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Venmo vs Zil Money Comparison (2026)

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Overview

Venmo is a digital wallet and payment gateway that allows customers to send money and make purchases via mobile device, and share activity via the purchase feed

Banking services are provided by our partner bank, Member FDIC.

  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials
  • Platforms supported
  • Web-based
  • iPhone app
  • Android app
  • Windows Phone app
  • Typical customers
  • Freelancers
  • Small businesses
  • Mid size businesses
  • Large enterprises
  • Customer support
  • Phone
  • Online
  • Knowledge base
  • Video tutorials

Video & Screenshots

No videos yet

Pricing

Starting from

Free

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

Starting from

30

Per month

  • Free trial available
  • Credit cardless trial
  • Free account
  • Subscription based

User reviews

4.7

9.3K

5

4

3

2

1

7.4K

1.4K

299

83

65

  • Value for money
  • Ease of use
  • Features
  • Customer support
87%
would recommend this app

4.7

103

5

4

3

2

1

82

13

6

1

1

  • Value for money
  • Ease of use
  • Features
  • Customer support
64%
would recommend this app

Pros

“Being able to transfer money instantly to my bank account for a tiny fee proves extremely practical when I need to unlock small amounts of cash urgently while traveling.”
HH

Heather H.

Marketing and Communications Executive

“The qr code feature is also really handy when you are meeting someone for the first time like at a flea market because you dont have to type in a long username and risk sending money to the wrong person.”
Verified reviewer profile picture

Temiloluwa E.

Student

“It allows for you to easily send money to friends, family members, and collect payments for business purposes.”
BT

Brianna T.

Founder

Pros

“The platform offers a wide range of features like check printing, ACH, and wire transfers that are especially useful for small businesses and freelancers.”
PC

Pulkeet C.

Founder

“All-in-One Platform: The convenience of managing various payment methods (checks, ACH, payroll) and financial tools from a single dashboard.”
JL

Justin L.

Owner

“It’s super easy to send and receive payments, automate invoices, and even print checks right from the platform. Plus, the integrations with QuickBooks and other tools make managing finances a breeze.”
AM

Annie M.

Strategy and Operations Manager

Cons

“I set up a business profile for collecting and sending payments for my small business. Once I added my checking account, I proceeded in trying to send a payment and got an error message.”
CH

Colleen H.

OWNER

“Additionally, customer support can be limited if there are issues with an account or a payment dispute. While it’s very convenient for everyday use, these drawbacks can occasionally be frustrating.”
RR

Rebecca R.

Production manager

“Sometimes there are minor glitches such as notifications or incompletion of transaction details that causes confusion.”
NH

Nguyen H.

Deputy Service Manager

Cons

“The interface looks a little dull maybe give it a different design because first glance didnt real me in as much.”
DS

Dmitriy S.

Add Marketing

“Sometimes the platform feels a bit slow, especially during peak hours and customer support responses could be quiker.”
Verified reviewer profile picture

ZAHWAAN A.

Manager

“Learning Curve: Despite its user-friendly interface, some users may initially find it challenging to navigate all the features and functionalities, especially if they are not tech-savvy.”
AF

Ana F.

Program Assistant

  • Vendor responds to reviews
  • Last review4 days ago
  • Vendor responds to reviews
  • Last review10 months ago

Key features

  • Total features16
  • ACH Payment Processing
  • API
  • Activity Dashboard
  • Billing & Invoicing
  • Credit Card Processing
  • Customer Statements
  • Data Security
  • Debit/Credit Card Processing
  • Electronic Payments
  • In-Person Payments
  • Invoice Management
  • Invoice Processing
  • Mobile Payments
  • Multiple Payment Options
  • Online Payments
  • Partial Payments
  • Payment Links
  • Payment Processing
  • Point of Sale (POS)
  • Promotions Management
  • Receivables Ledger
  • Reporting/Analytics
  • Sales Reports
  • Third-Party Integrations
  • Transaction History
  • Vendor Management
  • Total features17
  • ACH Payment Processing
  • API
  • Activity Dashboard
  • Billing & Invoicing
  • Credit Card Processing
  • Customer Statements
  • Data Security
  • Debit/Credit Card Processing
  • Electronic Payments
  • In-Person Payments
  • Invoice Management
  • Invoice Processing
  • Mobile Payments
  • Multiple Payment Options
  • Online Payments
  • Partial Payments
  • Payment Links
  • Payment Processing
  • Point of Sale (POS)
  • Promotions Management
  • Receivables Ledger
  • Reporting/Analytics
  • Sales Reports
  • Third-Party Integrations
  • Transaction History
  • Vendor Management

Integrations

  • Total integrations4
  • BitPay
  • Cash App
  • Dynamics 365
  • FreshBooks
  • Gusto
  • Meta for Business
  • NetSuite
  • PayPal
  • PayPal Enterprise Payments
  • QuickBooks Online
  • QuickBooks Payroll
  • Sage Accounting
  • Xero
  • Zapier
  • Zoho Books
  • Zoho Connect
  • servis.ai
  • Total integrations13
  • BitPay
  • Cash App
  • Dynamics 365
  • FreshBooks
  • Gusto
  • Meta for Business
  • NetSuite
  • PayPal
  • PayPal Enterprise Payments
  • QuickBooks Online
  • QuickBooks Payroll
  • Sage Accounting
  • Xero
  • Zapier
  • Zoho Books
  • Zoho Connect
  • servis.ai

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