to set up, and the documentation was a bit confusing.”

Stéphane N.

DevOps Engineer